All Articles With Category : In-Depth Guides

The latest and the best financial news, tips and tricks.

Understanding the Salary Deductions on Your Payslip

What could be more cringe-worthy than a payslip with lots of salary deductions and a low net pay? Times are tough these days with the rising inflation and the declining peso. If you’re trying to stretch your monthly budget for the family, it’s important to track your monthly take-home pay. Scrutinize the earnings and deductions […]

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What is VUL Insurance and Should You Get One?

An insurance agent, who happens to be your friend or relative, is selling a VUL plan to you. But you aren’t sure if getting this type of life insurance is a wise investment decision. Should you invest in VUL insurance? A VUL insurance policy comes with pros and cons that you need to consider before putting […]

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Tap and Go: Everything You Need to Know about Contactless Credit Cards

Ever tried tapping your credit card to pay for your purchases and bills? Yes, you read it right—some cards are tapped rather than swiped or dipped. These innovative payment tools are called contactless credit cards. Contactless payment isn’t exactly new in the Philippines. As early as 2013, Filipinos have been using contactless credit, debit, and […]

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How to Continue Your Pag-IBIG, PhilHealth, and SSS Contribution Payments as a Voluntary Member

Did you resign from your job to become a full-time freelancer or OFW? Paying your Pag-IBIG, PhilHealth, and SSS contributions is no longer your former employer’s responsibility—you have to do it on your own now. It’s important to continue your contribution payments with these government offices as a voluntary member. You can avail of a […]

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Credit Cards in the Philippines: A Complete Guide for Expats

Been living in the Philippines as an expat for some time now and planning to stay for long? Getting a Philippine-issued credit card is a critical part of managing your finances. It will make living in your second home a lot easier and safer than always paying in cash. While many transactions in the Philippines […]

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Citibank Credit Card Application: An Easy 5-Step Guide

Citibank is known for its fast credit card approval and delivery time. It takes only one to two weeks to get approved for a Citibank credit card online and a few days to receive your new card. In contrast, other banks make you wait for a month or longer to process your application, and another […]

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Best Remittance Centers in the Philippines

What remittance center do you usually visit to send money within the Philippines or to another country? Your favorite money transfer company may be providing great service, but it doesn’t hurt to look for better options out there. Almost 20,000 money remittance centers operate all over the Philippines, including far-flung barangays where banks and ATMs […]

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Co-branded Credit Cards: Should You Get One?

Are you a loyal customer of a particular brand? Using a co-branded credit card will help you save money and maximize rewards on your purchases. To fully appreciate the value of co-branded credit cards and use them to your advantage, it’s important to understand how they work. Here’s what you need to know about co-branded […]

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How to Be a TNVS Driver or Operator in the Philippines

  Want to earn income from driving people around the city or using your car as a ride-hailing service? You can join as a driver or operator for one of the transport network vehicle service or TNVS companies in the Philippines. Read on to learn how you can sign up for LTFRB-accredited TNVS companies such […]

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Building Your Child's Tuition Fund: A 5-Step Guide for New Parents

“Pasensya na, anak. Hindi ka namin kayang pag-aralin sa college.” For parents, the guilt over failing to support their child’s needs is one of the worst feelings in the world. Nobody wants to be that parent who can’t afford to send their child to a good school. Education in the Philippines will become more expensive […]

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Ready for Your First Credit Card? A Quick Guide for Beginners

Is getting your first credit card a part of your #adulting goals? That plastic card can be a great tool for building your credit history and managing your finances as a young professional. But don’t dive into it yet without doing your homework. Know what it takes to get the right credit card for beginners […]

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Car Towing Rules Motorists Should Know to Avoid Illegal Towing Scams

Has your car ever been towed? If you’ve never experienced it, consider yourself lucky. Getting your car towed could be very stressful and nerve-wracking, more so if your rights as a motorist are violated. Illegal towing isn’t uncommon in Metro Manila roads. Several times every day, the Metropolitan Manila Development Authority (MMDA) receives complaints about illegal […]

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Got Your Car Repossessed? Here's What You Must Do

Uh-oh, the bank has just hauled your car away. What to do now? Losing your car is painful as it is. The hard-earned money you’ve paid for the monthly installments is gone in an instant. Having no car all of a sudden will jeopardize your work or business. It doesn’t help that the miserable state […]

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9 Tips to Protect Yourself When Buying a Second-Hand Car

You’ve decided to purchase a second-hand car, and you’ve started to hunt for the right used car for you. The next steps will be a lot trickier than the car buying decision. Of course, you want a vehicle in the best condition possible at the lowest price. Just because you’re buying a second-hand car doesn’t […]

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Brand-New vs. Second-Hand Car: Which Vehicle to Buy This 2018?

Prices of brand-new cars in the Philippines have gone up in 2018, following the higher excise taxes imposed by the TRAIN or tax reform law. It’s now harder to afford a new car than a few years back. Because of this, second-hand car dealers are expecting more Pinoys to turn to the used car market, […]

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12 Tips for a Quick and Stress-Free Driver's License Renewal

Driver’s license renewal is no fun in the Philippines. But it’s a lot more bearable than applying for a new driver’s license, as you won’t have to take driving exams at the Land Transportation Office (LTO). Is your driver’s license up for renewal? Make the process quicker and less stressful. Just keep these driver’s license […]

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LTO Exams: What You Need to Know Before Taking the Driving Tests

All applicants for driver’s license in the Philippines are required to take the driving exams at the Land Transportation Office (LTO). This critical step to becoming a licensed driver ensures that only those who drive safely and responsibly are on the road. The driver’s license examination consists of a written test and a practical driving test. […]

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OFW Health Insurance: 3 Ways to Protect Yourself from Financial Risks

Are you ready financially for when you get sick or hospitalized abroad? Without a health insurance, your savings may get depleted and your family may suffer financially when you’re hospitalized. You know how expensive medical bills are. Even if your overseas employer pays for your OFW health insurance, you can’t rely on that forever. How […]

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Complete Guide to PLDT Broadband Plans

PLDT is a pioneer when it comes to broadband services in the Philippines. Established in 1928, they are the largest telecommunications and digital services company in the country, offering not only broadband but landline services as well. When choosing an internet service provider, PLDT is commonly the top choice of Filipinos due to their nationwide […]

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Credit Card Payment and Fees Every Cardholder Needs to Understand

The importance of checking and understanding the fine print cannot be stressed enough when researching your credit card options or applying for one. Take time to understand the credit card payment and fees, so you can use your credit card without any problems and avoid unnecessary expenses. Terms Related to Credit Card Payment Minimum Amount […]

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