citibank personal loan

Citibank Personal Loan

Minimum loan amount

P 20,000

Minimum annual income

P 250,000

Add-on interest

1.26%

Product Summary

citibank personal loan

Citibank Personal Loan

Bring your plans to life when you apply for a Citi Personal Loan. With a high loan amount of up to ₱2 million and flexible repayment terms, you can fund your dream business or home improvement projects. Apply now and get approved in as fast as 24 hours!

    • Fast approval time in as fast as 24 hours
    • High loan amount of up to ₱2 million
    • Flexible payment terms of up to five (5) years
    • No collateral or guarantor needed
    • Credit card ownership required
    • Ideal for: opening a new business or funding vacations
    Age21 to 65 years old
    Minimum Annual IncomeP250,000
    Credit CardRequired
    Landline NumberRequired
    Late payment Fee P500

    Is this the right product for you?

    Checkout the other personal loan listing.

    FAQs

    You can loan a minimum of PHP 20,000 and a maximum of PHP 2 million.

    No, you cannot. To prevent identity fraud, loan proceeds will only be released by Citibank solely to the applicant.

    This is the process upon receiving approval for your Citibank Loan.
    1. Choose a method of disbursement:
      1. Credit to your bank account
      2. Delivery of a manager’s check to your address
    2. Sign the Loan Disclosure Agreement (LDS).
    3. Prepare post-dated checks as scheduled in the LDS.
    4. Loan proceeds will be released after sending the post-dated checks.

    A Citi Personal Loan application can be processed in as fast as 24 hours. Just make sure that your documents are complete when you submit these.


    You will receive a call from Citibank to arrange your loan disbursement. To follow up on your application, call their hotline at 8995 9999.

    You can head to the Citi Personal Loan website and use the online loan calculator to check your estimated monthly payments.

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