All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

SSS Retirement Benefits: An Easy Guide to Claim Your Pension

The SSS retirement pension is always an emotional topic for retirees. It’s perfectly understandable—you’ve worked 40 years of your life and paid your SSS contributions without fail. It’s only fair to receive a pension that’s commensurate with the money and years of labor you’ve invested. But alas, it isn’t the reality for retirees in the […]

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Postal ID Application in the Philippines: 6 Common Questions Answered

Got rejected for a bank or government service because you lack a valid ID? Don’t worry. There’s a quick and convenient way to get a valid ID: apply for a postal ID issued by Philippine Postal Corporation (PhilPost). The government has not yet started issuing the national identification card, and the Comelec has stopped issuing […]

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What Benefits Can Senior Citizens Enjoy in Your City?

Did you know that Filipino senior citizens who reach 100 years old receive a one-time PHP 100,000 cash gift? The Centenarians Act of 2016 (Republic Act 10868) mandates this cash incentive on top of senior citizen discounts and benefits under the Expanded Senior Citizens Act of 2010 (Republic Act 9994). Also, indigent senior citizens receive […]

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Balik Manggagawa OEC Exemption: Step-by-Step Guide for Returning OFWs

Your time here in the Philippines while on vacation from your overseas job is too precious to waste on getting an Overseas Employment Certificate (OEC)—which can last for an entire day. Did you know that you could save time by getting a Balik Manggagawa OEC exemption? Yes, you read that right. Returning OFWs aren’t required […]

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Paternity Benefits in the Philippines: What Expectant Fathers Must Know

Expecting your baby soon? Your role as a father is crucial from the moment you learn about your wife’s pregnancy, more so during and after childbirth. You have to give her your time and support every step of the way—on top of working hard to provide for your new family. Such a great responsibility, huh? […]

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A Quick Look at the New and Improved SSS Member Portal

Any SSS member knows how excruciatingly frustrating it is to use the SSS online service portal. Good thing, it recently got its much-needed upgrade. In August 2018, the Social Security System (SSS) launched My.SSS Beta, an updated version of the old portal that’s notoriously slow at best and non-responsive at worst. Through the My.SSS Beta […]

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Looking for Work Abroad? 4 Ways to Find Legitimate OFW Recruiters

Despite laws protecting the rights of Overseas Filipino Workers (OFWs), many of them still fall prey to illegal recruiters and end up exhausting their savings without landing an overseas job. Trying to find work abroad? Are you sure you’re dealing with a legitimate recruitment agency? Apply only through a recruiter licensed by the Philippine Overseas […]

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National ID System in the Philippines: The Good and the Bad

Are you in favor of the national ID law? The latest SWS survey results show that majority of Filipinos (73%) support the national ID system. However, there are fears about the system’s implications, particularly in terms of data security and privacy. How will the new law affect Filipinos? Should you be worried? MoneyMax.ph explores the […]

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Need a Birth Certificate? Here’s Your Guide to NSO Online Services

Too busy to go personally to a Census Serbilis Center to apply for an NSO certificate? A convenient alternative to a walk-in application is using the NSO online services to get a copy of birth certificate, marriage certificate, death certificate, or Certificate of No Marriage Record (CENOMAR). Through an NSO online application, you can skip […]

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Is PERA a Good Investment for Retirement?

The problem with retirement planning in the Philippines—aside from the lack of it—is the limited investment choices available for Filipinos who want to save up for when they retire. Addressing that challenge, the government offers PERA as an additional source of retirement income to help Pinoys achieve a comfortable and financially secure retirement. Will a PERA […]

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How to Apply for the SSS Loan Restructuring Program

Got an SSS loan you haven’t paid for years? Consider applying for the SSS Loan Restructuring Program—this can definitely help you settle your overdue loan. Here’s everything you need to know about SSS loan restructuring in the Philippines. What is the SSS Loan Restructuring Program? The Loan Restructuring Program (LRP) allows Filipinos with unpaid SSS […]

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A Commuter's Guide to P2P Bus Services in Metro Manila

If you’ve been working for years in Metro Manila, you know only too well the horrors of commuting in a huge parking lot that is EDSA. The horrible traffic and jam-packed MRT and buses make you wonder what you’ve done to deserve such an ordeal. Fortunately, there’s an easier, faster, safer, and more comfortable alternative: […]

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Know Your Rights as a Motorist at a Police Checkpoint

Ever been stopped at a police checkpoint? Do you know how to respond and protect your human rights in such a situation? Keep reading to know the dos and don’ts during a police checkpoint inspection. Why the PNP Conducts Checkpoints Police checkpoints in the Philippines aren’t something to be scared of—they aren’t a bunch of […]

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SSS Disability Pension in the Philippines Explained

  It’s tough to suffer from a lasting disability due to an injury or illness. Aside from physical limitations, you can’t come back to work and earn a living. If you or a loved one is caught in such a situation, know that you may get financial support by claiming a disability pension in the […]

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Understanding the Salary Deductions on Your Payslip

What could be more cringe-worthy than a payslip with lots of salary deductions and a low net pay? Times are tough these days with the rising inflation and the declining peso. If you’re trying to stretch your monthly budget for the family, it’s important to track your monthly take-home pay. Scrutinize the earnings and deductions […]

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Quick Reminders Before Claiming Your New LTO License Plate

Finally, the long, painful wait for license plates in the Philippines is over for some vehicle owners. If you registered your car in July 2016 to December 2016, you’ll get your new license plate this year. The delays in the vehicle plate release have long hounded the Department of Transportation (DOTr) and Land Transportation Office […]

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11 Helpful Tips to Get Your Pag-IBIG Housing Loan Approved

With interest rates ranging from 5.375% to 10% over repayment terms of up to 30 years, the Pag-IBIG housing loan is one of the more affordable and flexible home financing schemes in the Philippines. No wonder that many Filipinos, who dream of buying a home, apply for a housing loan from the Pag-IBIG Fund. In 2017 […]

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NDRRMC Rainfall Warning Alerts: What They Mean and Why You Shouldn’t Ignore Them

Is the NDRRMC flooding your phone inbox with rainfall warning alerts? Does the ringtone almost trigger a heart attack? That’s the National Disaster Risk Reduction and Management Council doing its function as the government’s disaster preparedness arm. Since June 10, the NDRRMC has been sending out weather updates to mobile phone users in the Philippines. […]

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Senior Citizen Discount and Benefits: Important Facts You Might Not Know

  Is it more fun to be a senior citizen in the Philippines? It may seem so, as the government provides elderly Filipinos with senior citizen discount and other perks to help ease their finances in their golden years. As a millennial, you may be 30 to 40 years away from enjoying those privileges, but […]

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How to Continue Your Pag-IBIG, PhilHealth, and SSS Contribution Payments as a Voluntary Member

Did you resign from your job to become a full-time freelancer or OFW? Paying your Pag-IBIG, PhilHealth, and SSS contributions is no longer your former employer’s responsibility—you have to do it on your own now. It’s important to continue your contribution payments with these government offices as a voluntary member. You can avail of a […]

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