All Articles With Author : Mayee Gonzales

The latest and the best financial news, tips and tricks.

8 Reasons to Take Driving Lessons (And Where to Have Them)

Let’s cut to the chase: Yes, you should enroll in a driving school—even if it costs you money. Consider how much more you’ll spend when you figure in a road accident because you lack proper training as a driver, something that a good driving school can provide. You might be thinking: “But my dad can teach me how to drive—and it’s free!” Well yes, you can learn driving that way. However, nothing compares to getting a quality driver’s education from professional instructors. The Land Transportation Office (LTO) now also require a driving course completion certificate before accepting and processing license transactions. Learn more about this below and other reasons why attending a driving school in the Philippines is well worth your penny. Why You Should Attend Driving School in the Philippines 1. You Need it to Get a Driver’s License Basically, if you want a driver’s license, then you need to attend a driving school in the Philippines. All LTO sites now require a Theoretical Driving Course (TDC) certificate before issuing a driver’s license[1]. The policy requires all student permit applicants, including those with foreign and expired student permits, a 15-hour driving course from an LTO-accredited driving school, an authorized driving school instructor or administrator, or from any LTO-Driver Education Center. Non-professional and professional license applications are also required to take the course if their student permits were issued from August 3, 2020 onwards. Read more: LTO Student Permit Application Guide for First-Time Drivers 2. Learn from Certified Professionals Some driving schools in the Philippines hire professional instructors certified by TESDA and accredited…

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Beginner’s Handy Guide to BPI Credit Card Application Online

Thinking of applying for a BPI credit card? You’re in luck because you can conveniently apply for a BPI credit card online. That’s right! No need to go outside to submit a BPI credit card application. As long as you have all the required documents ready, the entire credit card application can be completed in just a matter of minutes. Learn how in our step-by-step guide. BPI Credit Card Application: How to Apply for a BPI Credit Card Online 1. Check your eligibility Before submitting an application, make sure that you are eligible for a BPI credit card. Below is BPI’s eligibility criteria for credit card applications: At least 21 years old Must be a Philippine resident or Filipino citizen Earning at least PHP 180,000 per annum Must have a business or residence contact number Your home or business address must be within a 30km. radius of a BPI or BPI Family Bank branch or Provincial Business Center 2. Review the BPI credit card requirements Have the following documents ready before submitting your BPI credit card application: BPI Credit Card Application Requirements Filled-out application form together with the following documents: For employed: Government-issued ID Photocopy of latest BIR Form 2316 Certificate of Employment (COE) and latest payslips For self-employed: Government-issued ID Latest Audited Financial Statement with BIR or bank stamp Latest Income Tax Return with BIR or bank stamp For foreign residents: Passport Alien Certificate of Registration and  Work Permit or Embassy Accreditation Papers 3. Pick a BPI credit card that suits your budget and lifestyle BPI offers 11 types…

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Get Free ₱2,000 GCash from Moneymax!

Go cashless in the new normal with a credit card that suits your lifestyle and needs. Still looking for the right one? Get one from Citibank through Moneymax and receive GCash worth PHP 2,000 upon approval! Use your GCash to pay bills, send money, and buy load and other purchases. Your GCash is also withdrawable as cash. This promo is exclusively from Moneymax and is only valid to new Citibank customers. Hurry and apply today! Promo runs from October 15 to October 31, 2020. Per DTI-FTEB Permit No. 106695, Series of 2020. For full Terms and Conditions, click here. Get the right Citibank credit card for you. See our table below: CITI CREDIT CARDS FEATURES & BENEFITS CITI SIMPLICITY + Monthly income requirement: PHP 20,833 No annual fees forever! No late payment and overlimit fees Interest rate: 3.50% CITI REWARDS CARD Monthly income requirement: PHP 20,833 3x points on shopping and dining transactions Non-expiring points! Use anytime, anywhere. 0% interest with Citi Paylite Interest rate: 3.50% CITI CASH BACK CARD Monthly income requirement: PHP 20,833 Up to 6% cash back on all purchases Save as much as P12,000 per year 0% interest with Citi Paylite Interest rate: 3.50% CITI PREMIERMILES Monthly income requirement: PHP 30,000 Earn 1 PremierMile for every PHP 30 spend Free travel insurance coverage Interest rate: 3.50% CITI PRESTIGE CARD Monthly income requirement: PHP 83,333 Earn 5x rewards points on shopping and dining Unlimited access to VIP airport lounges Interest rate: 3.50% SHELL CITI CARD Monthly income requirement: PHP 20,833 5% rebate on Shell fuel purchases 5%…

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Valid IDs in the Philippines You Need to Have

Nowadays, it’s important to have at least two valid IDs in your wallet. Private and government institutions usually ask to see one before pushing through with simple to major transactions like paying for bills or opening a bank account. And since we’re still months (or years) away from the release of the national ID, you’ll have to secure the following IDs one by one. Level up your #adulting game by collecting these valid IDs. Primary Valid IDs in the Philippines Philippine Passport Passports are not just useful when traveling overseas. A Philippine passport is also a powerful identification card that you can use in private- and government-related transactions. Where to Get Your Passport Apply for a passport through the Department of Foreign Affairs (DFA) website. To avoid delay and inconvenience, secure an appointment slot months before your trip. Philippine passports have a 10-year validity and cost PHP 950 to PHP 1,250. Read more: Easy Steps to DFA Passport Appointment, Application, and Renewal Driver’s License There are three types of driver’s license in the Philippines: student, non-professional, and professional. Issued by the Land Transportation Office (LTO), these three kinds of licenses are also considered government IDs. Where to Get Your Driver’s License If you’re planning to drive or purchase a vehicle, make sure to get one at an LTO branch near you or through their online portal[1]. A license costs PHP 318 to PHP 820 and is valid for five years. Read more: How to Get a Driver’s License in the Philippines PhilHealth ID PhilHealth members need to present their PhilHealth ID before…

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Get GrabPay Credits Worth P2,000! Exclusive Moneymax x Citibank Offer

Thinking of applying for a Citibank credit card? Don’t procrastinate because the best time is now! Apply and get approved for any Citibank credit card through Moneymax and get FREE GrabPay credits worth P2,000. This promo is exclusive from Moneymax and is valid to new Citibank customers only. To qualify, your Citibank credit card application must be made through the Moneymax website. Promo runs from August 7 to August 31, 2020. Per DTI-FTEB Permit No. 103182, Series of 2020. You may review the full Terms and Conditions here. Choose the right Citibank Credit Card for you CITI CREDIT CARDS FEATURES & BENEFITS CITI SIMPLICITY + Monthly income requirement: PHP 20,833 No annual fees forever! No late payment and overlimit fees Interest rate: 3.50% CITI REWARDS CARD Monthly income requirement: PHP 20,833 3x points on shopping and dining transactions Non-expiring points! Use anytime, anywhere. 0% interest with Citi Paylite Interest rate: 3.50% CITI CASH BACK CARD Monthly income requirement: PHP 20,833 Up to 6% cash back on all purchases Save as much as P12,000 per year 0% interest with Citi Paylite Interest rate: 3.50% CITI PREMIERMILES Monthly income requirement: PHP 30,000 Earn 1 PremierMile for every PHP 30 spend Free travel insurance coverage Interest rate: 3.50% CITI PRESTIGE CARD Monthly income requirement: PHP 83,333 Earn 5x rewards points on shopping and dining Unlimited access to VIP airport lounges Interest rate: 3.50% SHELL CITI CARD Monthly income requirement: PHP 20,833 5% rebate on Shell fuel purchases 5% rebate on car repairs and accessories Save as much as PHP 10,000 per year Interest…

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ATM Service Fees Cardholders Need to Know

Every day, millions of Filipinos use an ATM to access their savings and checking accounts. With a debit card, or ATM card as most people call it, account holders can withdraw money, check their account balance, and even transfer money to other bank users. All of these activities can be done in a few clicks, making electronic banking more convenient to the public. ATM service fees are comparative and vary from bank to bank. Charges also differ for every transaction. Balance inquiries are typically cheaper than withdrawal transactions as they are deemed simpler compared to the latter. What is an ATM? An Automated Teller Machine or ATM is an electronic banking outlet that offers quick self-service options to cardholders. Electronic banking allows customers to complete transactions without going to the bank. ATMs are convenient as you don’t have to wait in line at the bank to withdraw funds or know how much money you still have in your account. Today, there are over 3.5 million ATMs in use across the globe [1]. Electronic Banking in the Philippines Before we discuss ATM service fees in the country, let us first identify the networks that provide online facilities to banking corporations and debit cardholders in the Philippines. At present, there are three major bank consortia namely Bancnet, Megalink, and Expressnet. Bancnet Bancnet is the largest electronic banking network in the country with 114 members and more than 13,000 ATMs nationwide. Founded in 1990, the company is the exclusive gateway of UnionPay, allowing access to nearly 1 billion ATM cardholders from China. Apart from…

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The Benefits of Going Paperless with Moneymax

We’ve gone paperless!  We know that a lot of people still prefer the traditional way of doing business, which is to receive and sign documents on print. However, we believe that going paperless is beneficial not only for you, our dear client, but for the environment as well. What does this mean? This means that Moneymax will start issuing policy documents on soft copy. We have been doing this for quite a while but we wish to eliminate all kinds of printed insurance documents in the long run. What does it mean for Moneymax clients? Just a few things, really. All of our car insurance clients will automatically receive e-policies sent by their comparison advisors through email Remember that e-policies are as good as printed insurance documents. Your insurance provider will recognize your claim even if you don’t have a hard copy of your policy. Hard copies are by request only. Just inform your advisor if you really prefer to have one. Sounds good. But what are the benefits? A lot. It’s good not only for you but for the environment, too. Check out our infographic below. Do you have any questions? Confused on how paperless works? Feel free to send us a message on Facebook or email us at max@moneymax.ph. We’ll be happy to assist you. Mayee GonzalesMayee is an experienced writer, editor, and content strategist. She enjoys writing about personal finance and lifestyle topics. On her free time, she reads, travels, and watches a lot of movies. She’s also a proud cat-mom. Follow Mayee on LinkedIn.

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What is a Solo Parent ID and How Can I Get One?

This article was published on June 29, 2018 and was updated on March 13, 2020. There are over 20 million solo parents in the Philippines. With a growth rate of 30.5% from last year, the Federation of Solo Parents expects the population to upsurge this year. There are many reasons for being a solo parent—some unfortunate, some touching. Whatever the reason is, it is important to recognize the efforts of such parents. Fortunately, the government has enacted laws to do just that. One of them is the Solo Parent ID. What is it and how can it benefit solo parents like you? Read on below to find out. What is a Solo Parent ID? A Solo Parent ID is a government-enforced ID for solo or single parents in the Philippines. Solo parents who carry such ID can enjoy certain government discounts and benefits. Who Can Apply for a Solo Parent ID? Any single parent in the Philippines can apply for a Solo Parent ID. According to Republic Act No. 8972 [1] or the Solo Parents’ Welfare Act of 2000, a single parent is: 1. A woman who gives birth as a result of rape and other crimes against chastity even without a final conviction of the offender, provided that the mother keeps and raises the child. 2. Parent left solo or alone with the responsibility of parenthood due to the following circumstances: Death of spouse Spouse is detained or is serving sentence for a criminal conviction for at least one (1) year Physical and/or mental incapacity of spouse as certified…

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Simple Steps to Getting a PhilHealth ID

Before claiming any PhilHealth benefits, members have to provide their Member Data Record (MDR) and/or PhilHealth ID. The latter, however, is often overlooked by PhilHealth members even if one can get the ID without charge. Apart from having a valid ID, which you can use for government and non-government transactions, owning an ID from PhilHealth also allows you to maximize your PhilHealth contributions. Here are the steps to take when getting one. How to Get a PhilHealth ID Apply as a PhilHealth Member First If you are currently employed in a private company, expect your HR officer to accomplish your PhilHealth membership and provide an ID. Unemployed and self-employed individuals, however, need to register as a “Voluntary Member” to apply and receive an ID from PhilHealth. PhilHealth Membership Requirements To apply as a PhilHealth member, submit the following requirements at any PhilHealth Local Insurance Office (LHIO). You will receive your PhilHealth number afterwards, which you should use when paying for monthly PhilHealth contributions. Two (2) accomplished copies of the PhilHealth Member Registration Form (PMRF)[1] Two (2) latest 1×1 ID pictures At least two valid IDs or a photocopy of your NSO Birth Certificate Read more: A Complete Guide to PhilHealth Voluntary Membership Registration How to Apply for a PhilHealth ID for Employees, Voluntary Members, and Senior Citizens If you are a PhilHealth member but you did not receive your ID due to a recent shortage, you can now claim it from any PhilHealth branch nationwide. Here are the steps in doing so. Visit the nearest PhilHealth office. Don’t forget to bring two valid IDs….

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Complete Guide to LTO Car Registration and Renewal

So you got a new vehicle, a sedan or maybe a top of the line SUV… Congratulations! Before testing out your ride, you need to make your ownership formal with the government. Car registration and renewal are essential in the Philippines and the LTO (Land Transportation Office) is the agency responsible for it. Get through the tedious LTO car registration and renewal process with this step-by-step guide. LTO Online Car Registration and Renewal in GCQ Do you have an expired LTO registration? To avoid direct contact and possible COVID-19 transmissions, the Land Transportation Office recently launched the LTO online portal amid the community quarantine. Motorists may now use portal.lto.gov.ph to ease “car registration and license application procedures, which may take some time and may necessitate close contact with other people — violating physical distancing protocols” according to LTO in a statement. This LTO online service has been made available for vehicles and licenses registered in Metro Manila, Laoag, Bayombong, Roxas, Tagbuilaran, Dumaguete, Ormoc, Butuan, Pagadian, Malaybalay, Lipa, Calapan, Naga, Tagum, Davao, General Santos, and Baguio. Cashless payments are also available in the online portal. How to Use the LTO Online Portal Register as a client in the Land Transportation Management System (LTMS) public portal Create an LTO online appointment at your preferred LTO branch Pay your fees online for either car registration, driver’s license, car registration, or motor vehicle inspection services. LTO fines can be paid here as well. Read more: How to Use the LTO Online Portal: A Guide for Motorists in the Philippines LTO Car Registration Process (for Brand New Vehicles) Many…

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Complete List of LTO Branches in Metro Manila

You’re probably familiar of the Land Transportation Office or LTO. Branched under the Department of Transportation and Communication, LTO is the agency responsible for all forms of land transport, along with the implementation of transportation laws, rules, and regulations. This is also where car owners register their vehicles and where drivers can apply for and renew their licenses. In addition, the LTO files and handles complaints made against other motor vehicle owners and operators in the Philippines. Since the LTO handles numerous transactions everyday, the agency decided to put up branches on multiple cities nationwide. If you need to process a complaint or renew your driver’s license, below is a list of LTO branches in Metro Manila to go to. LTO Branches in Metro Manila LTO Navotas Address: Gen. Gas Plant Bldg., Fishport Complex, North Bay, Navotas City Contact Number: (02) – 8283-3510 Director: Arnaldo O. Oliveros Located within the Fishport Complex, the Navotas district office of the LTO is where most truck operators and drivers typically head to. If this happens to be the branch closest to you, expect plenty of people on any given day. LTO Mandaluyong Location: 121 Shaw Boulevard, Mandaluyong City Director: Noel D. Batolina Contact Number: (02) 8532-2726 This satellite office happens to be in the middle of Shaw, so expect traffic from this side of the metro. Like all other LTO branches, requests for licenses and renewal can be done here. LTO National Capital Region (NCR) Location: Gregorio Araneta Ave, Quezon City Contact Number: (02) – 8711-2805  Director: Ricardo L. Tan Given the sheer size of the National…

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Hungry? Take Note of These Buffet Promos in Metro Manila

Planning to celebrate your birthday with a feast? Or maybe you’re just hungry and craving for an eat all you can treat? You’re in luck because there are tons of buffet restaurants in Metro Manila to choose from. Whether you’re craving Korean, Italian, or Japanese cuisine, you’re sure to get your appetite satisfied with the multiple buffet choices near you. And what’s better than dining in a buffet? Paying for it at a lower price. We rounded up the top buffet restaurants in Metro Manila and the buffet promos they offer. Check them out below. Read More: Payday Promos: Early Holiday Deals for September 2019 Buffet Promos in Metro Manila 2019 Buffet 101 Buffet 101 Buffet Bday Promo Eat for free on your birthday when you dine at any Buffet 101 branch with three (3) full paying adults. You can also avail of this promo any day of your birth month. Don’t forget to bring a government-issued ID to qualify. Buffet 101 Senior Citizen Promo Senior citizens aged 75 years old and above get to eat for free at Buffet 101. To enjoy this promo, the senior citizen must be accompanied by at least three (3) full paying adults. Promo mechanics: The senior citizen must present his/her Senior Citizen ID to avail the promo. In case that the senior citizen doesn’t have one, he/she may bring his/her birth certificate, Voter’s ID, Barangay Clearance, Police Clearance, Driver’s License, or Passport. Promo may not be used in conjunction with other in-house promotions or discounts (birthday promo and senior citizen discount) Read more: Senior…

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A Commuter’s Guide to LRT-1 Stations

The Manila Light Rail Transit System Line 1 (LRT-1) is one of the major public transportation systems in the Philippines. Launched in December 1984, the line consists of 20 stations, linking the cities of Pasay, Manila, Caloocan, and Quezon City. Serving more than 800,000 passengers each day, the government is planning to extend the rail line and buy more train wagons to keep up with the growing number of commuters in Metro Manila. Discover and be familiar with LRT-1 stations to help you with your daily commute. List of LRT-1 Stations Baclaran Baclaran is the first station of the LRT-1. Located in Pasay, the terminal sits at the center of Baclaran Market, making it one of the busiest LRT-1 stations in the metro. It is also a transportation hub serving buses from Las Pinas, Paranaque, and Muntinlupa. Nearby landmarks: Baclaran Flea Market Baclaran Redemptorist Church Coastal Mall Blue Bay Walk City of Dreams Solaire Resort and Casino EDSA Named after historian Epifanio de los Santos, EDSA is a known transfer point for commuters taking the MRT line. It is close to many provincial bus terminals such as Victory Liner and Philtranco, heading to Northern Luzon and Southern Luzon respectively. Nearby landmarks: Metropoint Mall Saver’s Square SM Mall of Asia Heritage Hotel San Juan de Dios Hospital Manila Tytana College  Read more: Are You a Commuter? Here’s Your Guide to Every MRT Station Being a Commuter or Moving Close to Work—Which One Should You Choose and Why? Libertad Also known as Arnaiz station, Libertad is the last LRT-1 station located in…

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Moneymax’s Parent Company, CompareAsiaGroup, Raises $20M in Experian-led Series B1 Investment

CompareAsiaGroup[1], Moneymax’s parent company, welcomes Experian[2] as a new investor, leading the latest US$20 million first close of our Series B1 round of funding alongside a strategic partnership. What is Experian? Experian is the world’s leading global information services company. They empower consumers and their clients manage data with confidence. They help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organizations to prevent identity fraud and crime. Experian operates across 39  countries. They are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index. What does this mean for us? CompareAsiaGroup’s position as one of the leading online financial marketplaces in Asia makes it an ideal partner for Experian as both companies have a shared mission to improve the financial lives of consumers. Apart from the funding, CompareAsiaGroup and its subsidiaries in four markets (MoneyHero[3] in Hong Kong, SingSaver[4] in Singapore, Money101[5] in Taiwan, and MoneyGuru[6] in Thailand) will benefit from utilizing Experian’s technology, particularly Experian One, Experian’s cloud-native platform. This will deliver access to Experian’s Digital Onboarding Platform, Decision Management, and Eligibility Scoring services. With this, CompareAsiaGroup is able to intensify its focus on providing enhanced customer solutions. CompareAsiaGroup CEO, Sam Allen shares: This partnership further strengthens our ability to empower people to build healthier financial lives, a shared mission for both CompareAsiaGroup and Experian. We look forward to connecting more customers with the right products, especially consumer loans and cards, and offering a secure and integrated digital experience…

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5 Years of Moneymax with Michael Benavidez

In the past five years, Moneymax has helped millions of Filipinos compare and choose the right car insurance, credit card, and loan. Our goal is to make the number bigger in the next five, 10, or even 30 years. While doing this, we ensure that you, our client and reader, receive the best service and website experience possible. We take pride in having dedicated teams for dedicated needs, whether it be for getting insurance or comparing cards. In this three-part series, we are happy to interview one of our clients, Michael Benavidez. Michael, who is a retired US Navy personnel, has been getting insurance from Moneymax for three years. Know his story and how we were able to help him below. Read more: 5 Years of Moneymax with SGI Philippines Hi, Michael! How did you learn about Moneymax? When I purchased my car, it came with insurance already. So after a year, I was asking around for a renewal, a nice and good one for me because I’m very particular. However, asking wasn’t getting me anywhere. So I checked online and Moneymax had my attention by having the insurance companies being compared with.  How did Moneymax help you get your car insurance? Moneymax gave me the sense of having an insurance that would fit my budget and would give me the sense of security for my family. Over here, getting insurance is an option as compared to the US where it is a requirement. Having a car there is not a luxury but more of a necessity. Insurance is a…

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5 Years of Moneymax with SGI Philippines

“Helping Filipinos live healthier financial lives” is the ideal that Moneymax lives by. For five years we’ve been working hard to improve our platform and services to help you find the right car insurance, credit card, and loan. We do this by helping you compare products from insurance companies and banking institutions. However, presenting these products isn’t as easy as 1-2-3. To ensure that you get the best deals, we work with such companies so they can give you the best offers through the Moneymax site. For this we are grateful and looking to expand our list of partners. As we celebrate five years of Moneymax, we spoke with one of our first car insurance partners, SGI Philippines, as represented by their General Manager Farhat Hussain. Read on our short interview below and learn how Moneymax partnered and grew with the company. How long have you been working with Moneymax? How did the partnership begin? SGI Philippines has been working with Moneymax since 2015. It was logical for SGI and Moneymax to work together given the kind of business we are in. However, our offices being next to each other played role of a catalyst in the beginning of the partnership. How is it like working with Moneymax? How can you describe your company’s relationship with us? Moneymax has been appreciative of SGI’s business philosophy. Our relationship is very mutual. How did Moneymax help SGI grow? Moneymax, with its existing volume of business has significantly helped SGI in growing its business. Up until now they are contributing to our business…

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5 Years of Moneymax with Warlough

A business, no matter how big or small, won’t be successful without its employees. Employees make businesses function, which is why it’s only important to recognize their hard work. This is one of the many things that Moneymax’s highlights over the years. We are grateful for our employees who helped us grow and succeed in the past five years. One of them is our Sales Manager, Warlough Madali. Also known as “Sir War” in the office, Warlough has been with Moneymax ever since it was established in the Philippines. From starting with a team of 10 to now a team of 100, Warlough stood by Moneymax, helping the company improve its services on the car insurance side. In this short yet sweet interview, know more about Warlough’s beginnings and successes not only as a Sales Manager but also as an entrepreneur. Read More: #ThriveAtFive: Moneymax Kicks Off 5th Anniversary Celebration What is your Moneymax story? How did you hear about the company and how did you get the job? I was currently employed when I received a call from Moneymax. I was asked to join the sales team which they were still trying to build that time. In the past years you’ve been with Moneymax, what achievements were you part of? I was part of most achievements of the company. From building the website, expanding teams, adding systems, and many other firsts. First customers and first radio and newspaper appearances, among many others. What’s the best thing about working with Moneymax? The best thing about working with Moneymax is that…

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5 Lessons We Learned in 5 Years

Moneymax is five years old and we’ve changed, definitely not for the worse, but for the better. In the past five years we’ve served more than 12 million Filipinos, helping people like you lead a healthier financial life. It wasn’t that easy, though. We made mistakes, faced challenges, and learned how to deal with them to grow and improve our services. As we celebrate our anniversary, we spoke to five Moneymax employees–all from different departments–and asked them about the greatest Moneymax lesson they’ve picked up in the past years. See them below and learn a thing or two from our insights. “Prioritize the consumers above anything else.” Anz Baldemoro Senior Account Executive & Training Specialist Anz, who has been with Moneymax for more than four years works with our clients every day. He shares that “Hearing clients say ‘Thank you for your help!’ is more than the recognition or the title that you will get inside or outside of the company.” We agree. “It’s important to step out of your comfort zone.” Tara Samson Social Media Specialist Tara, the lady behind our punny and engaging social media posts, shares that in five years she learned that “You push yourself in unfamiliar places to do things that you wouldn’t normally do. Whether they turn out to be a successful project or not, there would always be another eureka moment and it would always be a fun and insightful experience.” “A small change can have a big impact.” Anton Bonev Product Manager Anton plays a huge part on the development of our website….

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Schools with Highest Tuition in Metro Manila

When you start thinking about your child’s education, and the degree that they want, you also start thinking about the costs. With tuition fees skyrocketing, the cost of education can take a lot out of a family financially. Prepare for your child’s college education. Know the schools and universities in the Philippines that charge the highest tuition. We rounded up some of them in our list below. Most Expensive Tuition in the Philippines San Beda University PHP 145,000 – PHP 155,000 per year Founded in 1901 by Benedictine monks, San Beda University was primarily an all-boys school in Manila. It eventually expanded to a full college with branches in Alabang and Rizal. In February 2018, CHED granted San Beda with university status[1]. San Beda offers bachelor degrees in the fields of Accountancy, Business, Marketing, Computer Science, and Economics. They also have their own School of Law. Tuition for the first year is anywhere between PHP 145,000 to PHP 155,000, depending on the course and number of units. Ateneo de Manila University PHP 160,000 to PHP 180,000 per year Established in 1859 by the Society of Jesus, Ateneo de Manila University is the third-oldest school in the Philippines. It’s one of the oldest private research institutes in the country, and offers degrees in multiple fields of study[2]. ADMU is also one of the top ranked universities in the Philippines. For the first year, tuition in fields of study like Interdisciplinary Studies or Interactive Multimedia will cost PHP 170,000 and above. iAcademy PHP 165,000 – PHP 225,000 per year Founded in 2001, iAcademy…

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How Millennials Can Prepare for Financial Independence

Financial independence seems to be on everyone’s mind. People long for the day that they can earn enough to afford pursuing their dreams; from starting their own family to starting their own business. However, this reality may not be as far off as it first appears. Here are a few tips that can help you prepare for financial freedom. Keep Track of Your Spending Take the time to record and review your spending. This practice will help you see where your money is going and ensure that you are aware of any unnecessary costs that may have slipped by you. Financial independence can only arise once you make enough money to overcome the cost of your lifestyle. Additionally, you must factor in the costs you will incur as you move forward in life and begin pursuing greater goals. Avoid falling into financial difficulties by being aware of your spending habits. Get a sense of your consumption and saving patterns so that you can prepare accordingly. Build Good Budgeting and Saving Habits Once you understand your necessities, set a budget so that you won’t find yourself unwittingly overspending. Put the rest of your income into savings. You’ll be surprised to find just how much money you can gain with smart habits that can be redirected toward smart investments. Allocate a certain amount of money for your fixed expenses (those that are the same every month) and for your variable expenses (those that may fluctuate from month to month) each month. Continue to track your spending and adjust your budgeting until it…

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