All Articles With Author : Venus Zoleta

The latest and the best financial news, tips and tricks.

14 Credit Cards with Low Interest Rate in the Philippines

A common credit card myth that Filipinos believe is that all cards charge high interest rates. In the 2018 Moneymax survey, respondents cited “interest fees” as their top reason for not having a credit card. If you’re sure that you can make credit card payments in full and on time, the interest rate shouldn’t matter […]

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Senior Citizen Discount and Benefits: Important Facts You Might Not Know

Is it more fun to be a senior citizen in the Philippines? It may seem so, as the government provides elderly Filipinos with senior citizen discount and other perks to help ease their finances in their golden years. As a millennial, you may be 30 to 40 years away from enjoying those privileges, but it […]

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12 Exciting RCBC Credit Card Promos in 2019

Whether you’re a new or long-time RCBC credit cardholder, there’s surely an RCBC credit card promo that lets you save money or gives you cool freebies. Promos on credit card purchases offer extra bang for the buck—so why don’t you snag them with every swipe of your card? Almost 90 RCBC credit card promos are […]

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7 Reasons Your Personal Loan Application Got Rejected

Rejection of any kind is hard to accept—more so if it involves money. Case in point: getting your personal loan application denied. Your time and effort spent preparing your requirements and waiting anxiously for the loan approval all just went to waste. It makes you want to demand an explanation from the bank, lashing out […]

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Grab These Exciting Citibank Credit Card Promo Offers in 2019

Good news to Citi credit cardholders out there: You’re treated to plenty of exciting Citibank credit card promo offers in 2019, especially discounts at various restaurants. So what are you waiting for? Browse through the available Citi card promos. Better yet, check out our curated list of the best Citibank promos and take your pick! […]

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How Much Does a Wedding Cost in the Philippines?

Just got engaged? Surely, you’re excited about planning for your big day. Looking forward to picking the perfect wedding dress, visiting different churches, and food-tasting with possible caterers? But before you get started, you have to work on the most challenging and stressful yet most important part of wedding planning: the cost of wedding. When […]

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Visa-Free Countries for Traveling Filipinos in 2019

What’s your dream destination? Raring to go to Japan, Korea, the US, or France? That dream can be really elusive for many Filipino travelers, what with these countries’ strict visa requirements. Applying for a visa is generally time-consuming, tedious, and costly. You won’t even get your money back when you’re denied for a visa. Even […]

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What is the Best Type of Loan for My Business?

Finding good sources of funding is a critical step in starting a business. A business loan from the government, a bank, or a private lender is one financing option for budding small and medium business owners. Business loans come in a variety of types that suit different business requirements. Before you start searching for the […]

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35 Food Franchise Businesses You Can Start Under P1 Million

Negosyong patok ba ang hanap mo? If you have less than a million pesos, how far can it go? With the huge popularity of food carts today, you might make it big in the food franchise industry. Franchising is a sound business model that allows aspiring food entrepreneurs to leverage on the strong brand recall […]

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DTI Business Registration Guide for Entrepreneurs in the Philippines

What’s in a name? In a business, it means a lot. Your business name is your company’s branding, so it should catch attention and can be easily recalled. Aside from spending time coming up with a name for your new business, you also need to register it with the Department of Trade and Industry (DTI), […]

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Personal Loan Fees and Charges to Consider Before Borrowing Money

Choosing the best personal loan for you isn’t as simple as comparing interest rates and monthly installments. You also need to consider the personal loan fees and charges that add up to the cost of borrowing money. Some of these fees are avoidable, while others aren’t. Taking all these factors into account gives you a […]

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10 Underrated Summer Destinations You Can Travel by Car

Listen up, weekend warriors: If you’re planning something different for your road trips this year (and avoid the crowded touristy places), you have a lot of wonderful summer destinations near Manila to choose from. Considerations include your budget, interests, and how far you’re willing to go. Here are some awesome summer destinations in the Philippines you […]

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What is the Best Life Insurance in the Philippines?

So, you’ve decided to get a life insurance plan. As a breadwinner, being insured means sparing your loved ones from financial burden when something unexpected happens. Even if you’ve accumulated wealth, it’ll be quickly wiped out by an accident, permanent disability, or death. And so, it makes sense to start looking for an insurance plan. […]

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What are the Best Online Shopping Sites in the Philippines?

One of the best ways to fulfill a shopping list is through online shopping. As long as you have a trusty smartphone and internet access, you can cross out the items on your shopping list anywhere you go or without leaving your home. No need to tire yourself walking the entire day around malls and bazaars […]

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The Perks of Using Credit Cards for Travel

What do you always use for your purchases when traveling: cash, credit card, or both? If you bring only cash on your trips, you’re missing out on the benefits of credit cards for travel. Cash is still king, especially when traveling abroad and in far-flung areas in the Philippines. But using cash alone exposes you […]

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10 Best Travel Credit Cards in the Philippines for 2019

What are the best travel credit cards today? There are plenty of credit cards in the Philippines that offer lots of travel perks. But the best credit cards for travel have these benefits in common: Low spend per mile requirement – A great travel credit card should make it quick for a cardholder to accumulate […]

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Take These New Alternate Roads for a Smooth Holiday Trip (Updated)

What are your insights on the government’s Build Build Build program? During major holidays in the Philippines like All Souls’ Day and Holy Week, traffic is known to be nothing short of soul-crushing. You can be a better-informed and smarter driver to avoid being stuck in holiday traffic. Since last year, new roads and highways […]

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BLOWBAGETS: 10 Things to Check Before You Drive

Ever heard of BLOWBAGETS? This motoring term stands for battery, lights, oil, water, brake, air, gas, engine, tire, and self. Sounds a little funny, yes, but it’s a serious reminder about checking your car to prevent an accident or breakdown (We have the PNP-Highway Patrol Group to thank for this handy mnemonic). Whether you’re heading […]

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SSS Online Registration: A Simple Step-by-Step Guide (Updated)

Are you an SSS member but don’t have a My.SSS account yet? Better do it now to reap the benefits of this SSS online service facility. What is My.SSS? My.SSS is an easy-to-use online service portal of the SSS website that enables registered SSS members to conveniently and safely access their social security records online. […]

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Take Advantage of These 16 Credit Card Promos in 2019

Make the most of your credit card use this year! Here’s a roundup of credit card promos in 2019 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines. Welcome Gifts for New Credit Cardholders in 2019 Free Annual Fee for Life Eligible cards: HSBC Red Mastercard, Gold Cash Back, and […]

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