metrobank ON internet mastercard

Metrobank ON Virtual Mastercard

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

metrobank ON internet mastercard

Metrobank ON Virtual Mastercard

Enjoy a more seamless online shopping experience with the Metrobank ON Internet Mastercard. Apply online, get approved, and receive your virtual card details in as fast as 48 hours! Access Metrobank’s roster of credit card perks in just a few clicks.
  • Earn 1 reward point for every ₱20 spend
  • Get approved and receive your virtual card in 48 hours
  • Flexible credit limit by requesting a credit limit transfer
  • Metrobank Interactive Assistance (MIA) on Facebook Messenger
  • Ideal for: tech-savvy millennials and online shoppers
Existing Credit CardRequired
Landline numberRequired
Age18 to 70 years old
Minimum Annual IncomeP180,000
Annual Fee P500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Minimum Amount Due 5%

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For every ₱20 you spend, you’ll receive one reward point. You can use your points to redeem prepaid load, GrabPay credits, online shopping vouchers, and other exclusive items.

With your Metrobank ON Internet Mastercard, you can transfer the credit limit of your physical card to the virtual card. Just speak with a Metrobank customer service representative at 88-700-700 to request for a credit limit transfer.

Aside from the benefits of going digital, all Metrobank credit cards come equipped with the following features:

  • Bills2Pay - automated bills payment feature
  • Cash2Go - cash advance feature with flexible installment payment
  • Cash Rush - instant cash when you need it via ATM
  • M Connect - automated voice, text, and email payment verification service

Yes! Both physical and virtual versions of the Metrobank ON Internet Mastercard are equipped with an E-Commerce Protection feature that covers you from incomplete, damaged, or wrong delivery items. It also has an EMV chip that protects your credit card information from prying eyes online.

Open your Messenger app, search for the Metrobank Interactive Assistance (MIA) account, and air out your Metrobank credit card concerns to the assigned Metrobank agent.

Upon submission of your requirements, your approval may come in as fast as 48 hours. Once you’re approved, you can use your new virtual credit card immediately—no need to wait for the physical card.


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