All Articles With Author : Venus Zoleta

The latest and the best financial news, tips and tricks.

Business Loans for Startups in the Philippines

This article was published on June 6, 2019 and was updated on March 30, 2020 Finding good sources of funding is a critical step in starting a business. A small business loan from the government, a bank, or a private lender is one financing option for budding business owners. Business loans come in a variety […]

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Citi Credit Card Application: An Easy 5-Step Guide

This article was published on June 28, 2018 and was updated on March 18, 2020. Citibank is known for its fast credit card approval and delivery time. It takes only one to two weeks to get approved for a Citibank credit card online and a few days to receive your new card. In contrast, other […]

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How Much Does it Cost to Insure Your Mitsubishi Vehicle in the Philippines?

Got a Mitsubishi vehicle that you need to insure? If you’re wondering how much a Mitsubishi car insurance policy costs, the best way to start is to search and compare quotes for your particular model. But first, let’s set your expectations right. Car insurance cost in the Philippines—regardless of vehicle make and model—isn’t a fixed […]

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5 Salary Loans to Consider for Financial Emergencies

This article was published on April 19, 2018 and was updated on February 19, 2020. Salary loans—with their quick online application, guaranteed approval with no credit checking, and fast cash loan disbursement—can help cash-strapped Filipinos meet their urgent financial needs. More so when it’s Petsa de Peligro and there’s an emergency, like sudden hospitalization in […]

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9 Car Insurance Payment Options in the Philippines

To avoid any hassle when making your car insurance claim, you have to keep your policy active. So that your policy remains active, you need to make timely car insurance payments. Nowadays, car insurance companies in the Philippines make it easy and convenient for their clients to pay for their premiums on time, with various […]

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List of LTO Fees for Car Registration, Driver’s License, and Violations

This article was published on February 27, 2019 and was updated on February 3, 2020. Each transaction with the Land Transportation Office (LTO) comes with a fee—whether it’s for vehicle registration, driver’s license application or renewal, or settling a traffic rule violation. LTO fees are an inescapable reality every car owner in the Philippines must […]

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How to Apply for a Credit Card: What Beginners Need to Know

Is getting your first credit card a part of your #adulting goals? That plastic card can be a great tool for building your credit history and managing your finances as a young professional. But don’t dive into it yet without doing your homework. Know what it takes to get the right credit card for beginners […]

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8 Helpful Tips for First-time Hosts on the Airbnb App

Owning a condo unit as an investment? Bought a home that you won’t occupy yet? Experts advise that property owners in Metro Manila rent out their homes, apartments, and condos for short periods. It opens up plenty of leasing opportunities from app-based services like the Airbnb app. According to property consultancy Colliers International Philippines, there’s […]

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10 Steps to Starting an Online Business in the Philippines

This article was published on November 13, 2018 and was updated on January 21, 2020. Planning to make money at home by starting an online business? That’s a bold move you’re making. Guts alone will only take you so far. Many other things make a new business work. They’re so plenty, they can easily overwhelm […]

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Credit Card Promos for Dining, Traveling, and Shopping in 2020

Make the most of your credit card use this year! Here’s a roundup of credit card promos in 2020 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines. Welcome Gifts for New Credit Cardholders in 2020 No Annual Fee Forever, Air Miles, and More Eligible cards: All Citibank credit cards (except […]

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Ipon Challenges to Help You Hit Your Financial Goals This Year

Saving money is as easy as spending it—said no one ever. This is probably why Filipinos are trying different fun and creative ways to save, or even coming up with their own ipon challenges. When you take on a money saving challenge, you’ll hit two birds with one stone. First, you achieve your financial goal […]

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48 Cheapest Cars in the Philippines You Can Buy in 2020

What vehicle can you buy with PHP 1 million or less nowadays? With high car prices in the Philippines driving buyers crazy, you’d think that your options for the cheapest cars are now limited. However, you’ll be surprised by the numerous choices—including hatchbacks, sedans, multi-purpose vehicles (MPVs), sport utility vehicles (SUVs), and pick-up trucks—from various […]

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New Year’s Eve Countdown Events 2020 for Families and Friends

The 2010s is almost over—how time flies! What are your New Year’s Eve plans? Just a few days left before 2019 draws to a close, but that won’t stop us from celebrating the start of the new decade. If you spent Christmas on a family trip or in the comfort of your home, you may want to […]

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16 Co-Branded Credit Cards That Can Help You Save Money

This article was published on June 12, 2018 and was updated on December 18, 2019. Co-branded credit cards are ideal for customers who are loyal to a particular mall, retailer, airline, oil company, auto dealership, restaurant, or brand. These cards come with attractive discounts, rebates, rewards, freebies, and other exclusive perks. The best co-branded credit […]

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9 Tips to Protect Yourself When Buying a Used Car

This article was published on April 8, 2018 and was updated on December 16, 2019. You’ve decided to purchase a used car, and you’ve started to hunt for the right one for you. The next steps will be a lot trickier than the car buying decision. Of course, you want a vehicle in the best […]

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Top Remittance Centers in the Philippines

This article was published on June 16, 2018 and was updated on December 12, 2019. What remittance center do you usually visit to send money to the province or another country? Your favorite money transfer company may be providing great service, but it doesn’t hurt to look for better options out there. Looking for a […]

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Pay Bills Online with These Convenient E-Payment Services

This article was published on October 13, 2018 and was updated on December 10, 2019. Paying bills is something everyone hates to do, but have to. If you think lining up at the bank or a bills payment center is such a hassle, imagine how more difficult it was to our parents many years ago. […]

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10 Holiday Credit Card Promos for December You Shouldn’t Miss

The holiday season in the Philippines is all about celebrations, bonding activities, and gift-giving with family and friends. It also means more expenses! But you can ease up your budget by taking advantage of holiday promos. Your issuing bank may just have the perfect credit card promo for you. Here’s a round-up of the most […]

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Brand New or Second Hand Car: Which is the Right Option for Me?

This article was originally published on April 2, 2018 and was updated on December 2, 2019. Prices of brand new cars in the Philippines have gone up in 2019, following the higher excise taxes imposed by the TRAIN or tax reform law. It’s now harder to afford a new car than a few years back. […]

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9 Sulit Tiangges in the Philippines for Budget Shoppers

This article was originally published on December 8, 2018 and was updated on November 26, 2019. The holiday season for the typical Pinoy isn’t complete without a trip to the tiangge or flea market that offers bagsak presyo items to shoppers . Even if online shopping sites provide an easy alternative to those who have no time to […]

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