All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

Free Financial and Business Planning Learning Resources for OFWs

An Overseas Filipino Worker (OFW) turned entrepreneur, Ronelyn Achacoso suffered cruel treatment from her employers while working as a housekeeper in Brunei. Despite her difficult situation, she managed to rise above it. When Ronelyn returned to the Philippines, she started her own handicraft business in Davao City. She learned how to run a business by […]

Read More

Easy Steps to Philippine Passport Application and Renewal

    A Philippine passport is your ticket to the world. It’s the most important document you’ll need if you wish to study, work, or travel overseas. It’s also a powerful identification card, which you can use in private- and government-related transactions. However, getting or renewing a Philippine passport can be tricky. Apart from the […]

Read More

Overseas Employment Certificate (OEC): A Complete Guide for OFWs

The Overseas Employment Certificate (OEC) has been figuring in the news lately. As of this writing, processing OECs is suspended for all Kuwait-bound overseas Filipino workers (OFWs), amid the ongoing investigation of the death of seven Filipino household workers in Kuwait. Also recently, the Department of Labor and Employment lifted its temporary suspension order that […]

Read More

An Aspiring OFW’s Guide to the POEA and Its Services

Seeking greener pastures abroad? Looking for jobs and working abroad come with certain risks. If you’re not careful enough, you might wipe out several years’ worth of savings or be buried in debt when you fall prey to an illegal recruiter. Also, if you leave the country as an undocumented worker and without going through […]

Read More

How the Proposed SSS Contribution Hike Will Affect You

    The Social Security System has recently proposed an increase in the SSS contribution rate to 14% from the current 11%. SSS also plans to raise the minimum monthly salary credit (MSC) to PHP 4,000 from PHP 1,000, and the maximum MSC to PHP 20,000 from PHP 16,000. This will raise the minimum contribution […]

Read More

What to Do if Your Employer Fails to Pay Your SSS Contributions

You’ve applied for an SSS salary loan to meet an urgent cash need. But then, your application got declined just when you need to borrow money badly. It’s frustrating and heartbreaking. You wonder why it happened—you were sure you’re qualified for that loan. You’ve had more than 36 monthly SSS contributions deducted from your salary. […]

Read More

4 Useful SSS Benefits Filipinos Might Not Know

  When talking about SSS benefits, what usually come to mind are the pension, sickness, and maternity benefits, as well as the SSS salary loan. Data from the Social Security System (SSS) show that more than one million Filipinos are receiving retirement benefits and another 1.39 million availed of a salary loan in 2017. Have […]

Read More

What SSS Benefits are Exclusive to OFWs?

Even if they’re based abroad, overseas Filipino workers (OFWs) can still avail of benefits from the Social Security System (SSS) that Philippine-based members enjoy. On top of that, OFWs are entitled to two exclusive SSS benefits and privileges: the Flexi Fund Program and the Overseas Filipino Workers SSS Coverage Program. 1. SSS Flexi Fund Program […]

Read More

SSS Salary Loan and Housing Loan: A Guide for OFWs

About 1.3 million overseas Filipino workers (OFWs) are registered members of the Social Security System (SSS), according to SSS data. If you’re one of them, know that you can apply for an SSS salary loan, an SSS housing loan, or both. Check out this comprehensive guide on the SSS loans for OFWs. 1. SSS Salary […]

Read More

SSS Online Employer User ID Registration: A Guide for Companies and Employers

As an entrepreneur, HR officer, or someone who employs household workers, you know how tedious it can be to transact with multiple government agencies. So many reports to process and submit, so little time. Good thing, the Social Security System (SSS) has an online facility that literally does away with the paperwork for the extremely […]

Read More

4 Quick Steps to Check Your SSS Contributions Online

In the past, tracking one’s monthly SSS contributions used to involve visiting an SSS branch or calling the agency’s hotline for self-employed workers and coordinating with the HR department for employees. Those were the days, fortunately. Today, all it takes to view your SSS contributions is to do it online via the Social Security System […]

Read More

Are You Aware of These Updates to PhilHealth Benefits?

Occasionally, PhilHealth makes some changes to its coverage policies, benefits packages, and membership requirements. It’s important to keep yourself updated on these changes, so you can plan your budget accordingly and maximize your PhilHealth benefits. Here are some of the latest updates to PhilHealth benefits, contributions, and coverage that you might not know about. 1. […]

Read More

How to Apply for a Pag-IBIG Housing Loan

According to Pag-IBIG’s ‘At a glance August 2017’ report, as of August 2017, there were a total of 1,237,979 borrowers of Pag-IBIG’s housing or institutional loans. These housing loans enable Filipinos to turn their dream home into a reality. Whether the loan is used for purchasing a new lot or used for home improvements and […]

Read More

How to Get a Pag-IBIG Loyalty Card

Loyalty cards are increasingly becoming popular today. Consumers are loving the idea that their patronage can be rewarded with tangible returns. Loyalty cards are offered in coffee shops, bookstores, pharmacies, and supermarkets, to name a few, and people are eager to sign up for them because of the rewards they promise. If you’re on the […]

Read More

What are the Differences Between Pag-IBIG Multi-Purpose and SSS Salary Loans?

For cash-strapped Pinoys, the Pag-IBIG Fund and SSS Salary Loans are among the top-of-mind choices when it comes to borrowing money. These government-issued personal loans offer low interest rates and convenient repayment methods. Getting a personal loan is also a great way to maximize your membership with these government agencies. Pag-IBIG multi-purpose loans provide short-term financial assistance to […]

Read More

How to Get the Most Out of Your Pag-IBIG Benefits

What makes you cringe every time you check your payslip? Yes, it’s the tax and other numbers deducted from your salary. While it’s normal to feel bad about parting with your hard-earned money (who doesn’t?), know that those deductions, including your Pag-IBIG contributions, are for your own good. Think of them as forced savings, investments, […]

Read More

Steps to Securing a PhilHealth ID

Before claiming any PhilHealth benefits, members have to provide their Member Data Record (MDR) and/or PhilHealth ID. The latter, however, is often overlooked by PhilHealth members even if an ID usually comes for free. Maximize your monthly PhilHealth contributions by securing a PhilHealth ID. Here are the steps to take when getting one. Apply as […]

Read More

A Complete Guide to PhilHealth Voluntary Membership Registration

Life is uncertain—you may be healthy one day and be bedridden the next. You can’t afford not to have a health insurance for medical emergencies, especially if you’re not employed in a government office or a private company that provides HMO (health maintenance organization) coverage. This is where your PhilHealth membership comes in. Aside from […]

Read More

Expecting a Baby Soon? Don’t Ignore These PhilHealth Maternity Benefits and Rules

Excited about the arrival of your new bundle of joy? You must be pumped up thinking of possible names, decorating the nursery room, and shopping for newborn clothes. Now, let’s get to the practical stuff: are you ready to bear the costs of having a baby? It’s expensive to give birth in the Philippines. For […]

Read More

A Complete Guide To Getting An SSS Salary Loan

Applying for an SSS salary loan these days is much easier than it used to be. Thanks to a more developed online system, the Philippine Social Security System can apply for loans from the comfort of their homes. People who are members of the SSS can apply for a cash loan equivalent to one month’s […]

Read More