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A personal instalment loan, also known as an unsecured loan, is a type of loan that allows you to borrow a specific amount of money at any time, and pay it back through several fixed instalments over a period. Unlike a secured loan, which requires a house or a car as part of a collateral security, a personal loan only requires a monthly payments consisting of both the loan's principal and interest. However, if you pay it off on time, you can use the money from your personal loan to finance personal goals. With your personal loan, you will have the funds to use on whatever you like such as: refurbishing your home or planning your next dream holiday. You can simply pay back any personal loans within one to five years, making it a lot simpler to manage your budget while repaying it in full.
Personal loans can be applied in a majority of banks here in the Philippines. Popular lenders include the likes of BDO, BPI, China Bank, CTBC Bank, EastWest Bank, Equicom Savings Bank, HSBC, Maybank and many more. These banks offer loans at competitive rates and often paired with equally tempting promotions and offers. With the help of's online comparison tool, you can keep track of all the different lenders on the market and instantly find deals that work for your budget. Compare interest rates, loan amounts, total repayment values and terms offered by Philippines's personal loan providers. Find out about other offers such as welcome benefits, special rates, and other promotions and privileges.'s comparison tool is free and easy to use. You can find the right personal instalment loan with the lowest monthly rates to suit your needs.
Can't find free time away to go to the bank? Save time by simply signing up for a personal loan online through Choose a lender with the best interest rates based on your desired loan amount and repayment period, then click on the Apply Now button. Supplementary information may be needed along with your loan application depending on which lender you apply from. To qualify for a loan, you must be at least 18 years old and a Filipino citizen. Please note that some providers may ask for proof of income and proof of residence, so please prepare them in advance.

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