metrobank Mlite mastercard

Metrobank M Lite MasterCard

Minimum Annual Income


(P16,667 Monthly)

Interest Rate


Annual Fee


Product Summary

metrobank Mlite mastercard

Metrobank M Lite MasterCard

Get a credit card without the guilt with the Metrobank M Lite Mastercard. Shop without worrying about interest rates thanks to its low finance charge of 2.49%, one of the lowest in the Philippines.

    • Lowest finance charge in the market
    • Get fast cash via ATM and pay monthly installments
    • Contactless-enabled credit card
    • Ideal for: first-time cardholders, budget-conscious shoppers
    Existing Credit CardRequired
    Landline numberRequired
    Age18 to 70 years old
    Minimum Annual IncomeP200,000
    Annual Fee P1,500 / year
    Annual Fee Waiver Yes
    Monthly Effective Interest Rate2%
    Minimum Amount Due 5%
    Cash Advance Monthly Effective Interest Rate2%
    Cash Advance Fee P200 / %

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    Contactless payment involves tapping your card to a point-of-sale terminal to make payments worth ₱2,000 and below. This feature is available in the Metrobank M Lite Mastercard.

    All Metrobank credit cards are equipped with these features:

    • Bills2Pay - automated bills payment feature
    • Cash2Go - cash advance feature with flexible installment payment
    • Cash Rush - instant cash when you need it via ATM
    • M Connect - automated voice, text, and email payment verification service

    Your Metrobank M Lite Mastercard comes with an EMV chip that prevents credit card fraud and other types of fraudulent transactions.

    For credit card-related emergencies, dial 1-800-307–7309 in the United States or 1-636-722-711 elsewhere to access these emergency services:

    • Emergency lost/stolen card reporting
    • Emergency card replacement
    • Emergency cash advance

    Upon submission of the requirements, your credit card approval may take up to three weeks. You can call Metrobank at 88-700-700 or 1-800-1-888-5775 to check your status.


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