All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

How to Say No Graciously When You Can't Loan Money to Family and Friends

“May extra money ka ba diyan? Pautang naman.” Sick and tired of getting a request to loan money for the nth time? Wondering how you can properly refuse lending money to family and friends? What makes this situation tricky is that it’s hard to say no to someone dear to you, despite your best efforts […]

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A Guide to Computing Your 13th Month Pay in 2018

It’s Christmas time again. Apart from parties and gift giving, Filipinos look forward to receiving their 13th month pay. Have you received yours yet? Be smart about it. Learn more about this year-end benefit and how to compute it in our infographic below. Additional Facts on 13th Month Pay in the Philippines What is 13th […]

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Noche Buena Shopping Tips to Stretch Your Holiday Budget

In this time of seemingly unstoppable price increases in the Philippines, can your family still enjoy a special Noche Buena meal this year? Even on a tight budget, you can prepare a quality holiday feast for your loved ones. You just have to be wais and madiskarte. Looking for ideas to stretch your limited Noche […]

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Renting Out Your Property on Airbnb? 8 Tips to Boost Your Ratings and Get More Bookings

Owning a condo unit as an investment? Bought a home that you won’t occupy yet? Experts advise that property owners in Manila rent out their homes, apartments, and condos for short periods. It opens up plenty of leasing opportunities from app-based services like the Airbnb app. According to property consultancy Colliers International Philippines, there’s a […]

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Starting a Family? Consider These 10 Insurance Types

“Seriously, 10 insurance types?!” You might be wondering if you really have to get different types of insurance when you already have so many expenses to deal with. Well, it’s a matter of protecting your loved ones. Is insurance just an added expense or a must-have for securing your family’s future? Insurance makes it affordable […]

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Should You Get Passport Assistance From a Travel Agency?

Your next trip abroad is just a few weeks away, yet you probably haven’t applied for a passport (or renewed it if you already have one) because it’s difficult to set up an online passport appointment. Perhaps, a friend or coworker advised you to consider getting a passport through a travel agency. But you aren’t […]

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10 Steps to Start a Successful Online Business in the Philippines

Planning to make money at home by starting an online business? That’s a bold move you’re making. Guts alone will only take you so far. Many other things make a new business work. They’re so plenty, they can easily overwhelm first-time entrepreneurs. It doesn’t help that 30% of startups fail in their first two years. […]

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7 Cool Gifts You Can Buy in Bulk to Save Money This Christmas

Got a long list of people to give Christmas gifts to this year? Are you—and your wallet—ready for the season of giving? Instead of stressing yourself out thinking of gift ideas for each person on your list, relax and take it easy! Why don’t you get a lot of the same thing for your inaanaks, […]

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11 Best-Tasting Yet Affordable Ramen in Metro Manila

Nothing like a warm, comforting bowl of ramen can chase your blues away. With every sip and slurp, you get a feeling that everything’s gonna be all right in the world. Well, except for your wallet if you’re ordering a pricey ramen. How do you satisfy your ramen craving without wrecking your budget? First, you […]

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4 Compelling Reasons to Get Life Insurance for OFW

Do you know who needs life insurance the most? Yes, it’s you who have to endure homesickness and loneliness working abroad to give your family a better future. If you still can’t see the point in paying premiums, consider the real-life story of a fellow OFW. Remember the news about Joanna Demafelis, a domestic helper […]

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7 Little-Known Budget Airlines That Fly to and from the Philippines

Cebu Pacific and AirAsia are the top-of-mind budget airlines in the Philippines. But they aren’t the only ones that offer cheap flights. Apparently, seven other low-cost carriers serve the Philippines. Most of them are based in Singapore and South Korea. On the hunt for affordable flights for your next trip? Consider one of these budget […]

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12 Profitable Work from Home Online Jobs for Filipinos

If given the chance, would you like to work from home rather than go through the pains of daily commuting in Metro Manila? Of course, who doesn’t want a better work-life balance? Who would refuse when the opportunity presents itself? Especially now that the work from home bill or Telecommuting Act of 2017 is just […]

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How to Use Paymaya App: A Complete Guide for Newbies

PayMaya is known as one of the best reloadable prepaid cards in the Philippines, as it allows several financial transactions without the need for a credit card. It also has an app similar to mobile wallets such as GCash and Coins.ph that can help you conveniently pay your bills and purchases, send money, and avail […]

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5 Driving Tips to Save Gas and Improve Your Fuel Economy

Any news about fuel price hikes is nothing new to Filipinos anymore. More than ever, each drop of fuel has become so precious that wasting it is a big no-no. Nothing much we can do about the soaring fuel prices. We can only hope that the government would consider suspending the fuel excise tax, which […]

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10 Ways to Beat Impulsive Buying When Christmas Shopping

During the holiday season, there are more temptations to overspend than any time of the year, turning even the stingiest person into a shopaholic. The urge to splurge on Christmas shopping is so strong, it’s hard to resist. Do you find yourself often spending on unnecessary purchases? It isn’t easy to control impulse buying, especially […]

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8 Salary Increase Negotiation Tips to Get the Pay You Deserve

Don’t you just wish asking for a raise was as easily done as said? Negotiating a salary increase can be extremely uncomfortable. Understandably so, as Filipinos are generally non-confrontational. There’s no shame and harm in asking for something you deserve. Besides, negotiation is a must-have skill not just for a salary increase but also for other […]

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Consider These Factors Before You Migrate to New Zealand, Canada, U.S., or Australia

Filipinos have different reasons for choosing to migrate: joining their family abroad, work relocation, better career opportunities, pursuing higher studies, and more. Even if Pinoys are known for their resilience, cultural adaptability, and other qualities that make immigration seem like a piece of cake, there are many practical considerations to factor in when deciding whether […]

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7 Apps You Can Use to Pay For Your Utility Bills

Paying utility bills is something everyone hates to do, but have to. If you think lining up at the bank or bills payment center is such a hassle, imagine how more difficult it was to our parents many years ago. They had to go to each utility company’s office like Meralco and PLDT just to […]

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From Employee to Entrepreneur: 7 Signs You're Ready to Take the Leap

Are you a full-time employee and part-time entrepreneur who wants to become your own boss soon? You share the same dream with many Filipinos. GoDaddy’s 2017 Gig Economy Survey found that 72% of workers with side businesses in the Philippines wish to become full-time entrepreneurs within five years. The study further notes that the Philippines […]

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Won the Lotto Jackpot? What to Do Before, During, and After Claiming Your Prize

What would you do if you won PHP 1 billion—the highest lotto jackpot in Philippine history? Like millions of hopeful Pinoy lotto players, you’re probably thinking of ways to spend that huge fortune. Buy a house and lot. Get a new car. Open a business. Treat the family to a grand vacation. And the wish […]

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