All Articles

The latest and the best financial news, tips and tricks.

Complete List of Authorized Phone Service Centers in Metro Manila

Do you know where to go when you break your phone? It’s probably a weird question to ask, but it’s definitely something you should prepare for. What’s your protocol when you crack your screen or drop your phone in the shower? You should at least know where you can bring your phone for repairs. Here […]

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8 Credit Cards with Easy Application Requirements

What’s keeping many Filipinos from getting a credit card? One of the top three reasons for not having a credit card is the approval process. This finding is hardly surprising since most banks in the Philippines take a month or longer to process credit card applications. It can certainly be frustrating for someone to wait […]

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Know Your Taxes: Basics of Tax in the Philippines

Tax in the Philippines is quite a complicated matter. But you don’t have to be a CPA or math whiz to know what it entails. Apart from filing and paying taxes, it’s also important to know what taxes you must pay, why you have to pay taxes, and where your taxes go. Don’t be confused. […]

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How Much Does it Cost to Insure Your Toyota Vehicle in the Philippines?

Toyota car insurance costs, as with those of other Japanese cars like Honda and Nissan, come cheap in the Philippines. What drives car insurance prices down for Toyota models is their high safety ratings. They’re equipped with topnotch safety features, which is a factor that affects car insurance costs. Also, Toyota car parts are easy […]

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4 Quick Steps to Check Your SSS Contribution Online

This article was published on December 2, 2019 and was updated on February 28, 2020. In the past, tracking one’s monthly SSS contributions used to involve visiting an SSS branch or calling the agency’s hotline for self-employed workers and coordinating with the HR department for employees. Those were the days, fortunately. Today, you can view […]

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PayPal Account Guide for First-Time Users in the Philippines

In this technologically advanced era, it’s hard to imagine life without a PayPal account. Signing up on PayPal is your rite of passage to adulthood—it allows you to perform financial transactions over the internet, like shopping online, sending money, and receiving payments. While PayPal helps make online transactions a lot easier, faster, and safer, it […]

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Should You Get a Supplementary Credit Card or Your Own Credit Card?

You’re probably exploring your options for your first credit card, and you’ve heard that a sure-fire way to get approved is to apply for a supplementary credit card. While getting a supplementary card seems the easier route to meeting your adulting goals or becoming financially independent, you have to think about whether this is the […]

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Participation Fee in Car Insurance: What Is It and Why Is It Needed?

This article was published on October 22, 2018 and was updated on February 24, 2020. There are typical questions one may ask about their coverage or specifics on the policy they’ve acquired. Among these questions involve the participation fee in car insurance. “How much is my participation fee?” “Why do I have to pay a […]

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How to Get a TIN ID in the Philippines: A Complete Guide

Being a taxpayer means being a responsible member of society. Part of adulting is to understand the importance of contributing a portion of your earnings for the betterment of the Philippines as a whole. As proof that you are a taxpayer, you can request for a Tax Identification Number (TIN) ID from your nearest Bureau […]

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8 Smart Ways to Earn Money Online Using Your Smartphone

Looking to earn some additional income? No need to look further because you can actually do so right from your smartphone. Yes, the thing that you can’t live without nowadays can help you find ways on how to earn money online. Isn’t that great? Who knew your phone can offer you more than just the […]

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5 Salary Loans to Consider for Financial Emergencies

This article was published on April 19, 2018 and was updated on February 19, 2020. Salary loans—with their quick online application, guaranteed approval with no credit checking, and fast cash loan disbursement—can help cash-strapped Filipinos meet their urgent financial needs. More so when it’s Petsa de Peligro and there’s an emergency, like sudden hospitalization in […]

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The Filipino Commuter’s Guide to Using Beep Card

Modern cashless payment tools such as Beep cards make our commuting life easier and hassle-free. But to maximize the benefits of using a Beep card, you have to know how to use it properly. Here’s a quick beginner’s guide to using a Beep card in the Philippines. What is Beep Card? beepTM is a reloadable […]

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9 Car Insurance Payment Options in the Philippines

To avoid any hassle when making your car insurance claim, you have to keep your policy active. So that your policy remains active, you need to make timely car insurance payments. Nowadays, car insurance companies in the Philippines make it easy and convenient for their clients to pay for their premiums on time, with various […]

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Simple Steps to Applying for a Pag-IBIG Loyalty Card

If you’re looking for a new rewards card that will reap you the most discounts, try checking out the Pag-IBIG Loyalty Card. With this card, you can claim discounts and rewards from commercial establishments like restaurants, schools, and pharmacies, among others. Don’t have one? Here are the things you need to know before applying for […]

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8 Things to Consider Before Buying a Life Insurance Policy

This article was published on December 26, 2018 and was updated on February 13, 2020. Life insurance is one of the important ways to provide financial security for you and your family. Lianne Laroya, the founder of the personal finance and lifestyle blog The Wise Living[1], considers insurance as a “tool where you pay centavos to […]

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RFC Loan Guide: How to Get a Loan from Radiowealth Finance

Struggling to find a loan that’s easy to get and suitable for your needs? The RFC loan might just be what you’re looking for. Here’s everything you need to know about this online loan, so you know if it’s perfect for you. We’ve also included a quick RFC loan application guide should you decide it’s […]

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9 Fun and Exciting Valentine’s Day Activities for Singles

Dreading Valentine’s Day this year? Don’t let the sight of happy couples make you green with envy or break down in tears. The occasion isn’t exclusive to romantic couples, you know. Valentine’s Day should be a celebration of love in general, including love for your family, friends, and especially yourself. So it doesn’t matter if […]

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How Much Does Car Insurance Cost in the Philippines?

This article was published on April 8, 2019 and was updated on February 10, 2020. Buying car insurance is a lot like buying a fire extinguisher: you pray that you’ll never need it, but you feel better knowing it’s there anyway. However, many car owners are concerned about car insurance cost and whether they can […]

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Affordable Valentine’s Day Activities to Celebrate the Love Month

Are you looking for ways to save money this coming Valentine’s Day, but don’t want it to look like you’re shortchanging your date or special someone? With a little sincerity and a lot of effort, you can still make the season of love feel special—even if you’re on a budget. Here are some Valentine’s Day […]

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Simple Steps to Securing a PhilHealth ID

This article was originally published on January 11, 2019 and was updated on February 13, 2020. Before claiming any PhilHealth benefits, members have to provide their Member Data Record (MDR) and/or PhilHealth ID. The latter, however, is often overlooked by PhilHealth members even if the ID usually comes for free. Apart from having a valid ID, […]

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