All Articles With Author : Venus Zoleta

The latest and the best financial news, tips and tricks.

10 Steps to Starting an Online Business in the Philippines

This article was published on November 13, 2018 and was updated on January 21, 2020. Planning to make money at home by starting an online business? That’s a bold move you’re making. Guts alone will only take you so far. Many other things make a new business work. They’re so plenty, they can easily overwhelm […]

Read More

Credit Card Promos for Dining, Traveling, and Shopping in 2020

Make the most of your credit card use this year! Here’s a roundup of credit card promos in 2020 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines. Welcome Gifts for New Credit Cardholders in 2020 No Annual Fee Forever, Air Miles, and More Eligible cards: All Citibank credit cards (except […]

Read More

Ipon Challenges to Help You Hit Your Financial Goals This Year

Saving money is as easy as spending it—said no one ever. This is probably why Filipinos are trying different fun and creative ways to save, or even coming up with their own ipon challenges. When you take on a money saving challenge, you’ll hit two birds with one stone. First, you achieve your financial goal […]

Read More

48 Cheapest Cars in the Philippines You Can Buy in 2020

What vehicle can you buy with PHP 1 million or less nowadays? With high car prices in the Philippines driving buyers crazy, you’d think that your options for the cheapest cars are now limited. However, you’ll be surprised by the numerous choices—including hatchbacks, sedans, multi-purpose vehicles (MPVs), sport utility vehicles (SUVs), and pick-up trucks—from various […]

Read More

New Year’s Eve Countdown Events 2020 for Families and Friends

The 2010s is almost over—how time flies! What are your New Year’s Eve plans? Just a few days left before 2019 draws to a close, but that won’t stop us from celebrating the start of the new decade. If you spent Christmas on a family trip or in the comfort of your home, you may want to […]

Read More

16 Co-Branded Credit Cards That Can Help You Save Money

This article was published on June 12, 2018 and was updated on December 18, 2019. Co-branded credit cards are ideal for customers who are loyal to a particular mall, retailer, airline, oil company, auto dealership, restaurant, or brand. These cards come with attractive discounts, rebates, rewards, freebies, and other exclusive perks. The best co-branded credit […]

Read More

9 Tips to Protect Yourself When Buying a Used Car

This article was published on April 8, 2018 and was updated on December 16, 2019. You’ve decided to purchase a used car, and you’ve started to hunt for the right one for you. The next steps will be a lot trickier than the car buying decision. Of course, you want a vehicle in the best […]

Read More

Top Remittance Centers in the Philippines

This article was published on June 16, 2018 and was updated on December 12, 2019. What remittance center do you usually visit to send money to the province or another country? Your favorite money transfer company may be providing great service, but it doesn’t hurt to look for better options out there. Looking for a […]

Read More

Pay Bills Online with These Convenient E-Payment Services

This article was published on October 13, 2018 and was updated on December 10, 2019. Paying bills is something everyone hates to do, but have to. If you think lining up at the bank or a bills payment center is such a hassle, imagine how more difficult it was to our parents many years ago. […]

Read More

10 Holiday Credit Card Promos for December You Shouldn’t Miss

The holiday season in the Philippines is all about celebrations, bonding activities, and gift-giving with family and friends. It also means more expenses! But you can ease up your budget by taking advantage of holiday promos. Your issuing bank may just have the perfect credit card promo for you. Here’s a round-up of the most […]

Read More

Brand New or Second Hand Car: Which is the Right Option for Me?

This article was originally published on April 2, 2018 and was updated on December 2, 2019. Prices of brand new cars in the Philippines have gone up in 2019, following the higher excise taxes imposed by the TRAIN or tax reform law. It’s now harder to afford a new car than a few years back. […]

Read More

9 Sulit Tiangges in the Philippines for Budget Shoppers

This article was originally published on December 8, 2018 and was updated on November 26, 2019. The holiday season for the typical Pinoy isn’t complete without a trip to the tiangge or flea market that offers bagsak presyo items to shoppers . Even if online shopping sites provide an easy alternative to those who have no time to […]

Read More

A Handy Guide to Getting a Citi Personal Loan

This article was originally published on September 10, 2018 and was updated on November 20, 2019. Approval within 24 hours and flexible repayment terms of up to five years—these features make the Citi personal loan attractive for those with urgent cash needs. Thinking of applying for a personal loan from Citibank? Here’s a definitive guide to […]

Read More

Balikbayan Tips and Travel Checklist for Vacationing OFWs

This article was published on December 7, 2018 and was updated on November 5, 2019. Flying home to the Philippines soon? Looking forward to reuniting with your loved ones to celebrate the holidays? As the excitement for your homecoming builds up, so is the stress that comes with all the preparations. With all the things […]

Read More

Car Rental Companies: Finding the Best Car for Rent Deal

This article was originally published on February 19, 2018 and was updated on November 4, 2019. Looking for the cheapest car rental service in the Philippines? Here’s the thing about saving money when renting a car: the price isn’t the only thing to consider when choosing the best rent-a-car company. Cheaper doesn’t necessarily mean better. […]

Read More

Pag-IBIG MP2 vs. SSS PESO Fund: Which is the Better Government Savings Program for You?

This article was originally published on November 22, 2018 and was updated on October 25, 2019. Choosing between the Pag-IBIG MP2 and SSS PESO Fund to start saving money? Learn about their similarities and differences to come up with a wise decision. To encourage their members to save and earn additional income, the Pag-IBIG Fund […]

Read More

Halloween 2019: Affordable Activities to Enjoy With Family and Friends

There’s something about Halloween activities that gets everyone excited. Perhaps, it’s the joy of seeing kids in cute costumes collecting loads of sweets from a Trick or Treat. Or the once-in-a-year chance to wear your scary and fabulous #ootd in Halloween events. However, parting away with your money is the most horrific thing about Halloween. […]

Read More

9 Different Ways to Pay for Your Credit Card Bill

This article was originally published on June 21, 2018 and was updated on October 16, 2019. The key to managing your credit card successfully—and avoiding missed payments—is planning where and when to pay for your monthly bill. Banks provide a wide range of credit card payment methods for their customers’ convenience. With many options available […]

Read More

12 Credit Card Fees in the Philippines to Watch Out For

This article was originally published on March 5, 2018 and was updated on October 9, 2019. “Having a credit card is expensive and often leads to unmanageable debt.” Agree or disagree? This is a common concern—and a big misconception—of the average Filipino about owning a plastic card. But credit cards don’t deserve such a bad […]

Read More

10 Sulit Smartphones Under P15,000 in the Philippines

This article was originally published on November 17, 2018 and was updated on October 8, 2019. Need a new smartphone but short on budget? Want to get a budget mobile phone for a loved one? With so many choices in the market, it’s hard to pick a good mobile phone that provides the perfect balance […]

Read More