bpi family savings credit card

BPI Family Credit Card

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

bpi family savings credit card

BPI Family Credit Card

Who said credit cards aren’t for families? Tell that to the BPI Family credit card. Enjoy one of the lowest annual fees, interest rate, and forex conversion rates in the Philippines with this BPI card. Plus, you get to access special credit card perks to help maximize your family budget.
  • Enjoy a low interest rate and waived annual fee
  • Convert your credit limit to cash for unexpected expenses
  • Avail flexible installment plans with 0% interest
  • Enjoy one of the lowest forex conversion rates at 1.85%
  • Ideal for: cardholders with medium to large families
Existing Credit CardNot Required
Landline numberRequired
Age21 to 70 years old
Minimum Annual IncomeP180,000
Annual FeeP1,350 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate1.82%
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why Choose BPI Family Credit Card?

Stretch your budget without skimping on your family’s needs and wants with the BPI Family Credit Card. From 0% interest in installments to waived annual fee on the first year, find out more of this credit card’s features in this short review.

Enjoy no annual fees on the first year

Most people check a credit card’s annual fees first before applying. You won’t have to worry about the annual fee on your first year with the BPI Family Credit Card since it’s waived. In the succeeding years, you’ll only need to pay a low annual fee of ₱1,350.

Avail 0% interest installment plans

Buy high-ticket purchases from BPI’s different installment options such as the Real 0% Special Installment Plan (SIP). Easily purchase items from your family’s wishlist and pay later without any interest. You can also change your straight payment to installment with low add-on rates.

Low forex conversion rate at 1.85%

No need to be too budget-conscious when traveling abroad with the whole family. With the BPI Family Credit Card, you can shop within your budget with its low forex conversion rate of 1.85%, one of the lowest credit card forex rates.

Enjoy digital banking convenience via BPI Mobile

Get access to banking services right at your fingertips with the BPI Mobile app. Enjoy the same services such as account balance viewing, bills payment, and bill scheduling while lounging at home.

Is BPI Family Credit Card the Right Card for You?

The BPI Family Credit Card is ideal for individuals, parents, and families who want to stretch their budget. Thinking of other features? Check out these credit cards:

  • Citi Cash Back Card. Essential items cover a huge chunk of a family’s budget. Save whenever you pay for your family’s needs with this credit card’s cash back options: 2% cash back on bills payment, 6% on groceries, and 0.2% on all other items.
  • AUB Classic Mastercard. Save money with this credit card since it permanently waives annual fees for both primary and supplementary cardholders. You also get to choose your credit card due date and the amount due.
  • UnionBank Lazada Credit Card. Make online shopping economical with this credit card. Earn 6x Lazada credits for every ₱200 spent on the Lazada app. This is a good feature to have especially if you shop for groceries and other essentials on the app.


Expect to receive your monthly credit card statement through your nominated email address.

You can enjoy a low finance charge of 2% with this BPI Family Savings card.

Always pick the currency of the country you’re shopping from when you’re using your BPI Family credit card to enjoy the low forex conversion rate.

You can avail of BPI’s Real 0% Special Installment Plan, Buy Now Pay Later, and other installment plans from participating stores in the Philippines.

You can call BPI at (02) 8891 0000 or 1-800-188-89100. You can also drop them an email at help@bpi.com.ph.


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