rcbc sta lucia mastercard

RCBC Sta. Lucia Mastercard

Minimum Annual Income

P180,000

(P15,000 Monthly)

Interest Rate

2%

Annual Fee

P1,200

Product Summary

rcbc sta lucia mastercard

RCBC Sta. Lucia Mastercard

If you love shopping at Sta. Lucia Mall, don’t forget to bring your RCBC Sta. Lucia Mall Mastercard on your next visit! Enjoy exclusive privileges, earn as much as 5x reward points, and get special discounts when you get this credit card.

  • Earn 1 reward point for every ₱100 spend at Sta. Lucia Mall Department Store, Planet Toys, and Home Gallery
  • Earn 5x reward points for purchases worth at least ₱10,000 at Sta. Lucia Mall Department Store, Planet Toys, and Home Gallery
  • Enjoy a 1% discount all year-round and access to a members-only priority lane at Sta. Lucia Supermarket
  • Get a 0.5% rebate on all retail purchases
  • Get free travel insurance and purchase protection up to ₱50,000
  • Ideal for: frequent Sta. Lucia Mall shoppers
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP180,000
Annual Fee P1,200 / year
Monthly Effective Interest Rate2%
Cash Advance Fee P200 / %

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Why Choose RCBC Sta. Lucia Mall Mastercard?

Make the most out of your credit card by getting one that suits your lifestyle. The RCBC Sta. Lucia Mall Mastercard fits the bill if you always shop at this mall. Plus, it has some sweet travel benefits. Interested? Check out this short review.

Earn 5x reward points for purchases 10,000 and up

Put your RCBC Sta. Lucia Mall Mastercard to work by using it every time you shop at Sta. Lucia Mall to collect reward points. Every ₱100 spend at their department store, Planet Toys, and Home Gallery earns you 1 point. Spend at least ₱10,000 at these stores to earn 5x more points.

Get a 0.5% rebate on all retail purchases

Another way to get more out of your shopping haul is earning rebates with the RCBC Sta. Lucia Mall Mastercard. Check out these rebate rates:

  • Earn a 0.5% rebate when you shop for retail items
  • Earn 1 cash rebate point for every ₱200 spend in other stores
  • Earn 1 cash rebate point for every ₱100 spend via Fast BillsPay

Enjoy international travel privileges

Your RCBC Sta. Lucia Mall Mastercard is not limited to your favorite mall. You can also use this credit card when you travel abroad. Charge your airfare or cruise tickets, tour packages, and overseas purchases to your credit card and enjoy these travel-related perks:

  • Free travel insurance up to ₱50,000
  • Free purchase protection up to ₱50,000
  • Free airport lounge access at Skyview Lounge NAIA 3 when you spend $200 overseas
  • Access to Priority Pass airport lounges

Experience exclusive Sta. Lucia Mall perks all year-round

The RCBC Sta. Lucia Mall Mastercard’s features may be limited to one mall but the benefits are extensive. As an exclusive member, you’re entitled to the following perks:

  • 1% year-round discount and priority lane privilege at the supermarket
  • Access to advance sale events
  • Free movie pass for purchases of at least ₱3,000 at participating mall stores

Is RCBC Sta. Lucia Mall Mastercard the Right Card for You?

The RCBC Sta. Lucia Mall Mastercard is your best pick if Sta. Lucia Mall is your go-to mall for both shopping and entertainment needs. Want other perks? See if the credit cards below are what you fancy:

  • RCBC Landmark Anson’s Mastercard. Do you frequently shop at Landmark and Anson’s? Then this credit card’s for you! Earn a 5% rebate when you shop at the co-branded malls from Mondays to Fridays.
  • Citi Rewards Card. For only a ₱30 food delivery and online shopping spend, you’ll earn 1 reward point with this credit card. Earn 3x more points when you use it to shop and dine.
  • BPI Amore Cashback. Are Ayala Malls more accessible to you? This credit card is your key to earning cash back at Ayala Malls. Earn 4% cash back on groceries and 1% cash back at pharmacies and utilities for every ₱1,000 spend.

FAQ

There are many rewards to choose from the RCBC Sta. Lucia Mall Mastercard’s rewards catalog. A few options include:

  • Shopping vouchers from prominent malls and retail stores
  • Cash credits
  • Cash deposit to your existing RCBC deposit account
  • Donations to charitable institutions

You can keep collecting reward points for as long as you like since it will not expire.


It’s very easy to earn cash rebate points with the RCBC Sta. Lucia Mall Mastercard since 1 cash rebate point earns you ₱1. A cash rebate section on your statement of account will show you how much you’ve earned and will be posted on your next statement of account.


Travel Plus Lite, the travel insurance for the RCBC Sta. Lucia Mall Mastercard cardholders, includes the following coverages:

  • Worldwide accidental, death, and/or dismemberment up to ₱50,000
  • Recovery of travel expenses up to ₱10,000
  • Travel inconvenience benefits up to ₱1,500

When you purchase items overseas using your RCBC Sta. Lucia Mall Mastercard, you’ll automatically get free purchase protection of up to ₱50,000. This protects you from accidental damage and loss of items from the time you buy the product until 90 days after purchase.


To check your credit card application, call (02) 8888-1888 or send an email to email@service.rcbcbankard.com.

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