I Got Into a Car Accident: Where Should I File a Vehicle Claim?
- By Adji Hendrawan
- July 16, 2018
Filing a claim for car insurance can be inconvenient and stressful, especially when you’ve just figured in a road accident. Yet it has to be done. You need money for the auto repair and medical expenses, and so you must report a vehicle claim immediately. Where should you go after documenting the incident and getting a police report or a traffic-accident investigation report? The next step is to report the loss or damage either directly with your car insurance provider or through your agent or broker. Keep reading to learn the specifics of where you can claim car insurance in the Philippines. Read more: Road Accident Laws Motorists Should Know The Anti-Distracted Driving Act: How Helpful Is It in Preventing Road Accidents? Table of ContentsFiling a Claim Directly with the InsurerHow to Contact a Car Insurance Company When Filing a Vehicle ClaimFiling a Claim Through Your Car Insurance Agent or BrokerPAMI (for TNVS Operators)Final ThoughtsGet a Free Car Insurance Quote! Filing a Claim Directly with the Insurer If you prefer to handle everything in your claims processing—from filing a claim to getting an approval—then it makes sense to deal directly with the car insurance company. To file a vehicle claim, call, email, or visit your insurer’s claims services or customer service department. You’ll need to provide important details such as the nature and date of the incident, and your contact information. A claims service officer will guide you through the process, explaining the steps to filing a claim. You’ll also be provided with a list of requirements to submit, forms…
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New Ride-Hailing Apps You Can Use Besides Grab
- By Adji Hendrawan
- May 22, 2018
Do you sorely miss Uber? That #sepanx feeling may soon be over because more ride-hailing choices have now become available for the frustrated commuter. The LTFRB recently accredited some TNVS companies to compete with Grab. The ride-hailing giant may still be the dominant player in the TNVS industry, but new ride-hailing companies promise lower fares and better services. Could we finally say goodbye to overpriced fares and choosy, rude drivers soon? A recent Boston Consulting Group study[1] found that one in five (19%) commuters in Manila use ride-hailing apps for their daily commutes, with the city being the most reliant on TNVS in Southeast Asia. This means a huge demand needs to be filled—and Grab can’t do it alone. The new ride-hailing companies couldn’t come at a better time. Get to know the six new ride-sharing apps you can use as alternatives to Grab. Table of Contents1. Go Lag2. Hirna3. HYPE4. Micab5. OWTO6. U-HOPComparing Ride-Hailing ServicesFinal Thoughts 1. Go Lag Type: Ride-hailing service Base fare: PHP 40 – PHP 90 Rate per km: PHP 14 – PHP 18 Rate per minute: PHP 2 Surge rate: Up to 1.5x Cancellation fee: None Service areas: Metro Manila, Laguna, Bulacan, Cavite, and Rizal Start of operation: Not yet announced Go Lag[2] is a transport network company that’s similar to any regulated taxi or rent-a-car company in the Philippines. Its name is a shortened version of “Go Laguna,” the province where the ride-hailing service is based. In media interviews, Go Lag said it would charge lower rates[3] than other TNVS companies, especially during rush hour….
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Carpooling in the Philippines: Weighing the Pros and Cons
- By Adji Hendrawan
- May 5, 2018
Thinking of cutting your car ownership costs? Carpooling is the way to go, especially now that your options for ride-hailing services in the Philippines have become limited. When you carpool, you either gather or join a group of people living in your area to take a single car to a common destination or to several stops along the route. A great transport option as it may be, carpooling is not for everyone. Before jumping on the carpool bandwagon, consider its pros and cons first. Table of Contents6 Carpooling BenefitsLower Car-Related CostsConvenient and Comfortable CommutesFewer Cars on the RoadLess Air PollutionSystematic and Organized CoordinationSocializing and Networking Opportunities4 Carpooling DisadvantagesResponsibility for Passenger SafetyNot FlexibleLonger and Unpredictable Travel TimeNo Privacy and Quiet TimeFinal Thoughts 6 Carpooling Benefits Lower Car-Related Costs Cutting down the costs of owning a car is the biggest motivation for Pinoys to try carpooling. Riders typically share the expenses and in some carpool groups, cars get rotated daily or weekly, so you don’t have to drive your car every day. You’ll save money on fuel, parking, maintenance (driving less often causes less wear and tear), and other expenses. Saving on car expenses from carpooling is one thing; earning profit from it is another. If you are the designated driver in a carpool and accept payment from riders for your services, you’ll need to get a franchise from the LTFRB[1]. Otherwise, you’ll run the risk of paying hefty penalties for colorum or illegal operation. Convenient and Comfortable Commutes Compared to riding public transport or driving your own car, carpooling provides more convenience and comfort. No hulas and buwis-buhay moments…
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What to Do When Your Car Breaks Down on the Road? Be Calm and Follow These Steps
- By Adji Hendrawan
- April 28, 2018
Looking stressed and helpless while stranded on the highway with a busted engine or flat tire is every motorist’s worst nightmare. But car breakdowns do happen, and they’re both dangerous and costly. So how do you ensure your safety during a roadside emergency? Here are some life-saving tips to keep in mind when your car breaks down on the highway. Table of ContentsCar Broke Down Mid-Drive? Take These 10 Steps1. Stay Calm 2. Turn on Your Hazard Lights3. Pull Over to the Side Away from Traffic4. Engage Your Parking Brake5. Make Your Car as Visible as Possible6. Assess the Condition of Your Vehicle7. Call for Help or Roadside AssistanceGet a Free Car Insurance Quote!8. Stay Vigilant While Waiting in Your Vehicle9. Don’t Leave Your Car Unattended10. Take Your Car to the Shop for RepairFinal Thoughts Car Broke Down Mid-Drive? Take These 10 Steps You can never know when a roadside emergency will happen, so it’s best to always be prepared for the worst. Just follow the steps below if you ever find yourself imagining different what-if scenarios and suddenly thinking, “What do I need to do if my car breaks down?” 1. Stay Calm Freaking out is the absolute worst thing you can do in the face of an emergency. If you let the situation rattle you, you might accidentally slam your brakes hard or make a sudden lane change, getting you into further trouble. As soon as you notice that something’s wrong with your vehicle, resist the urge to panic and instead put on your thinking cap. You need…
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Motorists, Watch Out for Wheel Clamping in Makati and BGC
- By Moneymax
- April 21, 2018
Your days of parking-wherever-you-want is over, especially when in Makati and Bonifacio Global City. In an effort to prevent congestion, enhance traffic flow, and support pedestrian priority programs, the Fort Bonifacio Development Corporation (FBDC) started to implement wheel clamping operations last Sunday, April 15. Makati, on the other hand, has set stricter wheel clamping rules this year as support to a city ordinance passed in 2014. Table of ContentsWhat is wheel clamping?Illegal parking? I was just running an errand.What should I do if an officer clamps my vehicle?When your vehicle is clamped in BGC:When your vehicle is clamped in Makati:Will wheel clamps damage my car?Final Thoughts What is wheel clamping? Wheel clamping is a less obstructive way of “towing” a vehicle. It was first employed in Denver, Colorado as a mean to punish drivers with outstanding parking tickets. Thus, it’s nickname “Denver Boot.” In the Philippines, designated officers and MMDA personnel attach wheel clamps to unauthorized or illegally parked vehicles. Wheel clamps are made of steel and rubber, and are typically color orange or yellow. Illegal parking? I was just running an errand. Makati and BGC officers aren’t lenient when it comes to unauthorized parking. Motorists should always park their vehicles in authorized parking spaces even if they are only dropping by or running a quick errand. FBDC General Manager Jun Galvez also said that despite reprimanding illegally parked vehicles[1], motorists still commit the violation ultimately contributing to traffic build up in the city. When in Makati, keep in mind of the following street parking rules[2] to avoid wheel clamping….
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9 Driving Mistakes That are Most Likely to Kill You
- By Adji Hendrawan
- March 18, 2018
1,380—that’s the number of deaths from 19,000 road accidents in the Philippines in the first eight months of 2017, based on a Philippine National Police-Highway Patrol Group (PNP-HPG) report. That means five people are killed on the road every day. The culprit? Human error[1]. Yes, driving mistakes can cost lives. If these facts don’t alarm you, what else will? You don’t want yourself and your family to be part of the statistics. Make road safety a priority. It all starts with self-awareness. Are you a bad driver? Are you mindful of your own driving habits? Before honking again at a fellow motorist, make sure the person behind your steering wheel isn’t guilty of these deadly driving mistakes. Table of Contents1. Forgetting to Check Your BLOWBAGETS2. Failing to Buckle Up3. Drunk Driving4. Bad Overtaking5. Bad Turning6. Texting While Driving7. Overspeeding8. Going Beast Mode9. Ignoring Car InsuranceFinal ThoughtsSources: 1. Forgetting to Check Your BLOWBAGETS Ensuring road safety starts even before you take your car out of the garage. Ever heard of the motoring term BLOWBAGETS? Coined by the PNP-HPG, it stresses the value of checking your vehicle’s condition, specifically the following: Battery Light Oil Water Brakes Air Gas Engine Tools Self Failure to spot early signs of damage may cause some parts of your car to suddenly explode. Check your owner’s manual for the maintenance schedule of each car component. If you detect a problem, have it fixed at the nearest mechanic. 2. Failing to Buckle Up Everyone knows that wearing a seat belt is crucial to road safety. This is one of…
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How Much Bitcoin Do You Need to Buy a Car?
- By Moneymax
- December 18, 2017
A new kind of currency is gaining ground in the Philippines, and it’s called bitcoin—a term you may have heard since it’s the most popular form of virtual currency, or what is technically called cryptocurrency, today. Filipinos here and abroad use cryptocurrencies to settle remittance payments and utility bills, all at a relatively lower cost. Because bitcoins are easily transferable, they make transactions faster and more convenient. Unlike cold, hard cash, they’re not issued by any central entity such as a government or a bank. Instead, their value is dependent on supply and demand, as well as the integrity of cryptography. The whole concept of bitcoin started in 2008, and hardly a decade after, it has grown in value. In fact, one bitcoin today is equivalent to almost PHP 900,000. Users exchange bitcoins with bitcoin wallets, which are considered portable versions of a public ledger called “blockchain[1]”. Public ledgers keep a permanent record of each bitcoin transaction made, without spilling any personal information of the wallet holder. This ensures security and prevents identity theft. As such, users can send or receive bitcoins anonymously anywhere in the world. How blockchains work are further discussed here in the cryptocurrency basics. Table of ContentsMainstream Bitcoin Adoption in the PhilippinesHow much does your dream car cost in bitcoin?Final Thoughts Mainstream Bitcoin Adoption in the Philippines The thriving community of bitcoin users in the country is due primarily to three things: the legalization of bitcoin by the Bangko Sentral ng Pilipinas, Filipinos’ collective quest for better remittance options, and services like Coins.ph that offer fast…
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Can a Dash Cam Reduce Car Insurance Costs in the Philippines?
- By Moneymax
- November 28, 2017
Roads are seeing more action lately. They’ve become almost a disaster show featuring exhibits like road rage, accidents, and roadkills—which are not fun to watch but are sometimes necessary to review for insurance purposes. When unfortunate events arise, witnesses aren’t always around to corroborate your claims. That’s why, sometimes, perpetrators get away, leaving you with a pay price to pay. This is where dash cams come in. As the name suggests, a dash cam is a device you put on your car’s dashboard to take a visual recording of the road ahead. Most dash cams are designed to begin recording the minute you start your engine and then stop right when you turn it off. However, there are also more advanced dash cams that can record videos even when your engine is off. That way, you can keep tabs on what’s happening around your vehicle every minute of the day. Since a dash cam can capture the frame-by-frame turnout of events leading into an unfortunate outcome, you can use it to strengthen your insurance claims in the face of a fender-bender, a minor bump, or a major accident. You can use it as solid evidence to clear you of suspicions and to catch the real perpetrators, if there are any. Table of ContentsWhy Insurers Advocate for Dash CamsFGen Insurance: Pioneering Dash Cam Discounts in the PhilippinesOther Countries That Offer Dash Cam DiscountsFinal ThoughtsGet a Free Car Insurance Quote! Why Insurers Advocate for Dash Cams Many insurance companies are starting to acknowledge the usefulness of dash cams. These devices, which can…
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These Three Philippine Traffic Laws Will Leave You Confused
- By Moneymax
- October 27, 2017
In the Philippines, traffic laws can sometimes be more troublesome[1] than helpful. Though meant to solve traffic issues and improve road safety, some can be confusing when they vary across the city. There are many strange traffic laws around the world, but here are three weird ones from the Philippines. Table of Contents1. The ‘Coding’ Traffic Laws2. The ‘Anti-Helmet’ Traffic Laws3. The ‘No Two Men’ Traffic LawsFinal Thoughts 1. The ‘Coding’ Traffic Laws The Unified Vehicular Volume Reduction Program is also known as color/number coding or simply ‘coding’. Under these traffic laws, certain number plates are barred from entering Metro Manila from 7 am to 8 pm. First implemented in Metro Manila in 1995 and now also enforced in Metro Baguio, Dagupan, and Cabanatuan. What makes it odd it varies from city to city. For example, Pasig, provide a “window hour” for barred vehicles to travel, except on the C-5 access road. The scheme is not implemented within Taguig but is enforced on the national roads that border it. Motorcycles are completely exempt from the program. The law was supposed to ease congestion in the capital, but it does not seem to have had much impact. Read more: 3 Sustainable Traffic Solutions the Philippines Can Learn From Other Countries 2. The ‘Anti-Helmet’ Traffic Laws The Land Transportation Office’s National Helmet Law requires everyone riding a motorcycle to wear a helmet. But the Dagupan ‘Anti-Helmet’ law[2] prohibits anyone driving a motorcycle at 15 kilometers per hour or less from wearing a helmet. These traffic laws were implemented to prevent criminals from concealing their identities. Those wearing helmets have to remove them…
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5 Car Games That You Can Download for the iOS and Android
- By Moneymax
- September 29, 2017
If you are a car racing enthusiast, then going to live games can be expensive. The next best thing for you could be a huge number of car games available. Download them on your smartphone and feel that rush whenever and wherever you are. Table of ContentsThumb Drift Need for Speed: No Limits Assoluto Racing CSR Racing 2 Real Racing 3Final thoughts Thumb Drift Developer: SMG Studios Available On: iOS[1] Price: Free (with microtransactions) Released in April this year, Thumb Drift is one of the top-rated one-touch drift games available for smartphones. SMG Studios is known for developing games that involve just the thumb to play the game, and this one is no exception. It boasts a large selection of themed cars, along with cars modeled-off actual ones in the real world. The tracks are challenging, and the game isn’t even a year old. Drift junkies will see more tracks and more cars as the game continues development. Need for Speed: No Limits Developer: Firemonkeys Studios Available on: Android[2] and iOS[3] Price: Free (with microtransactions) If you have ever played Need for Speed’s older iterations, you may already know that many of the old games were ported to mobile by EA. However, in 2015, Need for Speed: No Limits became the first original mobile title in the franchise. It launched sporting a new coat of paint and a graphics upgrade worthy of the smaller screens. Like previous entries in the franchise, players race through the streets, earning money for vehicle customization. Events allow players to enter a race to win…
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Guidelines on Selling Your Car
- By Moneymax
- April 6, 2017
There are a lot of ways on selling your car. You can sell it to traders, or advertise them directly to the public through your websites and social media. Along the process, make sure that you get the right person with minimum effort and hassle on your part. Read along: Table of ContentsEvaluate your car’s resale value.Establish a realistic asking price.Choose the channels where you will sell your car.Make a detailed description of your car in your advertisement.Don’t go to buyer meet-ups unprepared.Be clear on payment terms with your buyer. Evaluate your car’s resale value. If you’re planning to sell your car, it’s important to know how much its value has depreciated. According to PF & Investing, the average vehicle loses between 18 to 28 percent of its value in the first year that it rolls off the lot, and 50 to 70 percent after the first five years. That’s the first thing you’ll want to keep in mind. If you’re sure that you want to sell your car, you need to make sure that it’s been fully paid for, and that there aren’t any outstanding fees on it. Be on top of is the car’s condition because the price you set will be dependent on it. Andy Luterio wrote in an article for Top Gear Magazine that a car’s parts will start to wear after 60,000 to 70,000 km, which means that you should check your car for any repairs needed. If you weren’t doing preventative maintenance on the car, this is going to be priced higher. Once you’re sure…
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Car Insurance Mistakes to Avoid
- By Moneymax
- March 20, 2017
Driving in Metro Manila can be something of a challenge. There are huge traffic jams and reckless drivers, not to mention ever-changing weather patterns. Before a car owner can even operate their car, they already acquire car insurance—the Compulsory Third-Party Liability cover as mandated by the government. Those seeking to protect their vehicle further will seek better coverage. When selecting car insurance coverage, it is important to know what options are available to you. But to avoid any further car insurance mistakes, here are a few things you should take note of. Table of ContentsChoosing price over coverageThinking all insurance covers are equalNot understanding everythingNot shopping aroundLying on your applicationFinal Thoughts Choosing price over coverage The cheapest is not always the best. The lowest rates may not mean that you’ve gotten the best possible coverage for your car, or the purposes you use it for. For instance, don’t consider the lowest-priced if you think you’re prone to accidents or you use your car most of the time. When comparing policies from different companies, be sure to look at the details of the coverage so you know exactly what you’re getting for your money. It’s easy to say that you’ll just drive carefully to justify underinsuring a vehicle. Opting for less coverage to keep your premium payment low puts your investment in a car at risk, especially if your car happens to be a higher-end model. You’ll spend about 2.25 percent of your car’s fair market value every year for the first three years you own the car in any case. That’s…
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Save 50% on your car maintenance with Rapide Baesa Town Center
- By Moneymax
- March 17, 2017
Car maintenance is a very important factor in preserving the performance of your car, securing you and your family’s safety, and maintaining your car’s market value. Most of the brand new car owners go to casa auto service centers for monthly maintenance of their cars. Casa auto service centers offer quality services but can be quite expensive. If you want to save more from your hard-earned money, you might want to search for other options. The question is, are you sure with the quality of the service? Rapide Baesa Town Center[1] knows the importance of maintaining the performance of the cars and believes in both world-class quality service and affordability. They want to ensure that their customers are happy and satisfied with their service and offer a very affordable price where you can save up to 50%. Here are some of the great advantages in selecting Rapide Baesa Town Center: Read more: Car Safety Features: Does Your Vehicle Have Them All? Table of ContentsProfessional WorkmanshipCertified Spare PartsFree Best Safety InspectionComfortable Customer LoungeLongest warranties on parts and laborFinal thoughts Professional Workmanship They have a pool of experienced experts with a promise of professional workmanship. Their technicians are trained based on the standards of Midas International, the largest quick auto service chain in the US and Europe. Also, their technicians are all certified and passed the NC II requirements and they only hired those with CASA Experience. Certified Spare Parts They only render high quality and genuine spare parts for delicate components of their client’s car. Free Best Safety Inspection Rapide Baesa Town…
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7 Common Car Problems and How to Prevent Them
- By Moneymax
- March 14, 2017
Car owners are bound to run into their share of problems because of wear and tear. There are several car problemsout there: flat tires, an overheating engine, faulty wiring, all of these result in you getting stuck in traffic, or worse, causing it. Faulty parts are easily replaced, though doing so constantly due to the lack of maintenance can be costly. You end up spending more out of pocket for maintenance, especially if you don’t have car insurance. Luckily, there are ways you can keep your car in top shape before you need to take it in for regular check-ups. Related articles: Car Won’t Start? Troubleshooting Tips for Each Car Breakdown Symptom The Importance of Car Insurance: 6 Benefits for Car Owners Basic Car Brake Troubleshooting You Need to Know Here are just some of the more common car problems, and how to prevent them: Table of ContentsProblem #1: Dead StarterProblem #2: Dead BatteryProblem #3: Alternator ProblemsProblem #4: Spark PlugsProblem #5: Radiator LeaksProblem #6: Oil LeaksProblem #7: Flat TiresFinal Thoughts Problem #1: Dead Starter A dead starter means your car won’t be able to start. It’s usually one of two things: your starter has failed, or your battery is dead. You turn the key in the ignition, and it just doesn’t start – all you hear is a click. Starters have a solenoid in the column, or the starter relay, it allows an electric current to go from the starter motor in response to small control current, setting the engine in motion. Prevention tips: Whenever possible, do periodic checks on the…
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Your Guide to Getting a Fast Car Insurance Quote
- By Moneymax
- January 6, 2017
Getting car insurance largely depends on the stage of your life when you get a car. Most teenagers who’re given cars are usually added to their family’s car insurance policy or are authorized to use the vehicle under the policy that their parents bought along with the car. This means that they’ll have a driving record that’s already pretty meaty by the time they get their own car insurance policy, regardless if they get it from the same company or a different one. A driving record should be able to help them buy an insurance policy much easier. If one gets their car insured when they’re a young adult, they’ll be doing it on their own, which may make the process challenging. Fortunately, getting it isn’t as difficult. Here’s a guide to getting a car insurance quote fast from MoneyMax.ph. Table of ContentsGetting startedThe detailsFinishing touchesFinal thoughts Getting started When you’re looking to get your custom quote, the main page of the MoneyMax.ph website opens with the prompt to either get a custom quote or allow you to retrieve a previous quote if you previously visited. If the Car Insurance portion of the page isn’t visible, click on the Car Insurance button on the bottom-left of the frame. This should take you to the personal information page which will help us find the best car insurance rates for you. The details Once you’ve completed your personal information, you’ll proceed to the car model selection screen. You’ll be asked to select your car brand first before anything else. As you select the options, the rest of the necessary details regarding your car will appear. You…
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What You Need To Know About Your Towing Coverage
- By Moneymax
- December 15, 2016
It can get fairly frustrating when your car breaks down. You can get torn between wanting your car to be fixed as soon as possible, and by making sure that nothing happens to it. Between all that and other factors that may have led to your car needing repairs, it might also need to be towed. If your car needs to be towed, another issue is the cost of said service. Having to pay for towing services out-of-pocket is an extra cost that you may not want to deal with, but will have to if you want your car fixed. Given that, it might help if you have emergency towing in your car insurance add-ons. Table of ContentsWhat is towing coverage?The typical limitationsYour coverage frequencyFinal thoughtsGet a Free Car Insurance Quote! What is towing coverage? Towing coverage is a portion of your insurance that provides for the cost of towing your car to an accredited garage when it cannot be driven. This is typically part of a road assistance cover or a separate cover that caters specifically to towing and repair costs. It’s an optional cover that is only offered to customers who already have any of the other type of insurance covers that cover physical damage, such as comprehensive insurance or collision insurance. The typical limitations Towing services as part of car insurance does include a few limitations, one of which is the amount that is covered for the cost of towing the car. According to War Madali, a Car Insurance specialist and car owner – “Normally, the limit is around Php 4,000 which is the average cost of a typical…
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Car Models with Low Downpayment in the Philippines
- By Moneymax
- November 29, 2016
The purchase of a car is something that you need to prepare for. There are the mental and financial aspects of being prepared to own a car. You’ll ask yourself a hundred questions and look at your finances to figure out whether you’re also financially prepared. When you’ve sorted out your finances, it comes to figuring out which car models fit your criteria. If the criterion is being able to sort the downpayment as quickly as possible so you can take the car home, then you’re looking for car models with the lowest downpayment on their auto loans. Given the current season, it’s that much easier to find car models that should let you do these, and here are some of these models. Table of ContentsHyundaiMitsubishiToyotaHondaFord Hyundai Hyundai’s promo as of November 2016 is geared towards the latest models of some of their best-selling vehicles. As they do have in-house financing, you’ll be able to take the car home pending approval of your auto loan. Model: Eon Downpayment:Php 8,000 All-In Promo The Hyundai Eon is a compact car that also happens to be among the more fuel-efficient cars. The EON .08 GLX GAS M/T has a unit cost of Php 508,000. Model: Accent Sedan Downpayment: Php 48,000 All-In Promo The ACCENT 1.4 GL GAS 6M/T has a unit price of Php 668,000 and is among the cars you might find as your ride share, or among the newer taxis. It doesn’t take away from the fact that this car is pretty fast, though – topping out at 160 kph (which is illegal outside of racing, not that you should go racing.) Mitsubishi Mitsubishi’s All-In Promos are financed in-house by some of the country’s biggest banks,…
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Scary Car Stories to Tell On Halloween
- By Moneymax
- October 28, 2016
In the spirit of Halloween, scary stories must be told. While most stories told during Halloween usually revolve around strange occurrences around one’s home, or when one is out in the middle of the night, there are also stories that involve cars. Anyone who’s ever watch Final Destination will have developed a momentary fear of driving on the freeway, and the darkened provincial roads always induce that little tingle in the back of your neck. If that wasn’t bad enough, there’s also the matter of actually haunted cars like in Christine. Still, here are some of scary car stories you can tell your car buff friends on Halloween. Table of ContentsThe lonely roadIt came from the carparkThe Corner of Balete DriveFinal thoughts The lonely road “I was driving up to Batangas with some friends back in ‘09, and it was mostly our fault for leaving so late, but we were well on our way. A couple of my friends happened to be ‘gifted’, and were all sitting in the back. The roads to the house we’d rented weren’t paved yet, so it was largely bumpy and weren’t lit well at all. We passed a few houses, and a bridge. It was after the bridge that things got a little weird, because I couldn’t shake the feeling of being watched. One of my friends in the back spoke up and said ‘Don’t stop driving. We’re being followed.’ There were no other cars around, and we’d driven quite a stretch without anything else around other than trees. I asked if they were…
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Take the Ultimate Car Quiz!
- By Moneymax
- September 27, 2016
Test your car knowledge with the Ultimate Car Quiz from MoneyMax.ph! To get a chance to win a dashboard camera after taking the Ultimate Car Quiz! Just click the link below and follow the instructions: THE ULTIMATE CAR QUIZ GIVEAWAY FROM MONEYMAX.PH! We will be announcing one (1) lucky winner on Oct 28 (Friday)! Terms and Conditions: By participating in this giveaway, you acknowledge to have fully understood and thus agree to be bound by the stipulations stated in these Terms & Conditions: (1) This giveaway shall be held from September 27, 2016 to October 28, 2016. (2) Winners shall be announced on October 28, 2016 on MoneyMax.ph’s official Facebook account. (3) The contest is open to Filipino Citizens, Permanent Residents, and foreigners; aged 18 years old and above only. Employees and relatives up to the third degree of consanguinity may not join this raffle. (4) Participants are allowed to submit one (1) entry each only. Duplicate entries will have no bearing on a participant’s chance to win the giveaway. (5) Prizes are outlined below: Four (4) winners will receive one (1) dashboard camera. These will be shipped to the provided address by the winners. (6) NOTE: **Prizes are subject to the dashboard camera vendor’s Terms & Conditions. (7) Should the selected winners not be contactable or have not confirmed receipt of announcement at the end of five (5) calendar days from the date of announcement, they will be disqualified. Another participant will be randomly chosen as the next winner. (8) The Organizer shall contact winning parties through e-mail and their provided…
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Your Guide to Buying Vintage Cars
- By Moneymax
- September 22, 2016
Car lovers come in all shapes and sizes. While many may prefer the sleek, modern designs of the last decade, there are also those who prefer cars from a simpler time – before cars were revolutionized to include more technology, increasing safety and removing some active roles from drivers. The thing about buying vintage cars to add to your collection is that it’s costly. Aside from the fact that you will have to pay extra for insurance owing to the car’s age, there are other costs that may chase most other car buffs away. But for the beginner buyers, there are some things that you need to remember. Here’s your guide to buying vintage cars. Table of ContentsDecide what you wantDo your researchBring a magnetThe year mattersAsk yourself what you want it forFinal thoughts Decide what you want A vintage car, for starters, is old; older than you, maybe the same age as your grandparents. The fact remains that there isn’t any point to buying a car that age unless you know precisely what it is you want. A clear idea of what kind of car you want, along with what you plan on using it for are two of the first steps to determining how much you might eventually have to shell out. Don’t be afraid to be specific about it – after all, it’s more than just a transportation solution to you at this point. Do your research The great thing about the information age is that a few clicks of a mouse can yield results….
