Minimum loan amount P 25,000 | Minimum annual income P 180,000 | Add-on interest 1.89% |
How far off are you on your financial goals? Get the push you need by applying for an EastWest Bank Personal Loan online. Borrow up to ₱2 million with no collateral or co-maker needed and pay in flexible monthly installments up to 36 months.
Age | 21 to 65 years old |
Minimum Annual Income | P180,000 |
Credit Card | Required |
Landline Number | Required |
Processing fee | % |
Late payment Fee | P500 |
Is this the right product for you?
Checkout the other personal loan listing.
Are you close to achieving your goals but need a financial boost? Check off your goal from your list in no time with EastWest Bank Personal Loan’s easy and affordable loan options that let you borrow up to ₱2 million payable up to 36 months.
EastWest Bank Personal Loan is a multipurpose loan that suits several needs, from emergencies to long-term goals. It can serve as payment for your child’s tuition fee or emergency medical procedures, or to fund your plans of starting your own business. Other common loan purposes include:
Before applying for a loan, you need to meet the following EastWest Bank Personal Loan eligibility criteria:
Loan amount: ₱25,000 to ₱2 million
Loan terms: 12, 18, 24, or 36 months
Monthly interest rate:
For existing credit cardholders for more than 1 year:
For non- and existing credit cardholders for less than 1 year: 1.89%
Annual contractual rate:
Effective interest rate:
Late payment penalty fee: 8% of the amount due or ₱500, whichever is higher
Processing fee: ₱1,900
Documentary Stamp Tax: ₱1.50 for every ₱200 for loans exceeding ₱250,000
Processing fee for Early Pay-off of Loan: 8% of the outstanding principal balance or ₱500, whichever is higher
Returned Check Fee: ₱1,000 per returned check
Check Retrieval and Replacement Fee: ₱200
Minimal requirements: No collateral fee and no pre-termination fee
EastWest Bank’s multi-purpose loan can get you ₱25,000 up to ₱2 million, subject to their approval.
You can use an EastWest Bank Personal Loan for almost any financial purpose. You can use it for personal expenses like appliances and gadgets or even medical expenses and emergencies. As long as you can pay it back, you can apply for a loan for your specific needs.
EastWest will process your loan application within 5 to 7 business days. Once approved, expect to receive your loan proceeds after another 2 to 4 business days.
Once your EastWest Bank Personal Loan is approved, you can choose to pick up your proceeds via manager’s check from your nearest EastWest Bank branch. You can also choose to have your loan deposited directly to your preferred bank account.
If your loan exceeds ₱250,000, you will be charged with a documentary stamp tax worth ₱1.50 for every ₱200 of the loan amount. Early loan repayment also comes with a ₱500 fee or 8% of the loan amount, whichever is higher.
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