All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

Useful Benefits of Pag-IBIG Members You Might Not Know

You already know that being a member of Home Development Mutual Fund (HDMF) – more commonly known as the Pag-IBIG Fund – means that you get access to home loans to finance a home of your own. The agency itself boasts upwards of 13.8 million members and total assets of Php 350 Billion, generated from […]

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Professional License Guide for Uber and Grab Drivers

Since its launch, Grab and Uber has been attracting more riders to use its services. According to the Uber General Manager Laurence Cua, 682,000 passengers took an Uber ride just from September to October 2016. The increasing patronage of Filipinos has enticed the public on signing up for these ride-sharing apps to earn extra money. […]

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DBM Issues Guidelines for 2nd Pay Adjustment for Gov’t Employees

The second of four tranches provided in the proposed Salary Standardization Law has gone into effect as of January 1, 2017. This comes after former president Benigno Aquino III signed Executive Order 201 last year, effectively making the interim measure to increase the salary of government employees permanent. The Budget Department announced that all government […]

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How to Conveniently Apply for an SSS Salary Loan

The Social Security System, or the social insurance program for private employees in the Philippines, offers two types of loans: salary and calamity loans. Salary loans depend on the monthly wage of employees, while calamity loans can be obtained if they live in an area declared to have suffered from natural calamities. Here is how […]

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Why the SSS Pension Hike Won’t Come Easily

One of the last hot-button issues that plagued the Aquino administration was the demand to raise pensions all around. Where the former President vetoed the proposed bill that would add an extra Php 2,000 across-the-board increase in the monthly pension of SSS members, then-candidate Rodrigo Duterte stated that he would make it his mission to see the bill through. […]

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What Can You Buy with the Php 2,000 SSS Pension Hike

During his time as a candidate, President Rodrigo Duterte made a promise to raise the pension provided by the Social Security System. The petition was originally denied by then-President Aquino’s administration but has been passed into law by the Senate as of November 9, 2016. Fifteen senators voted to pass the bill that would grant a Php 2,000 across-the-board increase in the pension […]

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Get to Know the Exact Change Act

You’ve probably had to deal with the issue of paying for something with a larger bill only to be asked for a smaller one instead. In other cases, you’ve probably gotten candy as change because the store didn’t have any coins or smaller bills. To quote the campaign slogan used by President Duterte, “Change is coming.” The Exact […]

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Duterte Proposal on Implementing Non-Essentials Tax

Are you willing to pay more for your new car? President-elect Rodrigo Duterte has expressed his planned policy reforms even before his proclamation on June 30, 2016 as the Philippines’ new President. A lot of people are divided over some of these policies, but one of the most divisive ones is the fact that he is willing to consider imposing higher […]

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Need an SSS Loan? Here's How to Apply

  The Social Security System, or the social insurance program for private employees in the Philippines, offers two types of loans: salary and calamity loans. Salary loans depend on the monthly wage of employees, while calamity loans can be obtained if they live in an area declared to have suffered from natural calamities. Here is how to apply […]

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3 Facts about the No Contact Apprehension Policy

If you’re a fan of science fiction, you’re familiar to the possibility of using technology to enforce traffic laws, or to stop crimes in progress. In 2011, the Metropolitan Manila Development Authority tested out a No-Contact Apprehension policy, which aims to increase the apprehension of traffic violators that on-ground traffic personnel is unable to. If you’re curious on what the No Contact Apprehension policy […]

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What’s Being Done to Fix the Philippine Tax System

Filing taxes – it’s one of the most pressing concerns of the Filipino people come tax season. From the high tax rates to the tedious filing process, the Philippine tax system is under plenty of scrutiny. Just recently, auditing and tax advising firm Pricewaterhouse Coopers (PwC) released its Paying Taxes 2015 study. The research provided […]

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6 Ways the SEC Protects You from Scams

It’s only September, yet the Securities and Exchange Commission (SEC) has already released more than 15 warnings – higher than the 12 released in the whole of 2014 – against scams. With over billions of pesos lost in these illegal activities, Filipinos should guard their hard-earned money and not be persuaded by the ‘guaranteed returns’ […]

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List of LTO Sites for License Registration

Still waiting for your driver’s license from the LTO? Your wait might be shorter now. In response to the delays in issuing licenses, the Land Transportation Office has activated 25 new sites as of August 24. These LTO sites’ new function comes amid massive delays and complaints from drivers regarding the issuance and renewal of licenses. Read […]

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A Guide to Claiming PhilHealth Benefits

Hospitalization can cost upwards of PHP 25,000, and paying out of pocket is your only option if you don’t have insurance. PhilHealth, or the Phillippine Health Insurance Corporation, provides PhilHealth benefits to all employed members. Read More: How to Claim a Confiscated Driver’s License in the Philippines As a member, you’re entitled to health and hospitalization […]

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LTO’s New “No Registration – No Travel” Policy

You’ve probably seen a lot of cars without license plates, or with boards that simply say “For Registration”. Starting April 1, the Land Transportation Office will be enforcing a “No Registration – No Travel” policy in conjunction with R.A. 4136, Joint Administrative Order No. 2014-01. Starting April 1, the Land Transportation Office will be enforcing […]

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The Anti-Drunk and Drugged Driving Act

You know the saying “don’t drink and drive”? Given the belief of many people that they can tolerate a large amount of alcohol and still be able to make solid decisions behind the wheel, they’ll drink… then drive. Republic Act No. 10586, formally known as the Anti-Drunk and Drugged Driving Act of 2013, is meant […]

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Guide to Applying for a Pag-IBIG Salary Loan [Updated]

When you land your first job, your employer will hand you documents that will allow you to enroll with PhilHealth, SSS, and Pag-IBIG. While PhilHealth is your basic medical insurance provider, and the SSS identifies you as a private employee (alongside your Tax Identification Number from the BIR), the Pag-IBIG Fund is your gateway to […]

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UMID Card (Unified Multi-Purpose ID Card) Application

These days, integration into a single system is a trend. It matters to a lot of people that they have a single ID available to them at any given time. Plenty of websites for example, include single sign-in or sign-up processes via Facebook integration or Google+. By the same token, the Philippine government has essentially […]

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Who Can Actually Confiscate Your Driver's License?

James Deakin pointed out in his blog article the issue of contradicting laws in the Philippines when it comes to the confiscation of a motorist’s driver’s license. Have you ever encountered being asked to surrender your license without violating any traffic offense? Here’s what you need to know: Your driver’s license is kind of a […]

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Complete Guide to LTO Car Registration Renewal (INFOGRAPHIC)

Confused about when you actually need to renew your car registration or what to do when it’s time to renew? If you bought your car brand-new, then you may have gotten assistance from the car dealer to get a three-year registration for your new car. Once that expires, don’t forget to renew your car registration […]

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