Ring in 2019 with These 20 Rewarding Credit Card Promos

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Credit Card Promos 2019 Philippines | MoneyMax.ph

Make the most of your credit card use as early as the start of the year! Here’s a roundup of 20 credit card promos in 2019 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines.

Welcome Gifts for New Credit Cardholders in 2019

P5,000 Honestbee Vouchers

Credit Card Promos 2019 Philippines - BPI Credit Card Promo 2019

Eligible cards: All BPI credit cards

Promo period: December 1, 2018 to January 31, 2019

Spend period: Until February 28, 2019

Apply online for any BPI credit card and meet the required spend of at least PHP 15,000 within the spend period to qualify for honestbee vouchers worth PHP 5,000.

Promo mechanics

Read more: Quick and Easy Guide to BPI Credit Card Application

Uniqlo Shopping Rebates

Eligible cards: All HSBC credit cards

Promo period: August 1, 2018 to February 15, 2019

Spend period: August 1, 2018 to April 15, 2019

An HSBC credit card application earns you up to PHP 5,000 cashback for your first transaction at any Uniqlo store in the Philippines.

Promo mechanics

Read more: HSBC Credit Card Application: A Step-by-Step Guide for First Timers

P2,000 Rebate for Online Purchases

Credit Card Promos 2019 Philippines - HSBC Credit Card Promo 2019

Eligible cards: HSBC Red Mastercard, Gold Visa, and Platinum Visa

Promo period: December 15, 2018 to March 15, 2019

Spend period: December 15, 2018 to June 30, 2019

Apply for an HSBC credit card online, and you’ll earn a PHP 2,000 cash rebate when you meet the minimum online purchase requirement of PHP 5,000 within the spend period.

Promo mechanics

Free Luggage

Eligible cards: All HSBC credit cards

Promo period: November 1, 2018 to February 15, 2019

Spend period: November 1, 2018 to April 15, 2019

New HSBC credit cardholders will receive a free Rudy Project Viaggiatore 2.0 luggage, as long as they meet the PHP 5,000 minimum accumulated spend requirement with their card.

Promo mechanics

P5,000 Cashback Credit

Credit Card Promos 2019 Philippines - Metrobank Credit Card Promo 2019

Eligible cards: All Metrobank credit cards except for Dollar Mastercard, ON Internet Mastercard, Corporate Card, and Commercial Card

Promo period: November 20, 2018 to January 31, 2019

Spend period: November 20, 2018 to March 15, 2019

Earn as much as PHP 5,000 cashback credit when you apply for an eligible Metrobank credit card and use your new card for an accumulated spend of at least PHP 30,000.

Promo mechanics

Metrobank CTA

P5,000 eGift

Eligible cards:

  • Citi Cash Back
  • Mercury Drug Citi
  • Citi PremierMiles
  • Citi Rewards
  • Shell Citi

Promo period: Until February 28, 2019

Spend period: Within 60 days from the date of card receipt

Get an eGift worth PHP 5,000 when you apply for a qualified Citibank credit card and spend at least PHP 20,000 using your new card. The eGift can be redeemed at Uniqlo, Nike Park, Vikings, Tim Ho Wan, TGI Fridays, Travelbook.ph, Giftaway.ph, or Build City.

Promo mechanics

Read more: Citibank Credit Card Application: An Easy 5-Step Guide

P1,000 eGift

Eligible cards: RCBC Bankard Flex Visa and Flex Gold Visa

Promo period: December 6, 2018 to February 28, 2019

Spend period: Within 60 days from card issuance

An eGift will be yours when you apply for an RCBC credit card and use it for single or accumulated purchases worth PHP 12,000. This welcome gift can be used to redeem Grab promo codes, a Lazada eGC, a TravelBook eGC, or a Giftaway Universal eGC (can be used for merchants such as NIU by Vikings and Shopee) worth PHP 1,000.

Promo mechanics

No Annual Fee

Credit Card Promos 2019 Philippines - PNB Credit Card Promo 2019

Eligible cards: PNB Essentials Mastercard and Platinum Mastercard

Promo period: November 20, 2018 to March 30, 2019

To avail of this free annual fee promo starting in 2019, you must apply for a qualified PNB card within the promo period and reach the minimum spend requirement of PHP 80,000 every year.

Promo mechanics

Read more: Credit Cards with No Annual Fee in the Philippines

Credit Card Promos 2019 for Dining

30% Off at Burgoo and Gumbo

Credit Card Promos 2019 Philippines - RCBC Dining Credit Card Promo 2019

Eligible cards: All RCBC Bankard credit cards

Promo period: December 10, 2018 to March 31, 2019

Dine at any participating Burgoo or Gumbo branch and save 30% on your bill charged to your RCBC card. You may also convert your purchase to a three-month installment term. The transaction must be at least PHP 1,200 up to PHP 10,000 to qualify for this RCBC credit card promo in 2019.

Promo mechanics:

Free American Dishes for Birthday Celebrants

Eligible cards: All EastWest Bank credit cards

Promo period: April 1, 2018 to March 31, 2019

Get a free main dish and a free cake slice from Burgoo or Gumbo when you celebrate your birthday and pay for your order using your EastWest credit card. To qualify, you must present a valid ID showing your birthdate, and your bill must be at least PHP 2,500.

Promo mechanics:

Up to 20% Dining Discount

Eligible cards: RCBC Bankard JCB Classic, JCB Gold, and JCB Platinum

Promo period: August 1, 2018 to July 31, 2019

Get 20% off your dining bill charged to your RCBC credit card at any participating restaurants such as Yoshinoya, Butamaru, Spectrum, Saboten, Omakase, and more.

Promo mechanics

Credit Card Promos 2019 for Health and Wellness

Gym Discount and Freebie at Curves

Credit Card Promos 2019 Philippines - Metrobank Credit Card Promo 2019

Eligible cards: Metrobank Femme Visa and Femme Signature Visa

Promo period: Until January 31, 2019

Is getting back in shape among your New Year’s resolutions? Use your Femme Visa or Femme Signature Visa card to pay for your gym membership at Curves (Century Mall, Shangri-la Mall, Eastwood City, or Paseo de Sta. Rosa branch). You’ll be rewarded with a 66% discount on joining fee, a free 13th month for an annual membership, and of course, a fit and healthier body!

Promo mechanics

Read more: Affordable Gym Memberships: Where to Find Them in Metro Manila

Up to 50% Discount on Wellness Services

Eligible cards: RCBC Bankard JCB Classic, JCB Gold, and JCB Platinum

Promo period: August 1, 2018 to July 31, 2019

Pamper yourself more this 2019! While you’re at it, use your RCBC JCB credit card to enjoy 15% to 50% off any spa service or gym membership at partner merchants such as Bioessence, 360 Fitness Club, CrossFit 1299, and Yoga +.

Promo mechanics

PHP 1,500 Slimmers World GC

Credit Card Promos 2019 Philippines - RCBC Credit Card Promo 2019

Eligible cards: All RCBC Bankard credit cards

Promo period: November 1, 2018 to January 31, 2019

RCBC credit cardholders who are also Slimmers World customers are entitled to a gift certificate worth PHP 1,500 when they charge their bill (at least PHP 3,000) to their card.

Promo mechanics

Credit Card Promos 2019 for Travel

Agoda Booking Discounts

Credit Card Promos 2019 Philippines - BDO Credit Card Promo 2019 Agoda

Eligible cards:

  • All BDO American Express, JCB, Mastercard, and Visa credit cards
  • All BDO debit cards

Promo period: January 11 to 13, 2019 (10% discount) | January 1, 2019 to December 31, 2019 (5% and 7% discounts)

Stay period: Until July 31, 2019 (10% discount) | Until June 30, 2020 (5% and 7% discounts)

BDO offers two Agoda promos for 2019: one with a 10% discount and another with 5% and 7% discounts on hotel bookings. The former is valid for a shorter period using BDO Mastercard credit cards only, while the latter can be availed using other types of BDO credit cards and debit cards for the entire year. Make sure to book at www.agoda.com/bdo to qualify for the BDO credit card promo.

Promo mechanics:

Korean Visa Application Privilege

Eligible cards: BDO premium and elite credit cards

  • American Express Cathay Pacific, Gold, Platinum and Charge cards
  • Diners Club Premiere
  • JCB Gold and Platinum
  • Mastercard Gold, Titanium, Platinum, and World Elite
  • UnionPay Gold and Diamond
  • Visa Gold and Platinum

Promo period: Until December 31, 2019

Planning to travel to Korea starting this year? Good news: BDO has extended its Korean Visa Multiple Entry Privilege credit card promo until the end of 2019. When you apply for a multiple-entry visa to Korea, present your qualified BDO credit card and an original copy of your billing statement. You’ll be exempted from submitting financial requirements such as income tax return and bank certificate.

Promo mechanics

Up to P4,000 Off Your KKday Booking

Credit Card Promos 2019 Philippines - RCBC Credit Card Promo 2019 KKday

Eligible cards: All RCBC Bankard credit cards

Promo period: January 1, 2019 to March 30, 2019

Travel period: January 2, 2019 to August 31, 2019

Tick off your travel bucket list this 2019! Use your RCBC credit card to book tours and other activities at KKday (www.kkday.com/en-ph/affiliate/whlb/rcbc), and you’ll enjoy a PHP 500 up to PHP 4,000 discount.

Promo mechanics

Credit Card Promos 2019 for Shopping

Shipping Fee Discount and Free Shipping Credit at My Shopping Box

Credit Card Promos 2019 Philippines - Metrobank RCBC Credit Card Promo 2019

Eligible cards: All Metrobank credit cards (except for Dollar Mastercard) and all RCBC Bankard credit cards

Promo period:

  • Metrobank: June 4, 2018 to January 30, 2019
  • RCBC: November 1, 2018 to February 1, 2019

My Shopping Box is one of the affordable shipping services that allow people to shop at U.S. and Europe online stores and have their orders delivered to the Philippines. To avail of any of these credit card promos for 2019, do your online shopping via My Shopping Box and use your Metrobank or RCBC credit card to pay for your purchase.

Also, you can get USD 2.50 shipping credit when you sign up for a My Shopping Box account using the referral code MCCMSB (Metrobank) or RCBCBANKARD (RCBC).

Promo mechanics:

Read more: International Shipping for Less: 7 Cheap Services for Online Shoppers

Up to P15,000 Rebate on Overseas and Online Transactions

Eligible cards: Metrobank premium Mastercard and Visa credit cards

  • Femme Signature Visa
  • Peso Platinum Mastercard
  • Travel Platinum Visa
  • World Mastercard

Promo period: November 5, 2018 to January 31, 2019

Earn a cash rebate worth PHP 5,000 up to PHP 15,000 when you spend PHP 150,000 or higher on international and online purchases using your qualified Metrobank credit card.

Promo mechanics:

15% Off at Globe Online Shop

Credit Card Promos 2019 Philippines - RCBC Credit Card Promo 2019

Eligible cards: All RCBC Bankard credit cards

Promo period: November 23, 2018 to January 31, 2019

Using your RCBC credit card to buy gadgets and accessories at the Globe Online Shop entitles you to a 15% discount. Simply use the promo code GLOBERCBC upon checkout.

Promo mechanics

Final Thoughts

While it’s wise to take advantage of promos, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever credit card promos you choose to grab this 2019, always use your card responsibly.

credit card CTA

About Venus Zoleta

Venus Zoleta is a personal finance writer who started investing and bought a home in her early 20s. This crazy cat mom works hard to feed her furbabies. She eats ramen like there's no tomorrow. You can reach her on LinkedIn (bit.ly/2yFSlhE).