Top 10 Budget-Savvy Mommy Blogs

|Posted by | Bloggers Speak, Money Matters

Top 10 Budget Moms

Mothers truly are the masters of multitasking. A day in the life of your average mom can include a little bit of everything: going to the market, helping out on school projects, balancing the household finances, you name it. Add a mom blog to the mix, and you get a unique glimpse into the modern nanay’s daily routine.

Read More: 13 Money-Saving Tips for the Modern Nanay

Today, we shine the spotlight on ten very special women making waves online. They help out other moms through sharing lessons learned from their experiences and some practical tips for managing a household. Learn their secrets on how to master parenting and budgeting without breaking a sweat!

Peachy Adarne of Mommy Peach

Peachy Adarne

Will you tell us a little something about the blog and how it started?

Mommypeach.com is my little corner in the web where I blog about my kid(s), parenting, and my life as a mom and as a wife. I already have a food blog (www.ThePeachKitchen.com); I started MommyPeach.com because I figured I needed another blog where I can share other aspects of my life as well.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

Control spending on food. I think people these days are so used to eating out and buying food (even coffee!) out. Learn to cook at home and bring lunch to school or work. This will save you a lot of money because preparing meals at home is cheaper and you get a bonus, it’s healthier too because you know what goes in your food.

Khaye Macalinao of Shining Mom

Khaye Macalinao

Will you tell us a little something about the blog and how it started?

My blog started shortly after I became a mom because my stories and inspirations on mothering started to leak from my lips and fingertips ever since I gave birth to our firstborn. Since I wanted to document all those lovely little things, I started a blog, the Shining Mom blog.

Over the years, the blog has somehow evolved. Now, I do share not only heartwarming motherhood stories but also other things creative such as DIY projects and craft activities for kids. To help families stay organized and to keep their budget on track, I also share free printables such budget binders, daily chore charts, meal planners and more!

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

Breast is best! Don’t spend thousands on formula milk! We have a baby at home and he’s enjoying all the benefits of breastmilk!

Marie Bulatao of Mommy Unwired

Marie Bulatao

Will you tell us a little something about the blog and how it started?

Mommy Unwired is a blog about my awesome mommy moments as I deal with tantrums, wonderful moments, and teenage angst.  Since I am a C.P.A., I have also been dishing out advices on personal finance and taxation.

Mommy Unwired was launched on August 4, 2012 on a tiny netbook on my kitchen table (yes! While cooking the family dinner J) My goal back then was pretty small and still is today…”To Find and Share My Movie Moments.”

While it is true that unlike in the movies, sparks don’t fly every five minutes and life changing epiphanies don’t happen all the time, I still believe that magical moments happen to us and all around us all the time  Every time I write about the extraordinary in the seemingly ordinary – like those tight hugs from your family  – I believe that I am seeing all of life’s beauty and possibilities and sharing it to the world.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

Whenever I make a finance and/or taxation post in my blog, I often get comments from mothers about how mind-boggling all the numbers and figures are and how they would rather spend their time with their child than spend the time writing all those figures down. For most moms, they do make a budget, but they fail to stick to it.

My advice is to write everything down! Make a list of all your cash outflows and inflows. Every time you get your paycheck or any kind of income, record it and set aside at least 10% of it in the bank. Every time you spend your money, including swiping your credit card, you record it. Then, review everything at the end of the week.

You will discover that if you just cut on your daily Starbucks fix and brew coffee at home (or maybe you have a free one in the office), you would have saved around P3,000.00 a month. If you are used to your taxi rides, discover routes where you will pay less. Cut on your beauty addictions. One BB or CC cream can last for over 2 months. You don’t need to buy every beauty product that has rave reviews in the internet. Buy your veggies and meat at the market. They are fresher and cheaper than in the groceries. Knowing all the sources and uses of your money will go a long way into making a budget plan that you will stick to.

Maui Flores of The 24-Hour Mommy

Maui Flores

Will you tell us a little something about the blog and how it started?

The24HourMommy.com was started in 2008 as I felt the need to migrate my parenting-related writeups to a separate blog. I believe that moms are forever on call 24/7, even when we have other jobs. Thus the name of the site.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

My husband and I live by the principle of sticking only to what you need. The wants can wait for a windfall and they should be really justified. Our monthly combined income is divided into the following: 10% church tithes, 20% savings and investments , 70% monthly expenses.

Mommy Fleur of Mommy Fleur

Mommy Fleur

Will you tell us a little something about the blog and how it started?

My blog started when I was ordered to bedrest for the remaining 4 months of my pregnancy in 2010. My blog is all about my adventures as a wife, a first-time mother, a career woman and a shopaholic. It reflects the thoughts and concerns of a first time mother who’s balancing her career with her domestic responsibilities.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

If there is one thing that I have no second thoughts on spending on, it is my daughter’s education. Do not scrimp on your child’s education. Send them to the best school that you can afford.

Louise Fandino of Mommy Practicality

Louise Fandino

Will you tell us a little something about the blog and how it started?

I started formally blogging under Mommy Practicality in July, 2012.  But long before that (like elementary days), I’ve always loved writing poems and life events on a journal.

Before starting and picking the blog’s name, I prayed hard for it.  I also asked myself, who am I really?  What do I stand for? What is my mission for blogging? My answers: I am a mom and a practical one (hence the name Mommy Practicality was born); I love inspiring and helping other people; I want to give back to the Lord. The intention why I started is to be a source of both inspiration and information. Little by little, my humble online home accumulated writings of my life stories which other people found useful and valuable.  I am happy about how it has grown steadily through the support of family, friends, and my awesome readers.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

Monetize your passion, invest your earnings, and never forget to give back.

I always tell that to family and friends.  Personally, it’s not enough that one has an 8-5 job and get paid semi-monthly, (unless you’re the CEO or belong to the ManComm) especially if you have kids to feed and send to school.  You still have to work on making the family’s budget work for you, how?  By looking for other revenue streams and the best way to do that, is do what you love and get paid for it.  Look into your inner strengths, interests, expertise, talents, and passion.  What is it that you love doing?  Offer that product or service to others and monetize it. When you achieve that point when you have extra income, don’t elevate your lifestyle, save and invest.  Make your money grow.

I’ve invested in mutual funds, I also pulled out my children’s trust funds and invested them too, got myself a Variable Life Insurance, a memorial and burial plan (it’s an investment too!), and just maintain an emergency fund in a savings account.  I also make sure, I set aside a charity fund for family or friends who may need help from me someday.  And when you have additional earnings, always remember to give back to others in need as way of thanks to the Lord God above who’s been blessing you with everything you have.

Levy Martinez of Mommy Levy

Levy Martinez

Will you tell us a little something about the blog and how it started?

My blog started year 2009 with the title: “Living Life to The Fullest”. I started it when I decided to be a stay at home mom to take care of my son because I find it hard to look for a yaya that I can trust. I found blogging to be my online diary to tell the story on what’s happening in my life as a homemaker.  I just want to interact and share my experience with other moms out there. It was last 2013 when I decided to change the name to Mommy Levy and focus on Parenting, Topics relating to Kids and Home and Living articles.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

I want to be remembered as a practical mom. Based on my experience, I learned that not all branded items have better quality and not all affordable items easily break. You just need to look around. I also want moms out there to learn how to DIY to save some money, especially in kids’ costumes at school. I find it a waste of money if you will buy a costume that is for onetime use only. There are a lot of ideas on Pinterest that you can do easily. You just need to be creative.

Kim Reyes of Mom on Duty

Kim Reyes

Will you tell us a little something about the blog and how it started?

Mom On Duty was originally Coffee With Kim. It started in 2008 as a travel blog documenting my trips around the Philippines and eventually abroad. When I got married and became a mom, I decided to rebrand it to Mom On Duty. I also write about my travels in Mom On Duty. This time, though, they are trips with my family. Stories about being a wife of a fire officer and a mompreneur are also shared.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

Create a budget and stick to it.” It’s a simple advice but it works wonders.

Pehpot Pineda of Mommy Pehpot

Pehpot Pineda

Will you tell us a little something about the blog and how it started?

I started my blog in 2008 out of the need to earn extra. I was a stay at home even before we got married so I never really had the chance to go outside and find a real job. The blog was conceptualized to earn from adsense and from sponsored posts. I did earn a few cents from my blog but I realized that being able to reach out to other moms and fellow Filipinos are far more rewarding.

My blog now caters tips and some tutorials for newbie mommy bloggers. Some guide and notes on parenting, schooling and some family matters. Recently, I have been attending blog events a lot so there is much events and promotions related on my blog. What I enjoy the most though, is writing about topics that are informative and helpful to moms like me.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

As a mother of 4 kids, I have learned that my best weapon when it comes to budgeting is planning. You have to plan everything that involves money. Make a list and stick with it. I do big time on planning. IN fact, when you see my planner, you would think I am a Math teacher because of too many numbers scribbled on it. Days before payday, I am already planning our expenses. I write down everything and make sure that everything is accounted for. Planning really helps me keep up with our expenses.

Maan Laxa of Davao Mommy

Maax Laxa

Will you tell us a little something about the blog and how it started?

I began to casually blog when I was in college to practice my writing skills. However, it was only in 2012 when I started to blog seriously and then created DavaoMommy.com in September of the same year. Why? Because I had to stay home 24/7 to take care of a newborn baby and, later on, become a full-time WAHM. Having a blog kept me sane when I barely had any physical adult interaction! 🙂

DavaoMommy.com is generally a parenting blog, but I write about a looot of other things such as food, fashion (or whatever style I think I have), product reviews, opinion, and some of my readers’ favourite: personal finance.

If you were to be known for one piece of mommy-friendly budget advice, what would it be?

I generally give this piece advice to my friends, mums or not: Spend within your means. Income – Savings = Expenses

But it is often easier said than done, so my practical tip to support this general piece of advice is to download a good smartphone app. I love using pen and paper, but there are cool functions that only apps can do like automatically categorising expenses and creating financial reports. As a mum, it is also much more convenient to update an app with one hand rather than look for a pen, paper, and a flat surface.

The fun thing about it is that these apps are generally pretty and easy to use and can help you understand your spending and saving habits. By using a good app, it is easier to stick to spending within your means because you can see where your money is going and you become accountable for your actions.

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