All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

How to Pay Debt Despite Having Low Income

Debt is an issue that many people contend with. Paying off debt is a concern regardless of income–but what if the issue is how to pay debt despite having a low salary? Dealing with debt when you have a low income is a difficult task. Some might even say it’s impossible. However, according to Lisa […]

Read More

Crack Open Your Financial Fortune Cookie This Chinese New Year!

Ni hao, it’s Chinese New Year! Dragon dances and fortune cookies are an integral part of this celebration, so here is your chance to find out what the Year of the Pig holds for your financial fortune. Enter your Year of Birth (example: 1990) and crack open the cookie below to see what’s in store for […]

Read More

Back Pay and Other Benefits You May Receive Upon Resignation

There are many reasons why employees leave employers; poor management, office location, lack of career growth, or a plan to start a new business. Whatever it may be, leaving a job can be bittersweet—you bid goodbye to your colleagues as you look forward to new possibilities. Upon resignation, another thing to look forward to is your […]

Read More

Grow Your Money Faster with a High-Interest Savings Account

Most savings accounts from major banks in the Philippines grow funds at a measly rate of 0.10% to 0.25% per year. A savings account is good enough to keep your money for daily expenses but not for other financial goals in which you need to grow it faster. Good thing, there are quite a handful of […]

Read More

Complete List of Banks That Operate on Weekends

Need to deposit money but don’t have the time to do it on a weekday? Since banks usually close before 5:00 PM, accomplishing bank errands can be a challenge especially when you have other important things to do. Fortunately, banks are now more lenient when it comes to operating hours. Major banks like Chinabank and […]

Read More

Work from Home Law: Is Telecommuting Good or Bad for You?

Tired of commuting to and from work every day, you’ve been monitoring updates on the work from home bill and keeping your fingers crossed. Finally, President Rodrigo Duterte has signed the telecommuting bill into law. Sounds like good news, but is it really something to look forward to? The Telecommuting Act (Republic Act 11165) allows private employees […]

Read More

Tidy Up Your Life: Where to Sell or Donate Old Clothes and Other Used Items

Letting go of something is never easy. Case in point: the piles of clothes you don’t wear anymore. What do you plan to do with them? If you’ve heard of the KonMari method from the popular Netflix show “Tidying Up with Marie Kondo,” you know what to do: let go of things that don’t spark joy. […]

Read More

8 Profitable Businesses You Can Start at Home

Nobody becomes rich by being an employee forever—you’ve heard it a million times already, and you couldn’t agree more. And so, you start your search for profitable business ideas you can start at home. If you’re thinking of switching from employment to entrepreneurship (or do both at the same time), here are some great business ideas in […]

Read More

10 Financial Bloggers You Should Follow This Year

One of the best ways to handle your finances better is to learn from the experts and follow the journey of those who are on their way to financial freedom. In the Philippines, there’s no shortage of financial bloggers who offer their knowledge, experience, and advice for free. Who are the best personal finance bloggers […]

Read More

7 Money Challenges to Help You Hit Your Savings Goal This Year

Saving money is as easy as spending it—said no one ever. This is probably why Filipinos are trying different fun and creative ways to save, or even coming up with their own money challenge. When you take on a money saving challenge, you’ll hit two birds with one stone. First, you achieve your financial goal […]

Read More

Affordable Gym Memberships: Where to Find Them in Metro Manila

The holiday celebrations are over, with leftovers being emptied from the fridge. For you, it’s time to “clean up” from all that binge eating for the past two weeks! The Pinoy’s perennial New Year’s resolutions have something to do with losing all the pounds gained during the holiday season. A nationwide survey of 1,000 Filipinos aged 25 […]

Read More

Achieve Your Goals with These 7 Best Investments for 2019

Investing allows you to make money work for you rather than the other way around. But with so many investment companies in the Philippines to choose from, you’re left wondering, “Where should I invest in? What should my investment portfolio look like?” “Invest with a purpose,” says Marvin Fausto, founding President of the Fund Managers […]

Read More

A Guide to Building Your Financial Roadmap for 2019

2019 has begun—have you gotten your finances in order? To improve your quality of life and avoid the common money issues among Filipinos, come up with a game plan, stick to it, and track your progress from time to time. A financial roadmap is what you need to know where you are right now financially, where […]

Read More

5 Things to Consider Before Getting Life Insurance

Life insurance provides financial security for you and your family. Lianne Laroya, founder of the personal finance and lifestyle website The Wise Living, considers insurance as a “tool where you pay centavos to get thousands” since the payout received is much greater than the total premiums you pay. This payout covers a variety of situations […]

Read More

Save Money on Grocery Shopping With These Tips

Grocery shopping is a part of every household. It’s a great way to save money on food as compared to dining out. If you’re a regular grocery shopper, then you probably know the best deals on grocery items. However, you can still save further with the help of the following money-saving tips. Read on below […]

Read More

8 Smart Money Management Tips for Pinoy Breadwinners

The breadwinner of the family is an unsung hero, to say the least. It isn’t easy—and never will. Raising an entire household by yourself is a huge sacrifice. As the sole provider, you always prioritize your family’s needs over your own, even if it means putting your personal dreams on the back burner. For Pinoy […]

Read More

9 Easy and Budget-Friendly Ideas for DIY Christmas Gifts

Christmas is just a few days away! Have you completed your holiday gift shopping list yet? If you’re running on a tight schedule and budget, there’s an inexpensive yet wonderful way to give presents—and love—on Christmas Day. Go for do-it-yourself gifts! DIY gifts for Christmas won’t only save you money but also make your family […]

Read More

How Much Will You Get from the SSS When You Retire?

If you aren’t already investing or increasing your retirement savings, now is the best time to do so. You may think that your SSS retirement benefits will be enough to cover your needs for when you retire, but they will never be. You shouldn’t rely on just the SSS pension. The government agency’s fund life […]

Read More

Philippine Holidays and Long Weekends Guide 2019 (Updated)

Two things any employee looks forward to the most: paydays and holidays. Well, who doesn’t? Holidays allow people to spend more time with their families and that much-needed me time before getting back to the daily work grind. Several months ago, the government declared the Philippine holidays for 2019, giving Filipinos a head start in […]

Read More

9 Useful Tips to Protect Yourself Against Online Shopping Scams

Online scams in the Philippines are on the rise, based on the latest data from the Philippine National Police Anti-Cybercrime Group (PNP ACG). Most cybercrime complaints that the PNP ACG receives come from victims of online scams, particularly online shopping scams and other forms of illegal online activities. Nobody likes getting scammed, but not everyone […]

Read More