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The existing public transportation system in the Philippines left us with no choice but to wake up early and fight through long MRT lines and bumper-to-bumper traffic. According to a 2016 survey, three in 10 Filipinos dread commuting[1] and buying a new car seems to be the most sensible solution to our traffic woes. After months of saving and obsessively researching for the best car in the market, you’ve finally bitten the bullet and got a car. Now what? It isn’t as easy as driving off with your ride. We listed down on what you should do after buying a new car to help you have a smooth start. Table of ContentsTo-do Lists After Buying a New Car1. Register Your Vehicle2. Get Car Insurance3. Photocopy Your Documents4. Read the Owner’s Manual5. Test Your Car’s Features6. Take Care of Maintenance7. Keep Track of Oil Change and Maintenance Schedule8. Make Necessary Repairs9. Add Personal Touches10. Understand Your Driving Capabilities11. Break It InFinal Thoughts To-do Lists After Buying a New Car 1. Register Your Vehicle You can’t drive your vehicle on open streets until it’s registered. If you buy a car from a dealer, they may provide you with at least a temporary registration for the car. Registrations for brand new cars are typically handled by the dealer. However, in the off chance that you must do the registration process on your own, you would need the following basic requirements: Original sales invoice Appropriate insurance certificate of cover TIN ID Original certificate of stock reported (CSR) Original PNP-HPG MV clearance certificate You must…
Table of ContentsWe’ve gone paperless! What does this mean?What does it mean for Moneymax clients?Sounds good. But what are the benefits? We’ve gone paperless! We know that a lot of people still prefer the traditional way of doing business, which is to receive and sign documents on print. However, we believe that going paperless is beneficial not only for you, our dear client, but for the environment as well. What does this mean? This means that Moneymax will start issuing policy documents on soft copy. We have been doing this for quite a while but we wish to eliminate all kinds of printed insurance documents in the long run. What does it mean for Moneymax clients? Just a few things, really. All of our car insurance clients will automatically receive e-policies sent by their comparison advisors through email Remember that e-policies are as good as printed insurance documents. Your insurance provider will recognize your claim even if you don’t have a hard copy of your policy. Hard copies are by request only. Just inform your advisor if you really prefer to have one. Read more: AFPGEN Signs Motor Car Insurance Partnership with MoneyMax.ph Malayan, Philippine Leader in Non-Life Insurance, Partners With Online Broker Moneymax Prudential Guarantee Strengthens Auto Insurance Program Through Partnership with Moneymax Sounds good. But what are the benefits? A lot. It’s good not only for you but for the environment, too. Check out our infographic below. Do you have any questions? Confused on how paperless works? Feel free to send us a message on Facebook or email us…
Shout out to all the night owls out there who prefer a night drive over the stress of dealing with daytime traffic. Indeed, driving at night has its benefits, whether it’s a long drive to the province or just a regular late night road trip. But obviously, it also requires extra effort and precaution to safely reach your destination. Here’s a refresher on how to drive safely at night. Table of ContentsHow to Have a Safe Night Drive1. Check Your Lights Before Going2. Give Your Windshield a Good Clean3. Do a Quick Car Maintenance Check4. Prepare a Roadside Emergency Kit5. Don’t Drive When It’s Raining Hard6. Always Keep Your Distance7. Keep Distractions to a Minimum8. Do Your Best to Stay Awake9. Watch Out For Pedestrians10. Keep Your Eyes in Good HealthFinal Thoughts How to Have a Safe Night Drive 1. Check Your Lights Before Going Basically, your headlights will serve as your eyes on the road, so make sure they are all in good working condition before you venture to your night drive. If you need a replacement, do it immediately and spare no expense on high-grade night headlights. Don’t forget to check your brake lights and turn signals too as a way of helping out the drivers behind you. Read more: BLOWBAGETS: 10 Things to Check Before You Drive 2. Give Your Windshield a Good Clean Your windshield may appear clean during the day, but street lights during the night may reveal streaks and cause glare that will obstruct your view while driving. Make sure your windshield is spotless,…
Christmas is not only for the children—it’s literally for everyone else, too. That means giving gifts to everyone close to you, not just your kid relatives. Shopping for others is easy enough, but what if they have specific interests like vehicles and driving? Luckily, car gifts aren’t that hard to find. Last week, we took care of the best gift ideas for your tech-savvy family and friends. This week, we’re going to find the best Christmas gifts for car lovers. From car accessories to fashion choices that suit their road lifestyle, here are some great car gifts you should check out. Table of ContentsCar Gifts Within PHP 1,000Sparco Neck PillowSpigen A201 Magnetic Car MountNeo-Tridagger ZMC Carbon SpecialCar Gifts Under PHP 2,000Goodyear Car Vacuum Cleaner GDY2110Ray-Ban Privé RevauxTurtle Wax Jet Black Black Box Finish KitCar Gifts Under PHP 5,000Mango Volume Sole Suede MoccasinsCoido Tire Inflator with LightBlade Rearview Mirror with Full HD DashcamFinal Thoughts Car Gifts Within PHP 1,000 Sparco Neck Pillow Price: PHP 699.75 Best Christmas gift for: Car owners who drive for long hours Driving in the Philippines is stressful. What better way to make it bearable than providing comfort to the car owners in your life? This Sparco neck pillow will definitely take the edge off dealing with traffic, thanks to its universal easy installation and its high-density foam. They’re probably in the market for comfortable car accessories anyway, so make it happen. Available at: Ace Hardware Spigen A201 Magnetic Car Mount Price: PHP 1,100 Best Christmas gift for: Grab drivers, commercial car owners Know anyone who drives…
Getting a comprehensive car insurance policy is a smarter decision than just settling for the government-mandated Compulsory Third Party Liability (CTPL) insurance. Comprehensive insurance provides better protection against the financial impact of car damage and theft, personal accident, and property damage, among others. But don’t be misled into thinking that “comprehensive” means “complete” in car insurance. Some benefits you need as a motorist may not be included in the standard package and are instead offered as optional car insurance add-ons or riders. Here are eight car insurance add-ons or riders to consider when purchasing a car insurance policy in the Philippines. Table of Contents1. Roadside AssistanceRoadside assistance may include the following benefits:2. Acts of Nature or Acts of GodActs of Nature may cover these natural events:3. Personal Effects Coverage4. Loss of Use5. Riots, Strikes, and Civil Commotion Coverage6. Lost Wage Recovery7. Pet Injury Coverage8. Legal AssistanceFinal ThoughtsGet a Free Car Insurance Quote! 1. Roadside Assistance Roadside assistance from an insurance provider is extremely helpful when your car breaks down due to electrical or mechanical issues, flooding, or a road accident. During a roadside emergency, just ring your insurance company and let them know what happened, and help will be on the way. When choosing an insurance policy, make sure your car insurance add-ons include a 24/7 roadside assistance coverage. This will save you from the headache of dealing with your stalled vehicle alone on the road. Roadside assistance may include the following benefits: Vehicle assistance Emergency towing Vehicle removal using a crane Jumpstarting a dead battery Fuel delivery Tire change…
A vehicle owner in the Philippines can make money from being a ride-hailing service operator or driver. Whether you’re looking for a part-time or full-time job, registering as a Grab Peer will add to your primary source of income. If you’re thinking of signing up as a GrabCar operator, check the step-by-step registration procedure here. Aside from joining the Grab platform, ride-sharing service operators are required by the Land Transportation Franchising and Regulatory Board (LTFRB) to register their vehicles under the category of Transportation Network Vehicle Service (TNVS). This will grant them a Certificate of Public Convenience (CPC), which authorizes them to operate around Metro Manila and key cities nationwide. Operators without a CPC may be apprehended. Once you’ve submitted your requirements for TNVS registration, you’re required to apply for PAMI insurance (1) on top of your existing car insurance policy. Keep reading to learn more about PAMI insurance, as well as Grab insurance for TNVS drivers and passengers in the Philippines. Table of ContentsHow to Insure GrabCar Through PAMI InsuranceWhat is PAMI Insurance?What Does PAMI Insurance Cover?How to Apply for PAMI InsuranceHow to Claim PAMI InsuranceHow to Insure GrabCar Through Grab InsuranceWhat is Grab Personal Accident Insurance?What Does Grab Insurance Cover?Final ThoughtsGet a Free Car Insurance Quote! How to Insure GrabCar Through PAMI Insurance What is PAMI Insurance? PAMI stands for Passenger Accident Management and Insurance Agency, Inc., a management company that implements the passenger personal accident insurance program. It’s one of the LTFRB’s partners (the other being SSCI Management and Insurance Agency Corp.) for the government-mandated personal accident insurance…
Being a new and young driver comes not only with perks but also responsibilities, like maintaining your car regularly, driving safely, knowing and obeying the traffic signs and rules, and getting a driver’s license. An equally important but often overlooked task: getting one’s car insured. Before you hit the road and enjoy your newfound freedom, make sure you have the right insurance for first time drivers. This means getting a policy with enough coverage at the right cost. This way, you won’t be burdened too much with repair bills should something happen to your car, another person or property, or yourself after an accident. Here are some tips on choosing car insurance for first time drivers in the Philippines. Table of Contents1. Pick the Right Car2. Figure Out the Car Insurance Coverage You NeedMust-Have Coverage on Insurance for First Time Drivers3. Compare Car Insurance Quotes4. Choose the Right Car Insurance Company5. Decide Where You’ll Buy Car Insurance6. Understand the Policy Before Buying ItFinal ThoughtsCompare Car Insurance Quote from Top Providers 1. Pick the Right Car Several factors drive the cost of car insurance up or down, including the vehicle’s price, type, and safety. This is why some vehicles cost more to insure than others. For example, luxury brands like Mercedes-Benz and BMW are more expensive to insure than the likes of Suzuki, Toyota, Honda, and Mitsubishi. In terms of vehicle type, hatchbacks and sedans are cheaper to insure than SUVs and sports cars. Cars that are safe to drive tend to have lower insurance prices than cars that are accident-prone….
Buying your first car is an exciting yet overwhelming experience. There are plenty of decisions to make. Should I buy a brand-new or used car? What’s the right model for me? How will I finance a car purchase? And of course, the most important questions you should be asking yourself are: Where do I find cars for sale in the Philippines? Which dealership can help me pick the perfect car for the best price? To help you choose the right dealership, we’re listing the best car dealers as well as online marketplaces for new and second-hand cars for sale in the Philippines. Table of Contents7 Best Car Dealers in the Philippines to Find Cars for Sale1. Honda Cars Philippines2. Mazda Philippines3. Mitsubishi Motors Philippines4. Toyota Motor Philippines5. Nissan Philippines6. Hyundai Philippines7. AutomobilicoFinal Thoughts 7 Best Car Dealers in the Philippines to Find Cars for Sale 1. Honda Cars Philippines Honda car buyers in the Philippines are the happiest in their new vehicle purchase and delivery experience. In fact, the Japanese carmaker takes the top spot in terms of overall sales satisfaction in the J.D. Power 2019 Philippines Sales Satisfaction Index[1]. The latest J.D. Power study findings were based on different factors that contribute to the satisfaction of customers with their car buying experience. These factors include sales consultant, dealer facility, delivery process, paperwork completion, working out the deal, and dealer website. The study also measured how likely a new car owner would recommend their vehicle brand. After-sales service is another area that Honda Philippines excels in. It ranks fourth in…
So, you’ve finished paying the monthly amortizations for your car loan. You’re probably wondering what will happen at the end of your auto loan term. Most people think that after paying off a car loan in the Philippines, the vehicle is theirs without having to do anything. But technically, the bank that provided the loan still owns the unit. You have to do several things shortly after you’re fully paid on the loan, so you can finally become the true owner of the car. Here’s what you should do next after paying off your car loan in the Philippines. Table of Contents1. Confirm Availability of Your Collateral Documents2. Claim Your Collateral Documents from the Bank3. Have Your Chattel Mortgage Cancelled4. Go to LTO for Cancellation of EncumbranceLTO Requirements for Cancellation of MortgageSteps to File for Cancellation of Mortgage/Encumbrance at the LTO5. Renew Your Car Insurance PolicyFinal Thoughts 1. Confirm Availability of Your Collateral Documents Around 10 to 15 banking days after your final car loan payment, the bank will notify you about the availability of your original collateral documents for release. If you haven’t heard from the bank after that period, call its customer service hotline to ask for confirmation of your full payment and when the documents will be ready for pickup. Before claiming your documents from the bank, check if your car registration is valid and updated. Make sure your registration has no pending penalties—otherwise, the bank won’t release the documents. 2. Claim Your Collateral Documents from the Bank Go to the branch where your car loan account…
Been sticking with a certain car insurance company you signed up with at the dealership? While there may be good reasons to keep renewing with the same insurer, know that you don’t have to stay with your current provider if you think you deserve better. Yes, you can change car insurance companies—it’s your right as a consumer. In doing so, you won’t miss out on a better deal with another car insurance provider. Here are the important things to know before you switch to a new car insurance company. Table of ContentsWhat are the Benefits of Switching to a New Car Insurance Company?When Can I Change My Car Insurance Provider?How to Change Car Insurance Companies1. Assess Your Car Insurance Coverage Needs2. Compare Car Insurance Quotes3. Gather Feedback4. Choose the Car Insurance Company You’ll Switch To5. Make the Switch6. Notify Your Auto Loan Provider about the New Car Insurance CompanyFinal Thoughts What are the Benefits of Switching to a New Car Insurance Company? Over time, your car insurance coverage needs (and the cost of each type of coverage) change. Your financial situation is likely to be different from the time you got your existing policy. And you might realize that the service you’re getting is not up to par with your expectations. These reasons make signing up with a new car insurance company a good idea. Depending on the new insurer you choose, you can reap various benefits from changing car insurance companies. Here are some of them: Saving money on insurance premiums Getting a better deal at a lower cost…
Statistics on road accidents in the Philippines all paint the sorry state of traffic safety in the country. In Metro Manila alone, road crashes have been on a rising trend for over 10 years since 2005. Figures almost doubled from 63,072 incidents in 2007 to 116,906 in 2018. Human error is responsible for the majority of road accidents in the country. It includes actions resulting from the driver’s negligence, distraction, or physical challenge, such as loss of control, drunk driving, bad overtaking, bad turning, texting while driving, and overspeeding. According to the Philippine National Police (PNP), human error accounts for eight to nine in every 10 accidents nationwide. Authorities believe the lack of driver’s training contributes to human error. Read more: 5 Craziest Car Accidents People Walked Away From Affidavit for Car Insurance Claim: Why You Need It and How to Get One Why Filipinos Ignore Insurance Here are top causes of road accidents in the Philippines (in no particular order) based on data from the PNP-Highway Patrol Group (PNP-HPG), Metropolitan Manila Development Authority (MMDA), and Philippine Statistics Authority (PSA). Table of ContentsTop Causes of Road Accidents in the PhilippinesLost ControlDrunk DrivingMechanical FailureLost BrakesOverspeedingUsing Mobile Device While DrivingBad TurningBad OvertakingJaywalkingFinal Thoughts Top Causes of Road Accidents in the Philippines Lost Control Lost control proves to be the most dangerous for both cars and motorcycles in the metro, as data from the recent Metro Manila Accident Reporting and Analysis System[1] shows. In 2018, it killed a person, injured 24 people, and caused damage to property 10 times. Losing control of your…
Even if you do everything to avoid a car accident and drive carefully, there’s no telling if and when you’ll figure in a road crash. Vehicular collision statistics prove how dangerous Philippine roads can be, especially in Metro Manila where many accident prone roads are located. In 2019, Metro Manila recorded 121,171 accidents that led to deaths, injuries, and damage to property, based on Metropolitan Manila Development Authority’s (MMDA) data[1]. Of course, you don’t want to be part of the statistics, but accidents can happen anytime. This is why it’s crucial to know what to do after a car accident before it occurs. Properly handling the aftermath of an accident will keep you safe, prevent the situation from getting worse, and help you make a successful car insurance claim. Always remember to take these steps after getting into a car accident. Table of Contents8 Things to Do After Getting Into a Car Accident1. Don’t Drive Away From the Accident Scene2. Check If It’s Safe to Get Out of the Car3. See If Anyone is Hurt4. Take Photos of the Car Accident5. Move Your Car to the Roadside6. Exchange Information with the Other Party7. Call the Authorities8. Contact Your Car Insurance Provider9. File a Car Accident Report10. Make a Car Insurance ClaimFinal Thoughts 8 Things to Do After Getting Into a Car Accident 1. Don’t Drive Away From the Accident Scene When you figure in a collision, stop your car and never leave until everything has been resolved, even if it’s a minor incident. Don’t move your car to the roadside…
Summer’s here and you’re probably feeling the heat not only at home but also inside your car. With temperatures rising up to 42°C, driving your vehicle can be quite a challenge, especially during daytime. However, it’s not only you that’s suffering. Your vehicle experiences temperature changes as well, which may cause breakdowns and damages. Most of them aren’t visible so it’s important to check on your car before driving under the sun. Keep your car in tip-top shape this summer with this handy car maintenance checklist. Related Article: BLOWBAGETS: 10 Things to Check Before You Drive Table of ContentsCar Maintenance ChecklistCheck your ACChange your oil and oil filterInspect the radiatorPark in shaded placesDon’t forget the batteryBeware of smelly seatsCheck your tiresWatch out for overheatingFinal Thoughts Car Maintenance Checklist Check your AC If you think being stuck in traffic is the worst this summer, think again. Imagine being stuck in traffic at high noon with a broken air conditioner. Sounds like hell, right? This season, ensure that your auto air conditioner is in good condition by doing a system check. Start by feeling the air coming out of the AC and assess how warm, cool, or cold it is. If the air is not too cold as it should be, there’s probably an airflow issue. Ask a car maintenance professional to check your air conditioning system to prevent further inconvenience. Change your oil and oil filter When’s the last time you changed your oil? Take note of your oil changes because car oil works to keep your engine running smoothly. The oil…
Three weeks ago, automotive journalist and TV host James Deakin joined Moneymax on a Facebook Live session to answer burning motor vehicle insurance questions from their viewers. While they were able to answer most of the concerns, one hour simply isn’t enough to get through all the questions. And because we don’t like leaving questions unanswered, we compiled some of the best ones and answered them here. If your specific question didn’t make the list, feel free to drop us a message on our Facebook page. Let’s get the ball rolling! Table of ContentsHow long will it take to process my car insurance claim?What are the possible reasons for the delay or denial of my claim?Will my premium for next year increase if I made a claim this year?Is it possible to lower the price of my car insurance?Can I change my coverage whenever I want?Can my car insurance cover interior damage?How is Moneymax different from car insurance companies?Can I purchase insurance through Moneymax if I’m not in Metro Manila?#AskJames Unanswered Lightning RoundWhat is the basis for a total loss claim? Can you provide us a list of insurance companies partnered with Moneymax? Why do insurance companies avoid high-risk owners?Final Thoughts How long will it take to process my car insurance claim? The length of the entire claim process really depends on the specific incident. Ideally, the evaluation of a minor accident should take three to seven days. For more crucial incidents, expect the process to last for a few more weeks. We understand that it can be frustrating at…
Just when you’re in a hurry to drive to somewhere important, your car won’t start after you turn the key on the ignition. What could be worse than a car that refuses to start? What to do when that dreaded situation happens? Either you fix it yourself or ask for help. Take note of what occurs when you crank the engine, as it indicates what could be wrong under the hood. Here are some of the common problems that come with a car breakdown and troubleshooting tips to fix each issue. Table of Contents1. No Sound When You Turn the KeyWhat’s Causing It?What to Do When Your Car Won’t Start2. Clicking Noise from the EngineWhat’s Causing It?What to Do When Your Car Won’t Start3. Spinning Sound and Very Fast CrankingWhat’s Causing It?What to Do When Your Car Won’t Start4. Slow CrankingWhat’s Causing It?What to Do When Your Car Won’t Start5. Grinding Noise When CrankingWhat’s Causing It?What to Do When Your Car Won’t Start6. Car is Silent But Dashboard Lights Come OnWhat’s Causing It?What to Do When Your Car Won’t Start7. Normal Cranking But Car Won’t StartWhat’s Causing It?What to Do When Your Car Won’t Start8. Rattling or Knocking Sound from the EngineWhat’s Causing It?What to Do When Your Car Won’t StartFinal Thoughts 1. No Sound When You Turn the Key What’s Causing It? When you turn the ignition key and you hear nothing, it’s a tell-tale sign that your battery is dead or its connection is loose. Read more: 7 Common Car Problems and How to Prevent Them What to…
You’ve probably noticed pimped cars out and about before, right? You know the type: kitted out with nice wheels, a fantastic paint job, and a license plate that’s out of the ordinary. In the Philippines, license plates for cars are segregated into private, public, and official use. Vanity license plates, officially called Optional Motor Vehicle Special Plates (OMVSP), are also available to the general public. Is getting a personalized plate number a good or bad idea? There is a cost to any vehicle owner who would like to get a vanity plate. So, before you get yourself a special license plate, consider its pros and cons. Read more: How To Insure Your Souped-up Car Table of ContentsThe Pros of Getting a Vanity Plate1. Ideal for Personal or Business Branding2. Great for Expressing Your Individuality3. Unique and Sophisticated Look for a Car4. Eligible for Most Vehicle TypesThe Cons of Getting a Vanity Plate1. Regular LTO License Plate Still a Requirement2. Steep Price for a Custom Plate Number3. Long Wait for LTO Vanity Plate Release4. No Exemption from Number CodingFinal ThoughtsGet a Free Car Insurance Quote! The Pros of Getting a Vanity Plate 1. Ideal for Personal or Business Branding Vanity plates can be an investment if you use it to promote your brand. If you can get one that resembles your company name, then it will serve as a mobile advertisement for your business. 2. Great for Expressing Your Individuality Want to add a personal touch to your ride? Installing a vanity plate is an option for some vehicle customization enthusiasts. When…
Pasaway, kamote, balinghoy, kaskasero—Pinoys on online communities for motorists use different names to refer to the bad guys on the road. Hate them? Of course, who doesn’t? It’s frustrating to encounter drivers who forget road safety tips, lack driving etiquette or break traffic rules. How about you? How would you rate your own driving habits? Are you like what other motorists would consider a kamote driver? Each time you’re behind the wheel, you’re responsible for the safety not just of your own but also your passengers, pedestrians, and fellow drivers. As a driver, you definitely have room for improvement. These 10 driving tips for beginners (and even experienced drivers) should help you avoid being reckless on the road. Table of Contents1. Enroll in a Driving School2. Use Your Signal Lights Properly3. Always Check Your Blind Spots4. Don’t Drive When You’re Sleepy or Drunk5. Be More Courteous6. Keep Your Hands Off Your Phone7. Always Respect Road Lanes8. Stay Calm and Focused9. Drive Within the Speed Limit10. Observe the Number Coding SchemeFinal Thoughts 1. Enroll in a Driving School For driving noobs, it isn’t enough to just get a driver’s license. More than having the license to drive a vehicle, arming yourself with knowledge about how to do it properly matters a lot. Just one seemingly simple driving mistake can claim lives. Or if you and your passengers come out unscathed from an accident, you’ll bear the high costs of having your car fixed, unless it’s insured. So before you drive for the first time, get training from a reputable driving school. Attending…
The Land Transportation Office (LTO) has been implementing several changes to its driver’s license renewal and registration processes. Last year, the government agency launched an online appointment system called the LTO Online PASS for quicker car registration and license renewal transactions. This initiative elicited praises, criticisms, and confusion among vehicle owners in the Philippines. Starting January to February 2019, LTO offices all over the Philippines will accept only medical certificates issued by accredited physicians and submitted online. A medical certificate is one of the requirements for student permits, LTO license applications and renewals. Table of ContentsLTO Accredited Physicians and Clinics in Metro ManilaList of LTO Accredited Physicians and Clinics in Quezon City, Pasig, Taguig, Mandaluyong, and MarikinaList of LTO Accredited Physicians and Clinics in Manila, Muntinlupa, Malabon, Caloocan, Las Piñas, Parañaque, Pasay, and MakatiFinal Thoughts LTO Accredited Physicians and Clinics in Metro Manila How to know which clinics and doctors you can visit for your medical exam? If you’ll be applying for or renewing your LTO license in Metro Manila, check out this list of LTO accredited clinics and physicians (Updated as of January 18, 2019). List of LTO Accredited Physicians and Clinics in Quezon City, Pasig, Taguig, Mandaluyong, and Marikina NCR – East Clinic Address Contact Number Physician Name ANC Halili Medical Corp. Brgy. Kaligayahan, Novaliches, Quezon City (0915) 245-7637 Saises, Godofredo ANC Halili Medical Corp. Ynares Sports Arena Cmpd., Shaw Blvd., Pasig City 631-3675 Untayao, Wye Avenion Medical Services Inc Level 2 Alimall, Cubao, Quezon City 930-6174 Redada, Jenel Arugain Anm Medical Testing Center 151 San Roque 20th Mirasol, Cubao, Q.C Flores, Francis Eugene Aguilan…
Driving isn’t more fun in the Philippines for motorists who battle it out on EDSA every day. The Philippines is the worst country to be a driver, ranking at the bottom of the Waze’s latest Driver Satisfaction Index. Metro Manila, in particular, is sorely lacking in urban planning and development. The government’s band-aid traffic solutions, such as the number coding scheme and the driver-only vehicle ban on EDSA, aren’t of much help. Also, several driving laws need to be updated to address road safety issues in the Philippines. To its credit, the government has been fast-tracking major infrastructure projects like new roads under the Build Build Build program. We also need more sustainable solutions to the country’s traffic problems. Let’s take a look at some traffic solutions implemented by other countries. Table of Contents1. Scramble CrossingsHow Scramble Crossings WorkCase Study #1: Tokyo’s Shibuya CrossingCase Study #2: LA’s Hollywood and Highland Intersection2. Bike Boxes at Traffic LightsHow Bike Boxes WorkCase Study: Taipei’s Motorcycle Boxes3. Public Bicycle-Sharing ProgramsHow Bicycle-Sharing Programs WorkCase Study: Hangzhou’s Public Bike-Sharing ProgramFinal Thoughts 1. Scramble Crossings Countries that implement this road rule: Australia, Canada, England, Japan, the Netherlands, New Zealand, Singapore, Taiwan, U.S., etc. Crossing in busy intersections in the Philippines (except those with overpasses or underpasses) is like playing patintero with death. But in other countries, pedestrians can rest easy knowing that no car will hit them while crossing the street, thanks to scramble crossings. How Scramble Crossings Work A scramble crossing keeps pedestrians safe by temporarily shutting down all traffic to vehicles for 15 seconds, allowing…
Got into a car accident? Get the most out of your insurance policy by filing a car insurance claim. Prepare necessary documents and head to our claims assistance form for a quick and hassle-free claims request. Below is a step-by-step guide in processing your claims request with MoneyMax.ph. *Please note that this service is ONLY for existing MoneyMax.ph car insurance customers. If you didn’t buy your policy from us but still push through with the assistance form, we will direct you to your provider. Table of ContentsPrepare RequirementsSecure a copy of the following documents:Head to Our Claims Assistance FormWait for Our Claims Team to Contact You Prepare Requirements Secure a copy of the following documents: 1. Unit Certificate of Registration (CR) 2. Annual Registration OR 3. Driver’s License of the driver in the accident 4. Incident Report (Police Report or Notarized Affidavit) 5. Pictures from the accident: – Damaged portion unit showing plate number – Side full view (damaged portion) – Focus on damaged portion 6. Repair estimate (preferably from an accredited shop of your provider) 7. Medical certificate and OR of treatment (for CTPL/Bodily Injury claim) 8. Towing OR (for Towing Reimbursement) Related: What You Need To Know About Your Towing Coverage Head to Our Claims Assistance Form Use our CLAIMS ASSISTANCE FORM when submitting your claims request. Just provide your complete name, email address, phone number, and answer other required fields so we can start processing your claims request. Wait for Our Claims Team to Contact You After submitting your claims request, expect a call from one of…