All Articles With Author : Venus Zoleta

The latest and the best financial news, tips and tricks.

How Safe Is it to Ride with Grab in the New Normal?

  The government has eased its quarantine restrictions in some parts of the country after two months. You can now travel without a quarantine pass, provided you wear a face mask and maintain social distancing. However, only a handful of transportation operators can go back back on the road. One of them is Grab Philippines. The ride-hailing service resumed its operation last June when select parts of the country, including Metro Manila, were put under General Community Quarantine. Apart from existing Grab safety measures, Grab launched guidelines to ensure the safety of both passengers and drivers during the new normal. Here are the safety measures Grab Philippines has in place for the riding public. Grab Do’s and Don’ts for Passengers To ensure that your GrabCar ride is pleasant for both you and your GrabCar driver, Grab Philippines issued some basic ground rules: DOs Choose the right GrabCar ride that caters to your need Be polite and respectful when communicating with your driver at all times Be punctual and only book your GrabCar ride when you’re ready to go Obey traffic rules and regulations Confirm your GrabCar driver’s identity and only get into the vehicle if the driver’s details match your booking details Put your seatbelt on DON’Ts You cannot bring dangerous weapons that can be used against your driver Don’t share your Grab account or use multiple accounts Lastly, don’t ditch your GrabCar ride as this can disrupt drivers Read more: Your Guide to Using GrabCar Philippines in the New Normal Grab Safety Features for Passengers Grab also offers various…

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Which Banks Offer the Best Car Loan Deals in the Philippines?

Shopping for the best car loan deals in the Philippines? There’s no single bank or auto loan that’s best for everybody. Auto loan providers in the Philippines offer different features and promos that cater to the needs and preferences of different car buyers. You have to consider the type of car you’re going to buy, your budget, and your qualifications. This is why researching and comparing auto loans matter a lot before you apply for a car loan. One of the most important things to know in which banks have deals that appeal to you. Which Bank is Best for Car Loan in the Philippines? Here’s a quick overview of what auto loan providers offer to vehicle buyers in the Philippines. Information are updated and accurate as of July 2020. AUB Key Car Loan Features in AUB Loan amount: Minimum of PHP 200,000[1]  Interest rate: Contact the nearest AUB branch for the best car loan offer Repayment terms: Up to 60 months Bank of Commerce Key Car Loan Features in Bank of Commerce Vehicle type: Brand-new cars only[2]  Loan amount: Minimum of PHP 100,000 Down payment: 20% to 45% Interest rate: 7.24% to 27.54% Repayment terms: 12 to 60 months BDO Key Car Loan Features in BDO Vehicle type: Brand-new and second-hand cars for personal or business use Maximum car age: Up to six years old upon loan maturity Minimum monthly household income: PHP 50,000 Loan amount: Minimum of PHP 100,000 up to 80% of the car’s selling price Down payment: Brand-new: 20% to 40% Second-hand: 30% to 50% Interest rate: Check the BDO…

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How to Use the LTO Online Portal: A Guide for Motorists in the Philippines

Need to file your driver’s license or car registration application or renewal? Why spend several hours at the LTO office (while exposing yourself to the risk of getting COVID-19) when you can just transact online? The Land Transportation Office (LTO) has recently launched an online portal for processing different transactions like license applications and renewal. This new LTO online system is part of the government agency’s transition to the new normal—which means people can transact at home over the internet and minimize physical contact at an LTO branch. To avoid running into problems while using the LTO online portal, familiarize yourself with the new system. Here’s everything you need to know about the agency’s online services. What is LTO Online Portal? The LTO online portal[1], officially called the Land Transportation Management System (LTMS), is a new web-based system that automates different transactions for motorists in the Philippines, including overseas Filipinos. LTO Online Services Available through the LTMS Portal These are the services currently available in the LTO web portal. Services may change over time. Application and renewal for all types of licenses (Note: LTO online application for student permit will start on August 3, 2020.) Cashless payment for driver’s license processing fees Replacement of lost/damaged license Conversion of foreign driver’s license to professional or non-professional license Change of classification from non-professional to professional license Request for additional restriction code or category Revision of records Request for Certificate of No Apprehension Submit position papers for contested cases of traffic violations Motor vehicle registration (available by the second week of July 2020)…

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Credit Card Promos for Online Shopping and Dining in 2020

Make the most of your credit card use this year, especially for your essentials and online shopping! Here’s a roundup of credit card promos in 2020 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines. Welcome Gifts for New Credit Cardholders in 2020 Citibank No Annual Fee Forever and Other Perks Eligible card: All Citibank credit cards (except for Citi Grab Card and Simplicity+ Mastercard) Promo period: Until July 31, 2020 Citibank has upped its welcome rewards for new cardholders this 2020. Depending on the Citi credit card you apply for within the promo period (and eventually get approved for), you may receive free rewards points, air miles, eGifts, or rebates. Or you can save money with the No Annual Fee Forever promo for Citi Rewards new cardholders. New Citi cardholders get rewarded with the following freebies when they meet the minimum spend requirement of PHP 20,000 or PHP 40,000 (depending on the card) within 60 days from the card receipt date: Prestige – 120,000 rewards points PremierMiles – 30,000 miles Rewards – No annual fee for life Cash Back – eGift worth PHP 5,000 Shell Citi/Mercury Citi – Rebates worth PHP 5,000 Promo mechanics[1] Read more: Citibank Credit Card Application: An Easy 5-Step Guide P2,500 Cash Rebate Eligible cards: HSBC Red Mastercard, Gold Visa, and Platinum Visa Promo period: May 15, 2020 to December 31, 2020 Spend period: May 15, 2020 to February 28, 2021 A welcome gift worth PHP 2,500 awaits new HSBC credit cardholders this 2020! To qualify for the one-time rebate, apply for your first HSBC…

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Do You Have Bad Credit? What to Know When Applying for a Loan

“Can I get a personal loan with poor credit history?” It takes time to repair a bad credit report (or to build one if you have none), so you’re wondering if you can qualify for a loan now even if yours is in a terrible shape. Well, your choices are rather limited. Generally, banks and government agencies deny loan applications from borrowers with a poor credit score. So these lenders are already out of the question. Other types of lenders in the Philippines, however, do accept and approve loans for people with bad credit history. So yes, you can borrow money for any financial emergency even with a less-than-ideal credit record. But once you get approved for a bad credit loan, managing it isn’t as easy as you think. Here’s everything you need to know about bad credit loans in the Philippines. What Type of Lenders Offer Bad Credit Loans? Some informal moneylenders in the Philippines don’t conduct credit checks or evaluation. Others do, but the borrower’s credit score or credit history isn’t the most significant deciding factor for loan approval or rejection. Below are the types of lenders that cater to Filipino borrowers with bad credit history. (Note: This does not, in any way, promote any of these loans for people with bad credit. Understand the risks before applying for a loan for bad credit.) Private Lenders Also called online lending companies, private lenders provide all sorts of loans: cash loans, instant loans, online loans, payday loans, salary loans, and emergency loans. Regardless of what they’re called, all these…

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OFW Loan Options in the Philippines for Every Kind of Need

Looking to increase your savings as an OFW by starting a small business? Want to build a home or buy a car for your family? Need to borrow money immediately for a medical emergency? No matter what your financial needs are, an OFW loan assistance can help you achieve them. Let’s make choosing the best OFW loan in the Philippines easier for you. Here are the top loan options for OFWs based on interest rates, loanable amount, and repayment terms. 5 OFW Loans in the Philippines For Immediate Cash Needs: GDFI OFW Loan Need a loan but still based overseas? An OFW loan assistance from Global Dominion Financing Incorporated (GDFI) can help you out. The GDFI OFW loan was created to “extend financial assistance to both land-based and sea-based OFWs while currently abroad or on-board. Applying for one is easy as OFWs can do it online. Who can apply? At least 21 years old but not exceeding age 60 at the end of the loan term Have a minimum monthly income of PHP 20,000 Should have at least 3 months of employment contract With an immediate family member in the Philippines as co-borrower GDFI OFW Loan Requirements: Principal borrower requirements Latest Contract of Employment Copy of VISA Photocopy of OEC (POEA Overseas Employment Certificate) Plane ticket or flight details Latest electric or water bill. If not in the name of the borrower, you must submit additional proof of residence. (any documents under your name and with your current address) Proof of remittance (for Balik Manggagawa) Co-borrower requirements Must be an immediate relative (spouse, parents, siblings) Any…

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My Credit Card Application Was Denied. What Should I Do?

Received a denied credit card application? It’s natural to be disappointed and paranoid—what if you’re rejected again on your next credit card application? But you don’t have to wallow in despair. Just because you’re rejected for a credit card doesn’t mean you can’t be approved in the future. You can take steps to ensure that your next attempt at getting a credit card will be successful. Here’s what you can do on how to get approved for a credit card. What to Do When You Received a Denied Credit Card Application Check Your Credit Card Application Status After you’ve applied for a credit card, the bank will contact you after one to three weeks about its status. However, in some cases, banks take longer than usual to process a credit card application, leaving applicants uncertain about whether they’re approved or have a denied credit card application. If you aren’t sure if your credit card application is declined, you can check its status by calling the bank or making an online inquiry. Here’s how to check the status of a credit card application with some of the major issuers in the Philippines. BDO Credit Card Application Status Inquiry To know your card application status with BDO, simply enter your TIN or SSS number on the BDO Application Status page[1]. BPI Credit Card Application Status Inquiry You can find out the status of your credit card application with BPI through its phone banking and online banking facilities. Steps to Check Application Status via BPI Phone Banking: Call the BPI customer hotline at…

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Emergency Loans and Other Convenient Ways to Borrow Money

This article was originally published on July 3, 2018 and was updated on April 29, 2020. “Utang” is so strongly embedded in the Filipino culture that only two in every 10 adults in the country don’t borrow money, according to the Bangko Sentral ng Pilipinas (BSP) financial inclusion survey[1]. There are many ways to do exactly that, the most common of which are emergency loans and personal loans. It’s important to understand the benefits and risks of each loan options before choosing the right one for your immediate need. Here are just some of them. Emergency Loans Emergency loans provide a quick and easy way for cash-strapped Filipinos to fund any unexpected expense. They’re particularly helpful when you need money to rebuild your home or repair your car after a flooding, fire, earthquake, or any disaster. Most emergency loans in the Philippines come from three sources: private lenders, government agencies, and employers Emergency Loans from Private Lenders Of the three common emergency loan providers in the country, private lenders have the simplest application process, as well as the fastest approval and fund release. Many emergency loan applications can be filed online nowadays, after which you’ll know if you’re approved for the loan within 5 to 10 minutes. You can receive funds on the same day or even in a matter of minutes. This is why emergency loans appeal to the unemployed and those with low income or poor credit history. Emergency loans for unemployed Filipinos are ideal for when you need cash ASAP but are likely to get declined by…

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Business Loans for Startups in the Philippines

Finding good sources of funding is a critical step in starting a business. A small business loan from the government, a bank, or a private lender is one financing option for budding business owners. Business loans come in a variety of types that suit different business requirements. Before you start searching for the right loan for your startup business, it helps to have an idea of the types of business loans for starters. Doing so helps you understand your options better and easily find the loan that matches your needs. Below are the basic requirements and different types of loans for every business. Basic Requirements When Applying for a Business Loan Prepare the following documents when applying for a small business loan. Valid Government ID (Passport, Driver’s License, TIN ID, PRC ID, Postal ID, or UMID) Proof of Business Billing Address (Mayor’s Permit, Lease Contract, Utility Bills) DTI or SEC Certificate BIR Certificate of Registration Photocopy of audited financial statements Business background/company profile Accomplished loan application form 4 Types of Business Loans for Startups 1. Term Loans What is a Term Loan? A term loan allows entrepreneurs to meet their short-term or long-term business funding needs while keeping their own funds intact. This is a great small business loan option for startup owners who want to make their loan repayments more manageable by spreading them out in regular installments. Is a Term Loan Right for My Business? Terms loans are ideal for short-term or long-term funding for the following purposes: New equipment for increasing production or expanding a business Construction,…

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Citi Credit Card Application: An Easy 5-Step Guide

This article was published on June 28, 2018 and was updated on March 18, 2020. Citibank is known for its fast credit card approval and delivery time. It takes only one to two weeks to get approved for a Citibank credit card online and a few days to receive your new card. In contrast, other banks make you wait for a month or longer to process your application, and another one to two weeks to deliver the card. Citibank also has one of the easiest credit card application systems in the Philippines. You can do a walk-in application at a Citibank branch or deal with a credit card agent. However, the simplest and most convenient way to apply for a Citibank credit card is by doing it online. Here are the steps to a Citi credit card application online. 1. Ensure you’re eligible for a Citi credit card You can apply for a Citi credit card if you meet these minimum requirements: Age 21 or older An annual income of at least PHP 180,000 for existing cardholders or at least PHP 250,000 for first-time credit card applicants An active landline or mobile phone number A valid TIN or SSS/GSIS number Citibank will accept your Citi credit card application even if you don’t have a deposit account with the bank. 2. Prepare the required documents Only a valid government ID is needed for your Citibank credit card application if you have a credit card, whether with Citibank or another bank. If you don’t have a credit card yet, you need to…

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How Much Does it Cost to Insure Your Mitsubishi Vehicle in the Philippines?

Got a Mitsubishi vehicle that you need to insure? If you’re wondering how much a Mitsubishi car insurance policy costs, the best way to start is to search and compare quotes for your particular model. But first, let’s set your expectations right. Car insurance cost in the Philippines—regardless of vehicle make and model—isn’t a fixed price. It varies depending on factors such as the add-ons you’ll get, how much your deductible is, and your vehicle’s model and variant. To help you get started, here’s a rundown of the cheapest annual premiums for Mitsubishi car insurance in the Philippines. Lowest Annual Car Insurance Cost per Mitsubishi Model – Compare Prices Here! Mitsubishi Model Annual Premium Car Trim Mitsubishi Mirage PHP 12,397 2019 Mitsubishi Mirage GLS 1.2L Gas M/T Mitsubishi Mirage G4 PHP 14,298 2019 Mitsubishi Mirage G4 GLS 1.2L Gas M/T Mitsubishi Xpander PHP 19,032 2019 Mitsubishi Xpander GLS 1.5L Gas A/T FWD Mitsubishi Montero Sport PHP 27,617 2019 Mitsubishi Montero Sport GLS 2.4L Diesel M/T Mitsubishi Adventure PHP 16,107 2019 Mitsubishi Adventure GLS Sport 2.5L Diesel M/T Mitsubishi L300 PHP 12,547 2019 Mitsubishi L300 Versa Van 2.5L Diesel M/T Mitsubishi Lancer PHP 9,804 2019 Mitsubishi Lancer GLX 1.6L Gas M/T Mitsubishi Strada PHP 22,744 2019 Mitsubishi Strada GLS 2.4L Diesel M/T AWD   Read more: How Much Does Car Insurance Cost in the Philippines? Mitsubishi Mirage Car Insurance Price Cheapest Annual Premium: PHP 12,397 (2019 Mitsubishi Mirage GLS 1.2L Gas M/T) The Mirage is one of Mitsubishi’s best selling models in the Philippines, what with its cheap cost and car…

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5 Salary Loans to Consider for Financial Emergencies

This article was published on April 19, 2018 and was updated on February 19, 2020. Salary loans—with their quick online application, guaranteed approval with no credit checking, and fast cash loan disbursement—can help cash-strapped Filipinos meet their urgent financial needs. More so when it’s Petsa de Peligro and there’s an emergency, like sudden hospitalization in the family or overdue bills. Before you shop around for options, make sure you’re well-informed about salary loans in the Philippines. Keep reading to know what these loans are and which ones you may consider for financial emergencies. What is a Salary Loan? A salary loan is a type of loan borrowers can get to make ends meet or finance an important expense (e.g., tuition, medical bills, etc.) before receiving their next paycheck. Salary loans, whose amounts are usually based on the borrower’s gross monthly salary, are expected to be paid off over a fixed period. Also called online loans or quick cash loans, salary loans are easier and faster to get than traditional loans. Simply apply and submit a few requirements online, and receive the money within 24 hours. Unlike pawnshop loans that require collateral such as jewelry and gadgets, salary loans don’t require any collateral. Rather, most of them ask for only a valid ID and proof of income or billing. Compared to personal loans and pawn loans, salary loans in the Philippines have higher interest rates, lower loanable amounts, and shorter repayment terms. However, it’s also important to note that salary loan providers offer lower rates and longer terms than loan sharks….

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9 Car Insurance Payment Options in the Philippines

To avoid any hassle when making your car insurance claim, you have to keep your policy active. So that your policy remains active, you need to make timely car insurance payments. Nowadays, car insurance companies in the Philippines make it easy and convenient for their clients to pay for their premiums on time, with various offline and online payment options available. Aside from paying in cash directly at the office of your provider, here are the different car insurance payment options you can choose from. Car Insurance Payment Options in the Philippines 1. Bank Deposit You can make a car insurance payment in cash at any branch of your provider’s partner bank. Here are some of the companies that accept car insurance payment via bank deposit: Company Bank Moneymax BDO Charter Ping An Metrobank and PSBank Etiqa Life and General Assurance Philippines, Inc. BDO, BPI, Maybank, and UnionBank Malayan Insurance Co., Inc. RCBC, Security Bank, and UnionBank MAPFRE Insular Insurance Corp. BPI Paramount Life & General Insurance Corporation BPI Pioneer Insurance & Surety Corp. BPI Standard Insurance Company, Inc. BPI UCPB General Insurance Company, Inc. (COCOGEN) BDO and UCPB   How to Pay Car Insurance Policy via Bank Deposit Get a queue number at the bank’s entrance. Fill out a bills payment slip. Make sure to provide the following details correctly: Account Name/Biller Name – Complete corporate name of the car insurance company Payor’s Name – Policyholder’s full name Account Number/Reference Number – Policy number Total amount to be paid When your number is called, present your completed slip together with…

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List of LTO Fees for Car Registration, Driver’s License, and Violations

Each transaction with the Land Transportation Office (LTO) comes with a fee—whether it’s for vehicle registration, driver’s license application or renewal, or settling a traffic rule violation. LTO fees are an inescapable reality every car owner in the Philippines must deal with. What’s worse than parting away with your money is getting shocked at the amount you’ll have to pay at the LTO office. Unpleasant surprises like that can be avoided if you know the exact fees that you’ll be charged beforehand. That, or bring extra cash to avoid the inconvenience of running to the nearest ATM. Before you head out to the LTO office, take note of these LTO fees to expect for each kind of transaction you’ll have with the government agency. LTO Car Registration Fees In August 2018, reports surfaced about the Department of Finance’s proposal to increase the Motor Vehicle User’s Charge (MVUC). The MVUC is part of the LTO fees you pay when you register your vehicle. As of this writing, no executive order has been released yet by the Malacañang, so the present rates on the LTO website are the same. MUVC Rates for Car Registration Here are the MVUC rates for private cars in the Philippines based on vehicle type and gross weight: Vehicle Type Gross Weight MVUC Light passenger cars Up to 1,600 kg  PHP 1,600 Medium passenger cars  1,601 kg to 2,300 kg  PHP 3,600  Heavy passenger cars  2,301 kg and above  PHP 8,000 Utility vehicles Up to 2,700 kg PHP 2,000 Utility vehicles  2,701 kg to 4,500 kg PHP 2,000 +…

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How to Apply for a Credit Card: What Beginners Need to Know

Is getting your first credit card a part of your #adulting goals? That plastic card can be a great tool for building your credit history and managing your finances as a young professional. But don’t dive into it yet without doing your homework. Know what it takes to get the right credit card for the first time. Here’s a simple credit card guide for beginners on how to apply for a credit card in the Philippines. Getting Your First Card: How to Apply for a Credit Card 1. Check If You’re Qualified A credit card application is like a typical job application that requires applicants to meet certain minimum qualifications so that they’re eligible to apply. Banks impose minimum requirements on age, income, employment/business operation status, and others for credit card applicants. Minimum Eligibility Requirements for First-Time Credit Card Application Here are the common eligibility requirements for first-time credit card applications: Age – At least 21 up to 65-70 years old Citizenship – Filipino (for most banks) and foreigners living in the Philippines for the past two years (for banks like BDO) Gross annual income – At least PHP 120,000 to PHP 252,000 (for basic credit cards) Contact number – An active residence or business landline number and mobile number Valid Taxpayer Identification Number (TIN) Employment/Self-employment status – At least one-year regular employment or at least one to two years of profitable business operation/professional practice If you’re too young to qualify for a credit card, you may still be eligible for a supplementary credit card as long as you’re at least…

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8 Helpful Tips for First-time Hosts on the Airbnb App

Owning a condo unit as an investment? Bought a home that you won’t occupy yet? Experts advise that property owners in Metro Manila rent out their homes, apartments, and condos for short periods. It opens up plenty of leasing opportunities from app-based services like the Airbnb app. According to property consultancy Colliers International Philippines, there’s a huge demand for short-term leasing from foreign and domestic travelers, millennials who are open to Airbnb’s shared economy model, and OFWs who are on a brief vacation in the Philippines. Some Filipinos indeed make money through Airbnb hosting. Listing a condo unit on the Airbnb app can earn you as much as PHP 50,000 a month. Turning your real estate investment into a steady income stream? Here are tips for beginners on how to earn positive reviews and boost ratings to get more bookings and earn a higher income in the future. 1. Check the Property Management’s Rules on Listings Before you list your property on Airbnb, check any rules that apply to short-term leases with your condo management or homeowner’s association. You don’t want to be hassled with penalties and the stress of arguing over something that should have been ironed out from the get-go. Some Airbnb hosts share that a couple of property developers ban short-term listings, while others allow them and just require filling out a move in/out form or sending them an email notice for every guest. 2. Get Verified on the Airbnb App Get your Airbnb profile verified. This proves to prospective guests that you aren’t a scammer. Verifications…

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10 Steps to Starting an Online Business in the Philippines

This article was published on November 13, 2018 and was updated on January 21, 2020. Planning to make money at home by starting an online business? That’s a bold move you’re making. Guts alone will only take you so far. Many other things make a new business work. They’re so plenty, they can easily overwhelm first-time entrepreneurs. It doesn’t help that 30% of startups fail (1) in their first two years. While the statistics sounds discouraging, it can also motivate aspiring small business owners to be careful and strategic in their every decision and action. The key to the success of your online business is starting it right. Make the process less overwhelming and more systematic. Here’s a guide on how to start an online business in the Philippines. How to Start an Online Business: 10 Steps for New Entrepreneurs Step 1: Define and Understand Your Target Market So, you have a great business idea. What to do next? Start with knowing your market. Avoid making the common mistake of would-be entrepreneurs: sourcing their products without doing market research first. Ask the following questions to help you out. Who are your target customers? What are their needs and biggest pain points? How will your online business solve their problem? You can easily find the answers to these questions on the internet. Check online communities such as Facebook groups, Quora, and Reddit to find out the usual questions people ask related to the product or service you’re planning to offer. Conducting online or face-to-face surveys is also a good way to…

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Ipon Challenges to Help You Hit Your Financial Goals This Year

Saving money is as easy as spending it—said no one ever. This is probably why Filipinos are trying different fun and creative ways to save, or even coming up with their own ipon challenges. When you take on a money saving challenge, you’ll hit two birds with one stone. First, you achieve your financial goal for the year—be it saving up for a trip abroad, destination wedding, down payment for a home or car purchase, or capital for starting a small business. Second, you develop financial discipline and the habit of saving. Seems like a tall order, huh? But guess what: if everybody else can do it, so can you! Looking to challenge yourself to consistently save a certain amount this year? Take a look at these ipon challenges and pick the one that suits you best. 7 Ipon Challenges to Start in 2020 52-Week Money Challenge How much you can save in a year: PHP 1,378 to PHP 137,800 The 52-week money challenge involves saving in increments weekly, starting from the first week of the year up to the last. This ipon challenge is popular among Filipinos for a good reason. The amount to save increases as the weeks go by, motivating you to meet your saving target by the end of the year. It’s also flexible—you can start small (for as low as one peso) or big depending on how much you can afford to save every week. The hardest part is saving money during the last few months of the year when the amounts get higher and the…

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48 Cheapest Cars in the Philippines You Can Buy in 2020

What vehicle can you buy with PHP 1 million or less nowadays? With high car prices in the Philippines driving buyers crazy, you’d think that your options for the cheapest cars are now limited. However, you’ll be surprised by the numerous choices—including hatchbacks, sedans, multi-purpose vehicles (MPVs), sport utility vehicles (SUVs), and pick-up trucks—from various automakers. Looking for an affordable vehicle for driving to work or taking your family to road trips? Here are 48 cheapest cars available for sale in the Philippines in 2020 along with its prices. Table of Contents Cheapest Cars Under P700,000 Cheapest Cars Under P1,000,000 Car Prices in the Philippines Under P700,000 Car Variant Price Toyota Wigo 1.0E MT 1.0G MT 1.0G AT PHP 557,000 PHP 596,000 PHP 631,000 Suzuki Celerio GL 1.0 MT GL 1.0 CVT PHP 558,000 PHP 598,000 Suzuki Dzire GA 1.2 MT GL 1.2 MT GL + 1.2 Auto Gear Shift PHP 549,900 PHP 638,000 PHP 698,000 BAIC M20 Comfort 8-seater Ultra-luxury 7-seater PHP 578,000 PHP 598,000 JAC s1  – PHP 585,000 JAC J4 – P 670,000 Cheapest Cars Under P700,000 Toyota Wigo Toyota Wigo Prices: 1.0E MT: PHP 557,000 1.0G MT: PHP 596,000 1.0G AT: PHP 631,000 Often pitted against fellow hatchback Hyundai Eon, the Wigo remains the lowest-priced Toyota model, with all four variants sold for less than PHP 700,000. It’s one of the cheapest cars in the Philippines. Key Specs of the Toyota Wigo: Body type: Hatchback Seating capacity: Five Transmission type: Automatic and manual Engine: 3-cylinder in-line, 12-valve DOHC with VVT-I 998 (1.0L) cc Performance: 66hp and 89Nm…

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New Year’s Eve Countdown Events 2020 for Families and Friends

The 2010s is almost over—how time flies! What are your New Year’s Eve plans? Just a few days left before 2019 draws to a close, but that won’t stop us from celebrating the start of the new decade. If you spent Christmas on a family trip or in the comfort of your home, you may want to enjoy the company of your friends this New Year’s Eve. If so, here are some events in the metro to welcome the new year with enthusiasm and cheer. Eastwood – Quezon City New Year Countdown to 2020 Where: Eastwood Mall Open Park, Eastwood City, Quezon City When: December 31, 2019, 6 p.m. Spend the last few hours of 2019 enjoying music by today’s most popular artists, including Rico Blanco, Ebe Dancel, Ben&Ben, and James Reid’s Careless. At exactly 12 midnight, witness the Dazzling Star Drop, a grand fireworks display inspired by New York’s New Year’s Eve ball drop. Bringing your car to Eastwood for your New Year’s Eve celebration? You can avail of a PHP 50 flat-rate parking fee until 2 a.m. GMA 7 New Year Countdown to 2020 Where: Seaside Boulevard, SM Mall of Asia Complex, Pasay City When: December 31, 2019, 10 p.m. If you’re a hardcore Kapuso, you likely watch GMA 7’s annual New Year’s Eve Countdown on TV every year. Why not join the celebration in person? Bring your family to SM MOA and ring in 2020 with sizzling performances from your favorite Kapuso stars! 2020 Rising: The ABS-CBN New Year Countdown Where: 5th Ave., Bonifacio Global City, Taguig City When: December 31,…

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