Moneymax Reviews: Level Up Your Game With UnionBank PlayEveryday

Who says owning a credit card has to be boring? In this UnionBank PlayEveryday review, you'll learn that you can make a game out of using a credit card for all your daily transactions. Plus, you earn points for every accomplishment in this "game"! 

Read on to know how UnionBank PlayEveryday makes every credit card experience fun and rewarding.

UnionBank PlayEveryday Credit Card: Key Features

To start this UnionBank PlayEveryday review, let's check out the key features of this credit card:

• Annual fee: ₱1,500
• Interest rate: 3%
• Minimum monthly income requirement: ₱30,000
• Cash advance fee: ₱200 per cash advance and 1.96% finance charge per month until date of repayment
• Late payment fee: ₱1,000
• Overlimit fee: ₱500
• Card replacement fee: ₱400

Read more: How to Apply for a UnionBank Credit Card: 3 Easy Steps to Follow

UnionBank PlayEveryday Credit Card Review: Why Should I Get This Card?

What sets apart the UnionBank PlayEveryday credit card is its focus on gamified credit card transactions. To find out more, let's explore its rewards system.

👉 Exciting Play Points System

The UnionBank PlayEveryday prides itself on having the first gamified banking rewards program in the Philippines. For starters, you earn 1 Play Point for every ₱10 spend, one of the lowest point conversion rates out there.

To earn points, use the UnionBank PlayEveryday Credit Card to pay for your daily transactions. The more you spend, the more points you earn.

Here are other ways to earn points: 

Use the UnionBank Online app^[1] to accomplish other point-earning activities, track your points, and redeem rewards.

👉 PlayEveryday Levels and Bonus Points

Of course, it won't be a game without levels, and that's exactly what the UnionBank PlayEveryday has in spades.

If you've reached enough points, you can reach a corresponding level. Leveling up also earns you extra Play Points, so the higher your level is, the higher your bonus will be.

Note that your rank won't decrease even if you redeem some of your points. For example, if you're an All Star and want to redeem a reward, you'll still remain an All Star even if you currently don't have 10,000 points. However, it can decrease due to a reversal of transactions.

👉 PlayEveryday Weekly Leaderboards

You can track your level within the UnionBank Online app. For extra bragging rights, your profile will be included in the PlayEveryday Leaderboard. Do you have what it takes to top these weekly leaderboards?

Ready to get the UnionBank PlayEveryday card? Here's a quick rundown of its key features:

What Other Perks Can I Get With My UnionBank PlayEveryday?

If the gamification of credit card transactions piqued your interest, then these UnionBank PlayEveryday perks will further convince you to get this card.

👉 Robust Rewards Program

What's the use of having so many Play Points without a proper rewards program to back it up? Use your points to redeem e-vouchers from hundreds of stores nationwide, cash rebates, or annual fee waivers. 

👉 Easy-to-Use UnionBank Online App

Getting the UnionBank PlayEveryday means getting to experience the joys of using the UnionBank Online app, one of the best banking apps out there.^[2] From the app itself, you can track your Play Points, monitor your transactions, redeem rewards, pay bills, split expenses with your friends, and access exclusive UnionBank promos.

UnionBank PlayEveryday Alternatives

This UnionBank PlayEveryday review won't be complete without presenting possible alternatives. Because let's face it—not everyone enjoys playing games, especially when it comes to their finances. 

First, check out UnionBank's other cards:

Credit Card	Annual Fee	Minimum Annual Income Requirement	Key Features
UnionBank Rewards Credit Card	₱2,500	₱180,000	1 point per ₱30 spend 3x points for shopping and dining locally and overseas Non-expiring points can be redeemed for cash credits, gadgets, merchandise, and more
UnionBank PlayEveryday	₱1,500	₱360,000	Gamified rewards system: Setting up a profile - 500 points Spending - 1 point for every ₱10 spent Referral - 100 points
UnionBank Lazada Credit Card	₱3,000	₱360,000	6x Lazada Credits for every ₱200 spent on the app 1x Lazada Credit for every ₱200 spent on other transactions  Free shipping and sale vouchers
UnionBank Go Rewards Gold Credit Card	₱3,000	₱360,000	1 Go Rewards points for every ₱200 spend Complimentary Go Rewards Black Membership Exclusive Go Rewards deals
UnionBank Cebu Pacific Gold Credit Card	₱3,000	₱360,000	1 Go Rewards point for every ₱200 spend 1 Go Rewards point for every ₱100 spend at Cebu Pacific
UnionBank Platinum Visa Card	₱3,000	₱600,000	Dedicated Visa Platinum 24/7 concierge service Access to exclusive airport lounges  Travel insurance coverage of up to ₱10 million
UnionBank Cash Back Platinum Visa	₱4,500	₱180,000	0.20% cash back on supermarkets or grocery purchases 0.20% cash back on Meralco payments Up to 6% cash back for other spending

See more below:

💳 UnionBank Rewards Credit Card

Looking for another rewarding credit card from UnionBank? Use the UnionBank Rewards Credit Card to earn 1 point for every ₱30 spend. Triple your points when you use your UB Rewards card at shopping boutiques, department stores, and restaurants. 

💳 Metrobank Titanium Mastercard^®

The Metrobank Titanium Mastercard^® also has a low points conversion at ₱20 per point. You can even double your points on dining, department store, and online purchases! Plus, you get access to Metrobank's roster of useful credit card tools and services.

Read more: Metrobank Credit Card Application: Eligibility, Requirements, and More

💳 HSBC Red Mastercard

Want to earn even more points? Set your sights on the HSBC Red Mastercard. Get 4x reward points on online, shopping, dining, and overseas transactions. You can also earn up to a 6% rebate on Caltex fuel purchases!

Read more: A First-Timer’s 4-Step Guide to HSBC Credit Card Application

💳 Security Bank Gold Mastercard

The Security Bank Gold Mastercard earns 1 point for every ₱20 spend. You also get to enjoy exclusive rewards and promos all year round. If you're a frequent flyer, you'll be glad to know that you can use this card to access the Marhaba Lounge at NAIA Terminals 1 and 3. 

Read more: How to Apply and Get Approved for a Security Bank Credit Card

💳 BPI Rewards Card

With the BPI Rewards Card, you earn 1 rewards point for every ₱35 spend and enjoy a variety of year-round discounts and perks. For bigger purchases, avail of flexible installment plans with terms of up to 36 months.

Read more: BPI Credit Card Application: Requirements, Process, and More

Final Thoughts

That's it for our UnionBank PlayEveryday review! The bottom line is that this card is perfect if you want a fun and competitive credit card experience. Plus, you get to earn points, which you can then exchange for gifts and rewards of your choice. 

Sources:

• ^[1] UnionBank Online App - App Store | Play Store
• ^[2] UNIONBANK: BLAZING DIGITAL TRAILS IN THE PHILIPPINES AND BEYOND (International Banker, 2023)