The Best Investment Tips and Advice for Newlyweds

Cheers to the newlyweds! You’ve gone through months (or maybe even years!) of preparation for the big day, and the wedding turned out to be even more fantastic than you imagined. Now that the wedding cake has been consumed and all the wedding gifts opened, it’s time to get serious and start planning that prosperous life you and your partner envisioned. With the endless list of advice for newlyweds which you’ve been getting from family and friends, it seems hard to make mistakes now, especially when it comes to managing your finances.  If you did your wedding planning right, all wedding expenses would have been paid off already after the ceremony. So the real challenge now for you and your new spouse is making the big decisions regarding money and family.  A lot of newlyweds may feel apprehensive about the topic of marital finances. Don’t worry―here are some great investment tips and advice for newlyweds like you. Table of ContentsThe Best Investment Advice for Newlyweds1. Start Getting Rid of Debt2. Set Your Investment Goals3. Invest Your Money Gifts4. Invest In Your Own Home5. Determine Your Investment Risk Appetite6. Invest Time Wisely7. Manage Your InvestmentsBest Investments for Newlyweds1. Real Estate2. Family Car3. Life InsuranceFinal Thoughts The Best Investment Advice for Newlyweds To get your married life off to a good start, make sure that you and your spouse take note of these things.    1. Start Getting Rid of Debt Beautiful weddings are so romantic, but weddings cost a lot, too. You may have taken out a wedding loan to achieve your dream…

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Know Your Candidate Better: The Net Worth of 2022 Presidential Candidates

In a few months’ time, Filipinos will be electing their next president. Everyone’s doing their best to get to know their respective candidates better. Thankfully, various publications are coming up with materials that outline the track record of these presidential candidates. Media outfits are also organizing interviews to help people assess their candidate’s vision and platforms for the country. Perhaps, one of the topics that the Filipino electorate is most interested about is the candidates’ net worth. After all, transparency is a major currency in politics.  A lot of politicians not only source their income from their government-mandated salaries and benefits. They also receive some boosts from their investments, businesses, and even inheritances. Find out how the candidates for this year’s elections are faring in terms of their net worth.  Table of ContentsThe Net Worth of Presidential Candidates for 2022 ElectionsEmmanuel “Manny” Pacquiao: ₱3,187,092,601 (as of 2020)Ferdinand “Bongbong” Marcos Jr.: ₱211,077,912 (as of 2015)Francisco “Isko Moreno” Domagoso: Around ₱70 million (as of 2021)Panfilo “Ping” Lacson: ₱58,330,269 (as of 2020)Maria Leonor “Leni” Robredo: ₱11,904,280 (as of 2020)Leody de Guzman: More or less ₱1 million (as of 2022)Final Thoughts The Net Worth of Presidential Candidates for 2022 Elections Get to know this year’s presidential candidates’ financial status through this quick guide. Note that the presidential candidates listed below are those leading in different surveys or have a strong presence on social media. Emmanuel “Manny” Pacquiao: ₱3,187,092,601 (as of 2020) The legendary boxer is easily the richest presidential candidate in this list. Even without looking at Senator Manny Pacquiao’s net worth in 2021,…

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10 Auto Repair Shop Options for Your Next Car Tune-Up

Cars may be built to last, but they aren’t perfect machines. From time to time, you’ll encounter mechanical snags and glitches. Some of them may be minor, but that doesn’t mean that you’ll pay them no mind. Often, they’ll get serious, which in turn will incur hefty job orders and may even cause untoward incidents while you’re on the road. Wisdom dictates that your car should undergo routine tune-ups and maintenance. It can be quite taxing, but periodic check-ups and repairs are much better than a one-time, hard-hitting, and expensive fix. More importantly, a well-maintained car is safe not just for your passengers but also for pedestrians. If your car’s warranty period is already over, the next best thing to  do is to look for an auto repair and maintenance provider that will serve as your home shop. This shouldn’t be a problem since the metro’s teeming with them. The question is: who’s the most reliable? Here are the top 10 auto repair shops in Metro Manila. We’ve also come up with a short guide that will help you pick the most suitable provider. Table of ContentsWhy is it Important to Know a Good Auto Repair Shop?Qualities of a Reliable Car Service Center1. Mechanics Regard Their Craft with Integrity2. Employees are Focused and Committed3. The Service Floor is Clean and Tidy4. The Car Repair Shop Offers a Warranty for the Parts Used 5. The Mechanic Knows What He’s Talking About What is the Average Labor Cost for Auto Repair?Top Auto Repair Shops in Metro Manila1. Goodyear Servitek2. ValuePlus3. Centennial Auto4. Ziebart and…

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Need an Easy and Fast Cash Loan? Here’s How and Where to Get a Legit One

Emergencies do happen. Sudden hospitalization of a loved one, unexpected school expenses of your kid, job loss, and even unforeseen car repairs will catch you off guard. But if you’re lucky enough to have an emergency fund, chances are you’ll be able to get past these financial snags. Not all of us, however, have a robust and steady reserve of money on standby. There may come an occasion where your emergency fund will not suffice. In which case, the only option that you have is to turn to a fast cash loan provider. If this is your first time navigating this side of finances, don’t worry—we got you covered. We’ve pulled together a comprehensive guide that will teach you the basics of quick cash loans in the Philippines. We’ve also included a list of reliable fast cash loan providers and lenders that you may want to consider. Table of ContentsWhat is a Fast Cash Loan?Is a Fast Cash Loan Legit?How Do Fast Cash Loan Applications Work?Where Can I Borrow Money Immediately?✔️ Citi Personal Loan✔️ EasyRFC Multi-Purpose Loan✔️ Tala Cash Loan✔️ SB Finance Personal Loan✔️ BPI Personal LoanHow to Qualify for a Fast Cash LoanFast Cash Loan RequirementsSome Reminders Before Applying for a Fast Cash Loan1. Compare Your Options2. Borrow Only What You Can Pay3. Check the Fees That Come with the Loan4. Check Your Credit Score5. Avoid New Cash LoansFinal ThoughtsFind the Best Loan for You Today What is a Fast Cash Loan? Fast cash loans are salary loans and personal loans that can be approved in as fast as…

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Welcome, Year of the Tiger: Best Deals on Chinese New Year Food in the Philippines

The first month of 2022 feels like a very long year. There have been spikes in COVID-19 cases, and election-related anxieties are manifesting. Moreover, there are countless events that have stressed everyone out. Evidently, people’s momentum in terms of optimism has been somewhat halted. Nevertheless, you’ll always find a break in the midst of it all. As the loooong month of January comes to a close, you can’t help but anticipate the colorful and festive Chinese New Year celebrations. The Year of the Water Tiger is upon everyone, and what better way to revel in it than with delicious food. Thankfully, there are plenty of Chinese New Year deals you can enjoy to help you celebrate while saving a lot of money. Keep reading for the best promos on Chinese New Year food in the Philippines this year.  Table of ContentsTop 2022 Promos for Chinese New Year Food in the Philippines Citibank Credit Card Dining PromosHSBC Credit Card Dining PromosGrabFood Promos Chowking 2022 New Year Sulit DealsShakey’s 2022 Discounted CombosSM Supermalls Lucky Dining DealsFinal Thoughts Top 2022 Promos for Chinese New Year Food in the Philippines  The Year of the Water Tiger’s opening salvo will surely excite foodies and those looking for something new. Here are top deals and discounts that you should take note of: Citibank Credit Card Dining Promos Got discriminating taste? If you have a Citibank credit card, you can use it to enjoy exclusive discounts at high-end and top-rated restaurants in the metro. Read more: Plan Your Time Off: Holidays in the Philippines and Long Weekends in 2022…

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Have You Tried These 10 Ways to Save Money on Gas?

Having a car is indeed a big convenience. Grocery tips are made easier. You can easily go on lunch dates with your friends during the weekend. And it’s a big help during emergencies, especially when you need to take a sick family member to the hospital. But come to think of it, your car is also a big money-eating machine. How many times have you taken a deep breath after looking at your fuel receipts? Major oil companies usually catch motorists off guard by unceremoniously announcing they’ll increase their fuel prices. As of this writing, local oil companies have raised their diesel and gasoline prices by PHP 1.80 per liter and PHP 0.90 per liter, respectively. Meanwhile, kerosene prices have gone up by PHP 2.30 per liter.[1] Smart drivers know what to do to save on fuel costs: make fewer trips, avoid rush hours, ensure proper tire pressure, and consider carpooling. But if you want to stretch your fuel budget, the good news is there are more ways to save money on gas that you can add to your arsenal of fuel-saving techniques. Table of Contents10 Smart Ways to Save Money on Gas1. Use your Pag-IBIG Loyalty Card2. Get a Fuel Rebate Credit Card3. Sign Up for a Fuel Discount Card4. Use a Fleet Card for Your Small Business5. Use the PriceLOCQ App (If You’re a SEAOIL Patron)6. Use an Online Gas Delivery App7. Reduce Your Load8. Go Premium When Refueling9. Close the Gas Cap Tightly10. Try Cheaper Fueling Stations  Final Thoughts 10 Smart Ways to Save Money on Gas You…

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Dabbling in Crypto? Learn More About Crypto Apps

The growth of cryptocurrency in the Philippines is unstoppable. If you’re looking for proof, the country’s transactions in virtual currency, including cryptocurrency, jumped by 71% during the first half of 2021. This means that the said transactions hit PHP 106 billion from PHP 62.12 billion in the same period of 2020. The Bangko Sentral ng Pilipinas (BSP) even claims that the pandemic keeps serving as a catalyst to the digitalization of such transactions. [1] If you’re an investor, chances are you’ve considered riding the trend in the hopes of making it big―or you might have already dipped your toes in this pursuit, which is why you’re reading this article. Increasing your odds of success in the crypto trade requires proper management of assets, something that you can do when you’re equipped with the right apps. Here’s everything you need to know about crypto apps and platforms in the Philippines. Table of ContentsWhat is a Crypto App?What are the Types of Crypto Apps?Crypto Trading AppsDigital WalletsData-Based Apps and Insights AggregatorsHow to Choose the Right Crypto App or Platform1. Know Your Investment Skillset2. Check the App’s Usability3.  Look at the Fees3. Gauge the SecurityFinal Thoughts What is a Crypto App? Everything about cryptocurrency, from investing to trading, happens online. And to initiate or participate in a crypto-related activity, you need a specialized tool.  Simply put, a crypto app is a type of software that allows you to store, buy, and sell cryptocurrencies. It may also let you track cryptocurrency prices and exchanges, which in turn allows you to make a sensible decision. Moreover,…

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How Much is the Cost of Owning a Dog in the Philippines?

For some of us, the ideal best friend is a furry, hyperactive, and four-legged creature. If you want someone to keep you company or someone who loves warm cuddles, an adorable dog will surely fit the bill. Owning a dog has undeniable benefits. According to the reputable mental health publication HelpGuide, playing with a dog can elevate the levels of serotonin and dopamine.[1] In other words, dogs help you relieve stress. However, one truth remains: having a dog can be stressful, too! This is especially true when it comes to the cost of owning a dog. Taking care of younger pets, in particular, is not only physically taxing but also financially demanding. If you’re single and taking care of a dog, you’ll be somewhat forced to try your hand at child-rearing even if you don’t have a kid! With that, you need to be emotionally and financially prepared before you take home a pooch. Otherwise, you’ll end up neglecting your pet, which of course is not a great thing to do. Below is a comprehensive guide that will give you all you need to know about the cost of owning a dog, including dog price of each breed, vaccination cost, and vet check-up cost in the Philippines. Table of ContentsHow Much is a Dog in the Philippines? Price List of Dog BreedsShih Tzu Price: ₱5,000 – ₱25,000Siberian Husky Price: ₱15,000 – ₱50,000Chow Chow Price: ₱15,000 – ₱50,000Golden Retriever Price: ₱15,000 – ₱40,000Labrador Retriever Price: ₱15,000 – ₱40,000Bichon Frise Price: ₱6,000 – ₱40,000Beagle Price: ₱15,000 – ₱40,000Pomeranian Price: ₱15,000 – ₱30,000Dachshund…

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Business Loan in the Philippines: Guide for Startups

Finding good sources of funding is a critical step in starting a business. A small business loan in the Philippines from the government, a bank, or a private lender is one financing option for budding business owners. A business loan in the Philippines comes in a variety of types that suit different business requirements. Before you start searching for the right startup business loan, it helps to have an idea of the types of business loans for starters. Doing so helps you understand your options better and easily find the loan that matches your needs. Below are the basics of business loans in the Philippines and the different types of loans for every kind of business. Table of ContentsWhat is a Business Loan?What is the Difference Between Business Loan, Consumer Loan, and Personal Loan?How Do I Qualify for a Business Loan in the Philippines?Basic Requirements When Applying for a Business LoanWhat are the Four Types of Business Loans in the Philippines?1. Term Loans2. Credit Line3. Secured Business Loans4. Unsecured Business Loans 7 Considerations When Choosing a Business Loan in the Philippines1. Your Purpose for Borrowing Money2. Loan Amount3. Method of Funding4. Loan Term5. Repayment Mode6. Collateral7. Interest RateFinal ThoughtsCompare Other Loan Options What is a Business Loan? Startups need funding or capital to begin their operations and start earning a profit. Banks and financial institutions lend this money in advance to these businesses through a business loan. In turn, lenders collect payments with interests based on the agreed-upon payment schedule and lending agreement. A business loan in the Philippines is a financing opportunity in…

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ATM Fees in the Philippines All Cardholders Need to Know

Every day, millions of Filipinos use an ATM to access their savings and checking accounts. With a debit or ATM card, account holders can withdraw money, check their account balance, and even transfer money to other bank users.  All these activities can be done in a few clicks, making electronic banking more convenient to the public. However, it can also be costly when done without knowing the ATM fees in the Philippines.  In case you didn’t know it yet, your bank charges different service fees. And some of these bank fees and charges include ATM fees. ATM fees in the Philippines may vary from bank to bank. Charges also differ for every transaction. For example, balance inquiry fees are typically cheaper than bank withdrawal charges because balance inquiries are simpler compared to withdrawals. You may also pay more when you use your ATM to withdraw or check your balance using a different bank’s ATM.  To help you learn more about ATM fees in the Philippines and how they can affect you financially, here are a few things to note.  Table of ContentsWhat is an ATM?Electronic Banking in the PhilippinesBancNetMegalinkExpressnetAcquirer-Based ATM Fee Charging (ABFC)What are the Conditions Set Under the ABFC?Why Do Banks Need to Adopt the ABCF Model?ATM Fees in the PhilippinesATM Balance Inquiry FeesATM Withdrawal Fees (When Using a Different ATM)Intrabank Transfer Fees (Same Bank)Interbank Transfer Fees (Different Banks)Below Maintaining Balance ChargesDormancy FeesATM Withdrawal Limit in the PhilippinesHow Do You Save on ATM Fees in the Philippines?1. Plan Your Withdrawals and Balance Inquiries2. Consider a Bank with a Wide…

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How to Start Axie Infinity: Beginner’s Guide to Playing and Earning from the Game

The pandemic has not only taken a toll on people’s health. It has also gravely affected the livelihood of many Filipinos. As such, many were forced to create alternative income streams. Some have become home cooks and bakers to sell delicious treats. Others have transitioned to freelancing roles online. Meanwhile, the adventurous ones have turned to Axie Infinity. To say that Axie Infinity is already popular in the Philippines is quite an understatement. In one way or another, you’ve heard that a friend of a friend has raked in thousands of pesos with this game. The craze has even caught the attention of some serious crypto investors. And as a result, some of them have started dabbling in the game. You might already have an idea about the game, but you want to dig deeper. In case you’re wondering how to start Axie Infinity, this guide is for you. Read on to learn more. Table of ContentsWhat is Axie Infinity?Tell Me More About It: What’s the Game About?How to Start Axie Infinity1. Install a Digital Wallet and Load It with Ethereum (ETH)2. Create a Ronin Wallet3. Get Your Axies4. Set Up Your Account5. Download Axie Infinity and PlayHow to Play Axie InfinityAdventure ModeArena ModeHow Much is the Initial Capital for Axie Infinity?How to Earn Money in Axie Infinity?1. SLP Farming2. Breeding Axies3. Starting Your Own Scholarship Program or Becoming a Scholar4. Investing in a Digital Plot of LandIs Axie Infinity Legit?What are the Risks of Playing Axie Infinity?1. Volatile Price2. Your Performance in the Game3. Hacking4. FUDFinal Thoughts What is…

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Everything You Must Know Before Applying for an SSS Salary Loan

The COVID-19 pandemic has certainly affected everyone’s finances. You may be one of the many Filipinos who lost their jobs in the last two years, or who are looking to start a small business to have another source of income. Good thing that applying for an SSS salary loan is a lot easier now. Thanks to a more developed online system, active members can enjoy a more hassle-free and convenient SSS online registration process and a quicker salary loan processing time. If you’re planning to apply for an SSS salary loan soon, this article will tell you everything you need to know. Table of ContentsWho Can Apply for SSS Salary Loan?Requirements for SSS LoanSSS Loan Requirements for EmployeesSSS Loan Requirements for OFWsSSS Salary Loan Online ApplicationHow to Apply for SSS Loan OnlineHow Many Days is the SSS Salary Loan Release?What Does “SSS Loan Application Has Been Granted” Mean? How to Pay for SSS Salary LoanWhere to Pay for Online SSS Salary LoanFinal Thoughts Who Can Apply for SSS Salary Loan? SSS members who have at least 36 months total contributions and six months of contributions in the last 12 months can apply. The salary loan amount is equivalent to one month’s worth of salary. You can also apply for a two-month salary loan. But you should have at least 72 months of posted contributions and six months of contributions in the last 12 months. Not sure how many months of contributions you have to loan from SSS? You can find all your SSS contributions on the My.SSS portal. Just log…

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Easy Approval Credit Card Application in the Philippines: 10 Cards to Consider

You can’t deny that having a credit card means enjoying a convenient life. With your plastic card, you can easily shop, book plane tickets, and order food online. Short on cash this pay cut-off? You can still buy your groceries by using your credit card. And if you have a 0% interest card, you won’t have to worry about paying interest. Buying a big-ticket item, such as the latest gadget, is not impossible anymore, especially if your card has a 0% installment plan with flexible terms. The point is, you get to unlock a world of spending wonders when you have a credit card; every purchase even comes with a reward. However, what stops people from getting a credit card is the approval process. Generally, banks and credit card companies process applications for a month, or even longer. Waiting can be frustrating, especially if you need the card ASAP. Is easy approval credit card application in the Philippines still possible? Yes, of course! Leading banks offer credit cards that don’t have a lot of requirements and a stringent application process. Here are some of them. Table of ContentsTop 10 Cards to Consider for Easy Approval Credit Card Application in the Philippines1. Citi Simplicity+2. HSBC Red Mastercard3. EastWest Practical Mastercard4. Security Bank Classic Mastercard5. PNB Visa Classic6. BPI Family Savings Credit Card7. Security Bank Fast Track Secured Credit Card8. PNB Ze-Lo Mastercard9. AUB Easy Mastercard10. AUB Classic MastercardTips to Get Approved for a Credit Card1. Settle Outstanding Debts2. Prove that You Have a Stable Source of Income3. Open a Savings Account4. Review…

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House Contractor in the Philippines: How They Can Help Build Your Dream Home

Building your dream home is definitely exciting. You get pumped up as you scour different interior design magazines or watch celebrity house tours on YouTube.  This endeavor, however, will always be a tall order. It doesn’t stop at pinning inspirations on your mood board or window shopping at IKEA. What comes after is just as important as the planning stage. And that can be a messy affair, especially if you’re doing everything on your own.  With all these considerations, you’ll realize that you need someone who will help you build everything from the ground up. In this case, that would be a house contractor.  We’ve come up with an easy-to-understand guide that will help you learn and appreciate the importance of working with a house contractor in the Philippines. Moreover, we’ve listed down the top house contractors in the country that you may want to include in your list.  Table of ContentsWhat is a House Contractor? What are the Pros of Working With a House Contractor in the Philippines?1. It Will Save You Time2. It Will Ultimately Help You Save Money 3. You Don’t Have to Do the Heavy Lifting4. Output Quality Can Potentially Increase Your Home’s ValueWhat are the Cons of Working With a House Contractor in the Philippines? 1. Services Can Be Expensive2. There May be Hidden or Unexpected Fees3. You’ll Be Bugged By a Lot of Questions 4. You May Be Forced to Act As a Coordinator Who are the Top House Contractors in the Philippines?1. Borines Builders Corporation2. Elizalde Architects and Builders 3. CM Builders, Inc. 4. Homescapes PH 5. TOH Builders 6. Flores Builders 7….

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Promo Extended: Get Free ₱2,000 GCash from Moneymax!

Go cashless in the new normal with a credit card that suits your lifestyle and needs. Still looking for the right one? Get one from Citibank through Moneymax and receive GCash worth PHP 2,000 upon approval! Use your GCash to pay bills, send money, and buy load and other purchases. Your GCash is also withdrawable as cash. This promo is exclusively from Moneymax and is valid to new Citibank customers only. Hurry and apply today! This Citibank GCash promo runs until January 31, 2022 only. Per DTI Fair Trade Permit No. FTEB-134577 Series of 2022. For full Terms and Conditions, click here. Table of ContentsMoneymax GCash Promo FAQs1. Which Citi credit card should I apply for to qualify for PHP 2,000 GCash?2. I already have a Citibank credit card. Do I qualify for this Citibank GCash promo?3. What is the eligibility criteria for Citibank credit cards?4. What documents should I submit to complete my Citi credit card application?5. How will I know if my application is approved?6. How will I know if the gift has been sent to me?7. Where can I use my GCash?Still Need More Card Options? Check These Credit Cards! Moneymax GCash Promo FAQs 1. Which Citi credit card should I apply for to qualify for PHP 2,000 GCash? You can apply for any Citi credit card to become eligible for the Moneymax GCash promo. Just apply via Moneymax within the promo period and get approved to receive the PHP 2,000 GCash. To help you decide, here are some Citi credit cards to choose from: Citi Rewards…

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Your Quick Guide to Applying for an EastWest Bank Personal Loan

Starting a business, renovating your home, settling medical bills, big-ticket purchases, and other unforeseen expenses—all these require a large sum of money. Unfortunately, not all of us have six or seven figures to our names. So to achieve such goals, applying for a loan is undoubtedly one of the best solutions. EastWest Bank may be just over two decades old. But it already has achieved milestones when it comes to supporting Filipinos through personal loans. An EastWest Bank personal loan can be considered among the most reliable on the market. It offers competitive interest rates, and the processing is straightforward. Here’s what you need to know about the EastWest Bank personal loan. Table of ContentsWhat is EastWest Bank Personal Loan?Why Should I Apply for an EastWest Personal Loan?1. Multi-Purpose2. No Collateral Required3. Loan Amount4. Fast Processing5. Flexible Payment Terms6. Competitive Interest RatesEastWest Bank Personal Loan Interest RateWhere to Best Use Your EastWest Bank Personal Loan?1. Debt Consolidation2. Home Improvement3. School Expenses4. Emergency FundEastWest Personal Loan Fees and Charges1. Processing Fee: PHP 1,9002. Documentary Stamp Tax: PHP 1.50 for every PHP 2003. Late Payment Fee: PHP 500 or 8% per month4. Processing Fee (Early Pay-off Of Loan)5. Returned Check Fee: PHP 1,000 per check6. Check Retrieval and Replacement Fee: PHP 200EastWest Bank Personal Loan RequirementsRequirements for Self-Employed IndividualsRequirements for Employed IndividualsRequirements for Loan ReleaseHow to Apply for an EastWest Bank Personal LoanHow Can I Pay My EastWest Personal Loan?Tips on Paying Your EastWest Loan On TimeEastWest Bank Personal Loan FAQS1. What if I fail to make my monthly payment?2. Can I…

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Learning Stocks Made Easier: Here’s How to Use Investagrams

The pandemic has changed everyone’s view on investment. As COVID-19 impacted every economy in the world,  the decline of share prices triggered more Filipinos to express interest in the stock market.[1] Stock market trading is no longer an avenue of investment for the affluent alone, but also for young, lower-income Filipinos[2] who want to learn how to invest and become part of numerous trading platforms in the country.  With about 78.5 million Filipinos using social media as of 2021,[3] it’s clear how a huge part of the population is keen to use their online social networks for various profitable purposes. Investagrams is one of these popular platforms where people can  share their knowledge on investment and the stock market.  What is Investagrams and how can you use it to strengthen your investment power? Read on to learn how to use Investagrams and start enhancing your investment advantage.  Table of ContentsWhat is Investagrams and How Does It Work?How to Create an Account in InvestagramsStep 1: Sign UpStep 2: Tell Something About YourselfStep 3: Verify your Email AddressHow Do You Use Investagrams?Trade VirtuallyWhat are the Features of Investagrams?Investagrams ChartsInvestagrams GroupsInvestagrams ScreenersInvestaPrimeInvestaProInvestaLearnFAQS on How to Use Investagrams1. Is Investagrams a trading platform? 2. How do I use my InvestaWallet?3. What happens if I cancel my subscriptions?Final Thoughts What is Investagrams and How Does It Work? Investagrams is an online community where people who share the same interest in the stock market and investment collaborate. At a glance, Investagrams is like any other social networking site. But on Investagrams, you and your connections can share…

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Honda Car Insurance in the Philippines 2022: Prices for Top Models

When you’re planning to buy a car and you ask your family or friends for a recommendation, there’s a great chance that some of them will eagerly tell you to get a Honda. And why not? This Japanese automaker is known for its high-quality, innovative, and iconic cars―the City and the Civic simply prove just that. Even if Honda car parts are quite expensive, you have the assurance that they will last long. And when it comes to resale value, this brand doesn’t disappoint. If you’re planning to get a Honda, whether as your first car or as an upgrade, you may be wondering about the price of its insurance. Look no further, as this guide lists down the cost of Honda car insurance in the Philippines. Table of ContentsThe Cheapest Honda Car Insurance in the PhilippinesGet a Free Car Insurance QuoteHonda Brio Car Insurance PriceHonda Jazz Car Insurance PriceHonda Mobilio Car Insurance PriceHonda City Car Insurance PriceHonda BR-V Car Insurance PriceHonda HR-V Car Insurance PriceHonda CR-V Car Insurance PriceHonda Civic Car Insurance PriceHonda Odyssey Car Insurance PriceHonda Accord Car Insurance PriceFinal Thoughts The Cheapest Honda Car Insurance in the Philippines Car insurance prices vary from model to model. Note that the premiums in this table are only for the base car trims. So, expect that the price will change if you go for a higher trim. Get a Free Car Insurance Quote Below is our partner car insurance companies and their features. Compare your options and get a free motor insurance quote for your Honda vehicle! Honda Brio Car…

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Ask Moneymax: What are My Rights Under Consumer Act of the Philippines?

As the Omicron variant of COVID-19 surges and the quarantine restrictions have become stricter again, more and more Filipinos resort to electronic transactions. Online purchases in the Philippines have rapidly increased since the pandemic. However, this has also resulted in a myriad of woes from consumers regarding defective items, poor quality, or issues about sellers who mislead customers just to increase sales.  In a country where malls are a place to shop, dine, unwind, and pray (most malls have chapels and masses on Sundays), it was a leap to embrace online shopping. Some government agencies even had to establish their satellite branches in malls to make their services more accessible to the public. Before the pandemic, one could hardly imagine Metro Manila without its sprawling shopping centers flocked by crowds.  Now that many transactions are done online, consumer complaints also run aplenty. Frequent concerns include, Can defective items be returned? Are warranties applicable? What are the rights of consumers? Is the “No Return, No Exchange” policy legal?  We will address these consumer rights-related questions in this article. Table of ContentsKnow Your Rights: Understanding the Consumer Act of the Philippines1. Are there laws in the Philippines that protect consumers?2. What is RA 7394 all about? 3. What is the government agency that implements consumer protection?4. What are the rights of consumers under the Consumer Act?5. What is the Price Tag Requirement?6. Is the “No Return, No Exchange” policy on defective items legal?7. Is the Consumer Act of the Philippines applicable to online shoppers?8. What is the prepayment penalty, and is it legal?9….

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NBI Online Registration: A Simple Step-by-Step Guide

The NBI clearance may just seem like a piece of paper, but it basically tells a lot about your civil standing and reputation in the society. As such, a lot of employers and organizations treat this document as a primary and sometimes non-negotiable requirement.  In the past, obtaining this document  automatically meant enduring the long queues of applicants at the issuing office. And if you weren’t lucky enough, you would find yourself waiting for your turn from morning to afternoon.  But those days are gone! Just like a lot of government agencies today, the NBI has modernized its workflow by going digital. This means that its processes, such as booking an appointment for NBI clearance, have become hassle-free and much more efficient.  Ready to start your NBI online registration? Don’t stress yourself in case the entire thing is new to you. Let us help you with this complete guide.  Table of ContentsWhat is an NBI Clearance?  What are the Requirements for Getting an NBI Clearance? What are the Steps for Getting an NBI Clearance? Step 1: Create Your NBI AccountStep 2: Log In to Your AccountStep 3: Fill Out the Application FormStep 4: Apply for the NBI ClearanceStep 5: Select Your NBI Clearance Center and Appointment Schedule Step 6: Select Your Payment OptionStep 7: Pay the NBI FeeStep 8: Go to Your Chosen NBI Branch on Your Appointment Date Step 9: Wait for Your NBI ClearanceFAQs About NBI Online Registration  1. What’s the NBI Clearance validity?2. How do I check the status of my NBI clearance online application? 3. I’m a first-time job seeker. Do I have…

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