citibank personal loan

Citibank Personal Loan

Minimum loan amount

P 20,000

Minimum annual income

P 250,000

Add-on interest


Product Summary

citibank personal loan

Citibank Personal Loan

Bring your plans to life when you apply for a Citi Personal Loan. With a high loan amount of up to P2 million and flexible repayment terms, you can fund your dream business or home improvement projects. Apply now and get approved for as fast as 24 hours!

    • Fast approval time in as fast as 24 hours
    • High loan amount of up to P2 million
    • Flexible payment terms of up to five (5) years
    • No collateral or guarantor needed
    • Ideal for: opening a new business or funding vacations
    • Credit card ownership required
    • Not ideal for emergencies and quick cash needs
    Age21 to 65 years old
    Minimum Annual IncomeP250,000
    Credit CardRequired
    Landline NumberRequired
    Late payment Fee P500

    Is this the right product for you?

    Checkout the other personal loan listing.


    You can loan a minimum of P100,000 and a maximum of P2 million

    No, you cannot. To prevent identity fraud, loan proceeds will only be released by Citibank solely to the applicant.

    This is the process upon receiving approval for your Citibank Loan.
    1. Choose a method of disbursement:
      1. Credit to your bank account
      2. Delivery of a manager’s check to your address
    2. Sign the Loan Disclosure Agreement (LDS).
    3. Prepare post-dated checks as scheduled in the LDS.
    4. Loan proceeds will be released after sending the post-dated checks.

    Your Citi Personal Loan can be processed as quickly as 24 hours, as long as your documents are complete. This, however, might also depend on the purpose of the loan as well as the loan amount.

    You will receive a call from Citibank to arrange your loan disbursement. To follow up on your application, call their hotline at 8995 9999.

    You can head to the Citi Personal Loan website and use the online loan calculator to check your estimated monthly payments.


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