Average personal loan ₱50,000 to be repaid in 12 months

Loan Amount

₱

edit

Tenure

mth

edit

chevron_left

chevron_right

HSBC Personal Loan

Make your house your dream home when you apply for an HSBC Personal Loan. Borrow up to ₱500,000 when you renovate or furnish your home and avail competitive interest rates.

See Moreexpand_more

HSBC Personal Loan

Monthly repayment ₱

Monthly add-on interest rate

Total repayment

₱

Total interest

₱

Rates and Fees :

Processing Fee: ₱ 1500

Credit Card Requirement :

Credit card requirement: Not required

Required Documents :

HSBC Personal Loan Requirements for Filipinos

- Valid government-issued ID, proof of residential address (PORA), and proof of income or business registration

- Proof of income:

Employed:

- Most recent 1-month payslip and latest ITR or BIR Form W-2 or other valid ITR alternatives

Self-employed:

- ITR and Audited Financial Statement for the last 3 years for the same business

- DTI/SEC Certificate of Registration

- Business or Mayor’s Permit

- Bank statement for the past 3 months from at least a 1-year active account

HSBC Personal Loan Requirements for Foreign Nationals

Employed

- Copy of valid resident visa or copy of valid non-resident visa. Only those with 1-year residency are allowed to apply

Self-employed

- Copy of valid resident visa or copy of valid non-resident

Eligibility :

Minimum Age: 21 years old

Maximum Age: 60 years old

Min. Annual Income: ₱ 168000

Landline requirement: Required

Where Can I Use an HSBC Personal Loan?

expand_more

HSBC Personal Loan is one of HSBC’s loans that you can use to support your life milestones, during emergencies, or pay for bills in one go. It can cater to unexpected cash needs since loan processing only takes 3-5 banking days, with cash arriving after 1-2 business days. Other examples of loan purposes include:

Car purchase - Important milestones sometimes require big-ticket purchases such as a bigger car for easy daily travel with your growing family. Make it possible with HSBC Personal Loan.
School expenses - No need to sacrifice your child’s or your dream of going to a prestigious school. Support genuine talent by getting a personal loan to pay for tuition fees or school needs.

Hospital expenses - Whether it’s an accident or planned visit, hospitalization can break the bank. Protect your finances with a personal loan that has flexible payment plans.
Bill payments - Do you have more bills to pay for than usual? Avoid service disconnection, late payment fees, and interest charges by paying for your fees in one go. Get a personal loan to better manage your current bills.

Who Can Get an HSBC Personal Loan?

expand_more

Before applying for a loan, you need to meet the following HSBC Personal Loan eligibility criteria:

Above 21 or below 60 years old upon loan maturity
Permanent Filipino resident residing for at least 3 years in Metro Manila, Cavite, Rizal, Bulacan, Pampanga, Metro Cebu, or Davao City
Has 2 contact numbers from the following: residential landline, office landline, or mobile phone number
Source of income:
- Employed - minimum gross monthly salary of ₱14,000 and 2 years combined employment with present or previous employer
- Self-employed - ₱50,000

HSBC Personal Loan Rates

expand_more

Loan amount: ₱30,000 to ₱500,000 or 3x your gross monthly salary, whichever is lower
Loan terms: 6, 12, 24, and 36 months
Monthly add-on rate: 0.65% for 24 months
Effective annual interest rate: 14.29%
Processing fee:
- ₱1,500, to be deducted from loan proceeds
- 0.75% for Documentary Stamp Tax of the drawn lot amount that will be deducted from loan proceeds
- Exempted from this are loans above ₱250,000

HSBC Personal Loan

HSBC Personal Loan

Quick Facts

Quick Facts

Where Can I Use an HSBC Personal Loan?

Who Can Get an HSBC Personal Loan?

HSBC Personal Loan Rates