All Articles

The latest and the best financial news, tips and tricks.

An Introduction to BPI Jumpstart Kiddie Account (Part 1)

You may think that it’s too late to get your child a kiddie savings account when he or she starts celebrating his or her first double-digits birthday. Perhaps, you also think that once your children get to 12 years old, they are no longer qualified to open a kiddie savings account. Read More: How to Open […]

Read More

Online Shopping Safety Features of SMART Money

Online shopping saves considerable time and effort, and also presents you with a wide array of options. At the same time, it really saves you from a lot of troubles, especially in the festive seasons. However, one must be careful with the risks associated with shopping online. The lock/unlock safety features of the SMART Money […]

Read More

The Advantages Of The SMART Money MasterCards (Part 2)

How does the term “hassle-free and cashless shopping” sound to you? We assume it must sounds very attractive, especially for shop-a-holics. However, before we start our shopping trips, we must ensure that the balances of our SMART Money accounts are sufficient. So, let us have a look at the ways to check our balances and […]

Read More

E-wallet: Pros of SMART Money (Part 1)

  The SMART Money technology is an electronic wallet that can replace the role of a regular bank account. Users can perform bank account transactions, in-store or online purchases and remittance services with the SMART Money technology. Are you curious about the reason behind the accelerating rates of mobile-banking adoptions, especially the SMART Money technology […]

Read More

SMART Money in The Philippines (Part 2): The Features of the SMART Money MasterCards

Nowadays, one can use the SMART Money technology via either the SMART Mobile Phones or the SMART Money MasterCards. However, we must register for the SMART Money if we wish to enjoy the privileges provided by this nice piece of technology. How to Register for the SMART Money? In order to avail of the SMART […]

Read More

SMART Money in The Philippines (Part 1): The SMART Mobile Phone & The SMART Money MasterCard

  For years, the Bangko Sentral ng Pilipinas has been working with the mobile industries in the Philippines to generate an environment that can facilitate the success of electronic money market. Our country is one of the most advanced mobile money markets in the world due to the accelerating rate of mobile adoption among the […]

Read More

UITF (Part 5): The Fees, Charges and Tax of UITF

We have all heard the saying, there’s no such thing as a free lunch. Let’s have a look at the type of fees that an UITF investor may have to face. The Trust Fees of UITF One of the enticing benefits offered by Unit Investment Trust Fund (UITF) products is the professional fund management. The […]

Read More

UITF (Part 4): The Risks of UITF

As we have mentioned before, Unit Investment Trust Fund (UITF) products are subject to the marked-to-market valuation method, thus the Net Asset Value Per Unit (NAVPU) varies depending on the values of the assets within the UITF products. Since UITF is not deposit accounts, it is not covered by the Philippine Deposit Insurance Corporation (PDIC). […]

Read More

UITF (Part 3): The Disadvantages of UITF

Previously, we have discussed the advantages as well as the benefits of UITF products that an investor can avail of. However, nothing is perfect, and undeniably, there are several disadvantages of the UITF investment that we must be aware of. Read More: 6 Things to Consider Before You Make an Investment Every Extremity Is a Fault: […]

Read More

UITF (Part 2): Why Should We Invest In UITF?

Understandably, before we make any investment decision, we would like to gain a better insight about the pros and cons of the investment schemes. If you wish to have a better understanding of the Unit Investment Trust Fund (UITF), then have a look this second part in the series. Professional Management Lacking of expertise, unfamiliar […]

Read More

UITF (Part 1): How to Make Money from UITF?

When looking for a simple and easy investment scheme, one can get bewildered when reading financial jargon like NAVPU, risk tolerance, equity fund and the like. This can be quite difficult being a newbie investor. So, let us reveal the veil of UITF together UITF is the acronym for Unit Investment Trust Fund, an open-ended […]

Read More

The BPI Mobile Wallet

Mobile Wallet Technology in the Philippines For years, smartphones are allowing one to order and pay for products and services in shopping malls, retail stores and restaurants. Even though most consumers in the Philippines don’t use their Smartphones to pay for everything, we can see that they are getting more comfortable towards the evolution in […]

Read More

Savings and Checking Accounts: What You Need to Know

  When it comes to savings, a bank account is often the first thing that comes to mind. But are we really clear about the types of bank accounts? Since both accounts can serve the purpose of depositing and storing money, are there any differences between them? Read More: 13 Savings Tips Filipinos Always (ALWAYS) Forget […]

Read More

BPI Express Mobile Mall: Mobile Shopping in the Philippines

The BPI Express Mobile Mall is a mobile commerce system which allows BPI clients to experience cutting-edge and hassle-free shopping experiences by just using their cell phones. Let’s get a better understanding of it The BPI Express Mobile Mall is an app that can be downloaded into GPRS-capable mobile phones. Once connected to the internet […]

Read More

BPI Direct Save-Up: Insurance & Other Perks

Did you know that there is a free life insurance that comes together with a BPI Direct Save-up Automatic Savings? Read more: BPI Direct Save-Up Automatic Savings No ATM Card This is because you can’t withdraw your funds from your BPI Direct Save-Up accounts at any ATM machine or over the counter, too. You can get […]

Read More

BPI Launches Auto-Debit Facility for PEZA Locators

  According to Ms. Bess J. Basa, Vice President of the Bank of the Philippines Islands (BPI) and Head of the Transaction Banking Division, BPI is the first bank to offer the Auto-Debit Arrangement (ADA) for PEZA locators. What is PEZA? The Philippine Economic Zone Authority (PEZA) is the government agency entrusted with responsibilities to […]

Read More

BPI Direct Save-Up Automatic Savings

As life is full of uncertainties, most of us believe that it’s a good idea to save money for rainy days. On the other hand, apart from serving the purpose as emergency funds, we can as well use our savings for vacations, luxuries, educational plans or even a wedding. You Don’t Need to Be Rich […]

Read More

New BPI Express Mobile App

BPI, a prominent leader in electronic banking innovations in the Philippines, has launched its first mobile banking app for iPhone and Android in 2011. The implementation of Express Mobile App offers an alternative which is simple, time-saving and convenient for BPI clients to handle their daily financial transactions by simply scrolling on the touch screen […]

Read More

UnionBank Auto Loans

  For those who’d like the convenience and comfort of having their own vehicle but have a dilemma in the payment process, the UnionBank Auto Loans can offer a hand. Attractive Features of the Loans The UnionBank Auto Loans offer financing for brand-new vehicles as well as used vehicles. The minimum down-payment rates for brand-new vehicles […]

Read More

UnionBank Great Treats & Rewards (GT+R) Credit Card

  Housing and auto loans come with unavoidable monthly payments. Receiving benefits when getting a loan is sometimes a benefit that people focus on. As for the UnionBank Housing and Auto Loans borrowers, they could benefit from the UnionBank Great Treats & Rewards Credit Cards which act as a rewards platform offered by the bank to […]

Read More