All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

8 Best Credit Cards for Shopping in the Philippines

Do you love shopping? When purchasing something, using a credit card is much better than paying in cash. Swiping a card is more convenient and secure than bringing cash. It also earns you rewards, rebates, discounts, freebies, and other privileges you won’t get from cash payments. But which credit cards for shopping is the best for you? If you find the perfect one, you can maximize the benefits of using a credit card. Table of ContentsHow to Choose the Right Credit Card for Shopping8 Best Credit Cards for Shopping in the Philippines1. HSBC Red Mastercard2. Citi Rewards Visa3. AUB Easy Mastercard4. EastWest Dolce Vita Titanium Mastercard5. RCBC Bankard Visa Infinite6. BDO ShopMore Mastercard7. BPI Amore Visa8. Security Bank Gold Rewards MastercardFinal ThoughtsDiscover other top credit cards in the Philippines: How to Choose the Right Credit Card for Shopping Picking a credit card can seem a bit tricky at first, but it’s actually easy and straightforward. Just look for these five features when you’re looking for the best credit cards for shopping. Generous credit card rewards program – The lower the required minimum spend for earning a point (i.e., 1 point per PHP 20 spend), the faster you can collect points and redeem rewards such as shopping vouchers/gift certificates, cash rebates, annual fee waiver, air miles, and more. Shopping rebates – Not all credit cards for shopping offer a rebate, but it’s a great money-saving feature for budget-conscious cardholders. Shopping promos and perks – Do check out the credit card promos for shopping of the banks you’re considering to get a…

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Credit Cards with Low Interest Rate in the Philippines

A common credit card myth that Filipinos believe is that all cards charge high interest rates. However, if you’re sure that you can make credit card payments in full and on time, the interest rate shouldn’t matter as much as the annual fee when choosing a card for you. However, if you tend to carry a balance every month, it’s practical to switch to a credit card with low interest rate. While it’s true that many cards have finance charges as high as 3.50%, you won’t be hard-pressed to find credit cards with low interest rate. All it takes is doing your research (and comparing your options to determine the best card). Lucky for you, here’s a quick list of credit cards with lowest interest rates in the Philippines that can help you save money on your credit card bill. Table of ContentsCredit Cards with Low Interest Rate in the Philippines1. EastWest Priority Visa Infinite2. AUB Gold Mastercard3. AUB Platinum Mastercard4. Metrobank M Lite Mastercard5. PNB-PAL Mabuhay Miles World Mastercard6. EastWest Platinum Mastercard7. BPI Family Savings Credit Card8. HSBC Premier Mastercard9. Maybank Gold VisaFinal Thoughts Credit Cards with Low Interest Rate in the Philippines 1. EastWest Priority Visa Infinite EastWest Priority Visa Infinite key features and benefits: Annual fee: No annual fee for life Rewards program: 1 rewards point for every PHP 10 purchase Minimum monthly income requirement: PHP 208,333 Among other credit cards with low interest rate, this card is the only one below 2%. Up to PHP 20 million travel accident and inconvenience insurance VIP airport lounge access Premium…

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multiple credit card benefits

Here’s Why You Should Have More Than One Credit Card

Many Filipinos would raise their eyebrows at the idea of having multiple credit cards. The fear of getting a credit card alone keeps people from signing up for a card. How much more getting two or more cards? Well, the idea isn’t that harmful as it looks. There are multiple credit card benefits to consider that may even turn your finances from bad to better. Table of Contents8 Multiple Credit Card Benefits1. Building a Better Credit Score2. Increased Aggregate Credit Limit3. Maximizing Credit Card Rewards and Cashback4. Being Prepared for Financial Emergencies5. Extra Cards as Backup6. More Secure Online Transactions7. Managing Multiple Credit Card Due Dates8. Organized Multiple Credit Card SpendingFinal Thoughts 8 Multiple Credit Card Benefits 1. Building a Better Credit Score Myth: Having more than one credit card is bad for your credit score. Fact: Multiple credit cards can actually improve your credit score. How so? Using two or more credit cards can help you maintain a low credit utilization ratio by spreading your spending across different cards. The utilization ratio is one of the crucial factors in calculating your credit score. The lower this ratio is (ideally below 30% at any given time), the higher your credit score becomes. This raises your chance of getting approved for a loan or another credit card. This shows lenders you’re likely to pay your debts. For example, your card has a PHP 10,000 credit limit and you have a PHP 5,000 balance on it. Your utilization ratio is 50% of your available balance (debt balance divided by credit limit) if…

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EastWest credit card promo 2019

Don’t Miss These EastWest Bank Credit Card Promos

Are you an EastWest Bank credit cardholder? Good news because we’ve listed down the best EastWest credit card promo offers for 2019. Enjoy exclusive discounts and freebies from dining, travel, and retail. See them below. Table of Contents10 EastWest Credit Card Promo Offers for 20191. Exclusive Dining Deals for Birthday Celebrants2. Save When You Shop Online3. Save up to P240,000 on Your Hyundai Down Payment4. Discount and Sweet Treats at The Dessert Museum5. 0% Interest on Installment at The SM Store6. P1,500 Off on Apple Accessories at Switch Stores7. Win up to 300,000 GetGo Points8. Exclusive Perks at Novotel Manila Araneta Center9. Accommodation and Dining Discounts at F1 Hotel Manila10. 30% Off at Las Casas Filipinas de AcuzarFinal Thoughts 10 EastWest Credit Card Promo Offers for 2019 1. Exclusive Dining Deals for Birthday Celebrants Free Buffet at Gen Korean BBQ House Eligible cards: All EastWest Bank credit cards Promo period: February 1, 2019 to January 31, 2020 Love Korean BBQ? Satisfy your unli samgyupsal craving on your birth month at Gen Korean BBQ House. You’ll be treated to a complimentary buffet and one carafe of cocktail or mocktail when you dine with four or more people and pay with your EastWest credit card. An advance booking and a valid ID is required for cardholders who want to avail of this EastWest credit card promo 2020. Free All-You-Can-Eat at Tori Ichi Yakitori & Bar Eligible cards: All EastWest Bank credit cards Promo period: June 1, 2019 to May 31, 2020 Have a tummy-filling party with at least three full-paying adults on your birthday or birth month!…

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Cashback vs Rewards Credit Cards: Which Should You Get?

Which would you rather have: a credit card that earns rebates or one that earns rewards points? Choosing between cashback credit cards and rewards credit cards isn’t as simple as that, though. Understand the pros and cons of each type of credit card, so you can pick the one that’s better for you. Table of ContentsWhat is the Difference Between Cashback and Rewards Credit Cards?Pros and Cons of Cashback Credit CardsAdvantages of Cashback Credit CardsDisadvantages of Cashback Credit CardsPros and Cons of Rewards Credit CardsAdvantages of Rewards Credit CardsDisadvantages of Rewards Credit CardsCashback vs Rewards Credit Cards: Which is Right for You?Who Should Get a Cashback Credit CardWho Should Get a Rewards Credit CardFinal Thoughts What is the Difference Between Cashback and Rewards Credit Cards? Before we get to the cashback vs rewards credit cards debate, let’s be clear on the differences between the two. Both of them offer rewards on credit card purchases to encourage cardholders to spend more. They just differ in the kind of rewards earned per purchase. Cashback credit cards are exactly what they’re called—you’ll get back a percentage of your purchase in cash when you use your card. Rewards credit cards earn points for every purchase made, which can be redeemed for a variety of rewards from the bank’s partner merchants. Now, to go deeper to the cashback vs rewards credit cards argument, let’s look at their pros and cons below. Pros and Cons of Cashback Credit Cards Advantages of Cashback Credit Cards Great for Saving Money The biggest benefit of using a cashback credit…

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The Perks of Using Credit Cards for Travel

What do you always use for your purchases when traveling: cash, credit card, or both? If you bring only cash on your trips, you’re missing out on the benefits of credit cards for travel. Cash is still king, especially when traveling abroad and in far-flung areas in the Philippines. But using cash alone exposes you to a lot of risks like theft. Having a credit card in your wallet can lessen those risks and serve as a backup when you run out of cash during your trip. Whether you spend your vacation locally or overseas, here are the different ways a credit card can help you and make you think twice about bringing just cash when traveling. Compare the pros and cons below. Table of Contents1. Saving Money on Your Trips Abroad2. Safer Than Cash3. More Convenient Than Cash4. Free Travel Insurance5. Travel AssistanceFinal Thoughts 1. Saving Money on Your Trips Abroad Do you often travel abroad? Rather than pay in cash, you can save a great deal of money if you use a credit card with no or low foreign transaction fee. Such credit card type provides better exchange rates than money exchange kiosks at the airport, ATMs, and even regular foreign exchange centers. Each time you convert from US Dollar or Philippine Peso to the local currency of the country you’re visiting, you lose your money’s value. But that won’t be a problem if you use a credit card with no foreign transaction fee. According to a WalletHub study, exchanging currency in cash costs travelers a lot more…

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Credit Card Rewards: When Do Points Expire?

Already racked up a year’s worth of credit card rewards points? You’re probably wondering whether you should redeem them now or later. The right timing for redemption depends on your credit card provider’s rewards program. For most rewards credit cards in the Philippines, points have no expiry and are valid as long as you meet certain conditions. So yes, you can hold on a little longer to those precious points if you want to. Table of ContentsWhen Do Credit Card Rewards Points Expire?Credit Card Rewards ValidityWill I Lose My Earned Points?My Credit Card Rewards Points are About to Expire. What Should I Do?Final Thoughts When Do Credit Card Rewards Points Expire? Before you redeem your credit card points, it’s important to know if your card qualifies for rewards, if your points are valid for redemption, and when they expire. Fortunately, most credit card providers in the Philippines don’t have an expiration date on their rewards programs. Only HSBC credit cards have a two or three-year expiry on rewards points. With non-expiring rewards, you can redeem points anytime as long as your credit card account is in good credit standing. Generally, good credit standing means the following: No violation of the credit card terms and conditions Paying credit card bills on time and in full, or at least the minimum amount due Active and valid credit card account Staying below credit card limit Credit Card Rewards Validity Here’s a table that shows the details of rewards validity per credit card issuer. Credit Card Providers Eligible Cards for Rewards Points Program Credit Card…

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9 Best Credit Cards for Filipino Millennials on a Budget

If you’re in your 20s or 30s looking for your first credit card, then you’re already one step ahead of other millennials who are wary of owning a plastic card. In itself, a credit card helps you manage your finances better than cash. Using one also helps build your credit history, which will come useful when you apply for a loan or another credit card in the future. But then choosing the best credit cards for millennials can be quite overwhelming, what with the many choices available in the Philippines. To trim down your options, look for credit cards with low annual fees (preferably cards that don’t charge this fee), low income requirement (especially if you’re earning PHP 15,000 or below), and rewards for the types of purchases you frequently make. Here are the top credit cards for millennials in the Philippines: Table of Contents1. AUB Easy Mastercard2. Citi Rewards Card3. Metrobank ON Internet Mastercard4. HSBC Gold Visa5. BPI Edge Mastercard6. Mango RCBC Mastercard7. Fully Booked RCBC Mastercard8. BDO Forever 21 Mastercard9. Metrobank Femme VisaFinal Thoughts 1. AUB Easy Mastercard Best for: Millennials who want affordable and flexible credit card payments Monthly income requirement: PHP 21,000 Annual fee: No annual fee for life Interest rate: 3.50% The AUB Easy Mastercard is one of the most inexpensive credit cards in the Philippines. Its annual fee is free for life, which means savings on your credit card payment. This credit card helps you manage your credit card bills and payment according to your budget by letting you choose how often (weekly, semi-monthly, or monthly), when,…

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Low Interest Rate on Credit Cards: 3 Ways to Reduce Your Card’s Rate

You’ve been trying to get out of credit card debt, but somehow you can’t even manage to bring it down. The high interest rate on your card could be blamed for it. You don’t have to be stuck with that rate forever, though. Consider these three options to get a low interest rate on credit cards. Table of Contents1. Negotiate a Lower Interest Rate on a Credit CardCheck and Improve Your Credit ScoreResearch Credit Card Offers from Other BanksContact the Bank to Ask for a Lower Interest RateBe Persistent2. Consider a Balance Transfer Credit CardHow to Find the Right Balance Transfer Credit Card3. Apply for a Credit Card Amnesty ProgramFinal Thoughts 1. Negotiate a Lower Interest Rate on a Credit Card How can you lower the interest rate on your credit card without getting a new one? Simple—ask, and you shall receive. Filipinos can negotiate a low interest rate on credit cards with banks—it’s actually easier than it seems. Never start a negotiation without any preparation. Here are some tips to keep in mind before asking the bank to lower the interest rate on your existing credit card. Check and Improve Your Credit Score The credit score is a critical piece of information that banks use for deciding on credit card approvals. You can also leverage your credit score to negotiate a low interest rate. Before you start calling the bank, check your credit score first. Financial experts recommend reviewing your credit report at least once a year. It won’t cost you a thing to request a copy from the…

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Save on Your Credit Card Bill: Avoid These 7 Credit Card Fees

“A credit card is expensive and often leads to unmanageable debt.” Agree or disagree? This is a common concern—and a big misconception—of the average Filipino about owning a plastic card. But credit cards don’t deserve such a bad rep. Just as money isn’t the root of all evil, a credit card in itself won’t drown you in debt. Rather, it’s how you choose and use it. Whether you already own a card or still looking for one, you should be thinking of ways to avoid—or at least reduce—your credit card fees. This can really help you save money on your credit card bill. Table of Contents5 Credit Card Fees to Avoid Through Financial Discipline1. Finance Charge2. Late Payment Fee3. Cash Advance Fee4. Over Credit Limit Fee5. Returned Check Fee2 Credit Card Fees to Avoid by Choosing a Card Wisely1. Annual Fee2. Foreign Transaction FeeFinal Thoughts 5 Credit Card Fees to Avoid Through Financial Discipline A recent MoneyMax.ph study echoes a glaring reality about credit card use in the Philippines: Only two in 10 Filipinos own a credit card. Lack of financial discipline was one of the top reasons that kept people from getting a credit card, the study found. A credit card is nothing to be scared of. If you use your card responsibly, you can stretch your budget because you won’t have to pay these five credit card fees. 1. Finance Charge The 2018 MoneyMax.ph Financial Life Survey results show that interest rates were the number one reason Filipinos didn’t have a credit card. This is another misconception that…

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Bad Money Habits That Ruin Your Credit Score

A credit score may not be as widely talked about in the Philippines as in other countries, but its importance can’t be underestimated. Your credit score spells the difference between getting approved and declined for a credit card or loan. Unknown to many, there’s an established credit information system in the Philippines through Republic Act 9510. This enables lenders to assess a borrower’s credit risk and decide how much to lend and at what interest rate. A critical factor in a lender’s credit decision is the credit score, which is computed based on a borrower’s payment history, types of credit used, and new accounts opened, among other criteria. Your financial habits cause your credit score to go up or down, affecting your chances of hitting your goals, like starting a business or buying a home or a car. Keep a good credit score by breaking any of these bad money habits. Table of Contents1. Making Late Payments2. Defaulting on Your Loan3. Stopping Your Credit Card Payment4. Maxing Out Your Credit Card5. Making Credit Card Cash Advances6. Closing Your Credit Card7. Not Using Your Credit Card At All8. Applying for Multiple Credit Cards or Loans9. Ignoring Your Credit ScoreFinal Thoughts 1. Making Late Payments Your credit payment history makes up 35% of your credit score. This includes late payments on your loans, credit card bills, and insurance premiums, as well as the amount and frequency of your payments. Procrastination is bad for your finances. The longer you delay your payments, the worse your credit score will be. Make sure to pay…

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Earn PAL Mabuhay Miles and Cebu Pacific GetGo Points Fast with These Credit Cards

For money-savvy travel junkies, finding easy ways to score free or discounted flights is a must-have skill. If you usually book flights with Philippine Airlines (PAL) or Cebu Pacific, it’s a good idea to get a credit card that will quickly earn you Mabuhay Miles or GetGo Points, which you can use to fly for free. Here’s an important tip when choosing a travel credit card: find out how many rewards points can be converted to an air mile. The best cards have a low point-to-mile conversion (1 rewards point = 1 air mile). In contrast, using a credit card that requires two or more rewards points for conversion to an air mile takes longer to earn and redeem PAL Mabuhay Miles or Cebu Pacific GetGo Points. Table of Contents7 Best Credit Cards to Earn PAL Mabuhay Miles and Cebu Pacific GetGo Points1. Citi PremierMiles Visa2. UnionBank Cebu Pacific GetGo3. UnionBank Cebu Pacific GetGo Platinum4. Metrobank Travel Platinum Visa5. PNB-PAL Live Miles Platinum MasterCard6. PNB-PAL Live Miles World MasterCard7. Please Platinum MasterCardComparison: Credit Cards for Mabuhay Miles and GetGo PointsFinal Thoughts 7 Best Credit Cards to Earn PAL Mabuhay Miles and Cebu Pacific GetGo Points Check out these air miles credit cards in the Philippines that let you quickly collect Mabuhay Miles, GetGo Points, or both. 1. Citi PremierMiles Visa Key Features and Benefits: Ideal for: Travelers looking to fly faster with PAL and Cebu Pacific through their respective loyalty programs How to earn air miles: 1 Mabuhay Mile or 1 GetGo Point = PHP 30 local and overseas purchase Minimum annual…

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Credit Cards in the Philippines: A Complete Guide for Expats

Been living in the Philippines as an expat for some time now and planning to stay for long? Getting a Philippine-issued credit card is a critical part of managing your finances. It will make living in your second home a lot easier and safer than always paying in cash. While many transactions in the Philippines are cash-based, credit cards are still useful. You can use a credit card in big malls, upscale hotels and restaurants, gas stations, pharmacies, and other businesses with a Visa or Mastercard signage. Credit cards are also used for electronic transactions such as online shopping, booking flights and hotels, and utility bills payments. Even if you already have a card from your home country, it makes sense to get a locally-issued credit card for practical reasons. Some businesses in the Philippines, especially the smaller ones, don’t accept international credit cards as a payment mode. If you have American Express, Discover, or Diners Club, you won’t be able to use it as much as a Visa or Mastercard. Credit cards in the Philippines are also less expensive to use locally than international cards. For one, you won’t be paying a foreign transaction fee for every purchase charged to a local credit card. Learn more with this comprehensive credit card guide for expats in the Philippines. Table of ContentsHow to Choose a Credit Card to Fit Your New Life in the PhilippinesTips on Choosing a Credit CardHow Expats Can Apply for a Credit CardList of Banks that Issue Credit Card to ExpatsCredit Card Requirements for Expats in the…

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Co-branded Credit Cards: Should You Get One?

Are you a loyal customer of a particular brand? Using a co-branded credit card will help you save money and maximize rewards on your purchases. To fully appreciate the value of co-branded credit cards and use them to your advantage, it’s important to understand how they work. Here’s what you need to know about co-branded credit cards in the Philippines. Table of ContentsWhat are Co-branded Credit Cards?How do Co-branded Credit Cards Work?What are the Benefits of a Co-branded Credit Card?Should You Sign Up For a Co-branded Credit Card?What are the Available Co-branded Credit Cards in the Philippines?BDO Co-branded Credit CardsBPI Co-branded Credit CardsCitibank Co-branded Credit CardsEastWest Bank Co-branded Credit CardsMaybank Co-branded Credit CardMetrobank Co-branded Credit CardsPNB Co-branded Credit CardsRCBC Co-branded Credit CardsUnionBank Co-branded Credit CardsFinal Thoughts What are Co-branded Credit Cards? Co-branded credit cards offer brand-specific benefits to loyal customers of a retail brand or members of an organization. Banks in the Philippines issue these cards in partnership with malls, airlines, oil companies, car dealerships, restaurant chains, clothing retailers, universities, alumni associations, and charities. Typically, co-branded cards bear the logos of the credit card network[1] (Mastercard, Visa, American Express, etc.) and the partner brand. Some cards also carry the issuing bank’s logo. How do Co-branded Credit Cards Work? Co-branded cards work just like any regular credit card. Even if a card is jointly issued with a particular merchant, you can use it at any retailer that accepts cards from the bank or credit card network. What makes co-branded credit cards different from other cards is that on top of standard benefits,…

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7 Wrong Reasons to Get a Credit Card

Tempted to apply for a credit card? Make sure you do it for good reasons. Before signing up for a credit card, check your motivations first. Does one of these reasons to get a credit card resonate with you? If so, it might not be the best time yet to become a credit cardholder. Table of Contents1. The Low Minimum Payment is Tempting2. You Just Want the Perks3. All Your Friends Have Credit Cards4. You Need to Borrow Money5. You Want to Make a Big Purchase That You Can’t Save Up For6. Your Current Credit Card is Almost Maxed Out7. You’re “Pre-Approved” for a Credit CardFinal Thoughts 1. The Low Minimum Payment is Tempting One of the most enticing features of a credit card is its very low required minimum payments. Some banks charge only a minimum of 3% to 10% of what a credit cardholder actually owes. Seems easy on the pocket, right? But thinking you’re ready to own a credit card just because you can afford the minimum amount due[1] can set you up for a huge financial mistake. If you just pay the minimum amount due every month, you’ll be paying a higher interest over time. You should be thinking instead in terms of whether you can pay off the full balance every month. 2. You Just Want the Perks Some credit cards come with certain perks or rewards that are so irresistible you want to grab them right away. Sign-up bonuses, in particular, attract people into getting a credit card. Nothing wrong with wanting to take…

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12 Ways to Get a Flight Upgrade Without Paying Extra

Dreaming of flying lavishly on a first or business class flight without having to pay the hefty price tag? Being nice and doing a little flirting with the cabin crew are some ways to score an upgrade on your flight. However, if these don’t work for you, Skyscanner[1] has a few more handy travel hacks and industry insider tips that will help you bump up to first or business class. Read all about them below. Table of ContentsAsk and say “please” and “thank you”Take advantage of loyalty pointsDress to impressAvoid peak seasons Share your flight issuesGet an upgrade for good reasonInform them about special occasionsEnjoy flying soloTiming is everything Consider flight upgrade auctionsStay informed Don’t let delays get the best of you Ask and say “please” and “thank you” Sometimes, a smile and a positive attitude can go a long way. Simply ask the airline’s agent to be considered or listed if flight upgrades are being granted for your trip. While it seems a pretty simple trick, a friendly approach can do wonders for almost everything in life, including air travel. Just don’t forget to say the magic words, “please” and “thank you”, and top it with a friendly and genuine smile. Take advantage of loyalty points Joining an airline’s frequent flyer is a sure-fire way to score flight upgrades for your future trips. Remember, airline companies reward loyalty points and the first cluster of free flight upgrades will most definitely go to their loyal frequent flyers. Dress to impress Trust us, you have a better chance of scoring a flight upgrade if you…

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Max Investigates: The BPI Express Online Banking Experience Review

As the third largest bank in the Philippines with more than eight million depositors, BPI serves a lot of clients during peak periods. BPI clients who want to avoid the long lines at their branches and ATMs have an alternative: BPI Online banking. All BPI and BPI Family Savings Bank clients can access the online banking platform 24/7 and free of charge. To date, more than 1.4 million customers are active Express Online users. Read More: BPI Online Banking Guide: How to Register, Send Money, Pay Bills, and More 15 Mobile Banking Apps to Manage Your Accounts Better UnionBank Online Banking: How to Bank Using Your Smartphone What is the BPI online banking experience like? Is it worth using? Here’s a detailed look at the BPI Express Online to help you decide. NOTE: This is the first in a series of articles by MoneyMax.ph that explore and probe deep into the online banking experience provided by the leading banks in the Philippines. Table of ContentsBPI Express Online EnrollmentWho Can Enroll?Is It Easy to Register Online?Any Issues with Enrolling in BPI Express Online?BPI Express Online Banking ServicesNotable BPI Online Banking FeaturesLog-in ProblemsTransaction-Related Issues1. Trouble viewing statement of account2. Bills payment issueBPI Online Banking Access ProblemsNotable BPI Online Banking Security Features1. Password Protection2. Pre-enrollment for Critical Transactions3. Log-in Email Notification4. Email Confirmation Alert5. ATM Withdrawal AlertReported BPI Online Banking Security ThreatsFinal ThoughtsStay tuned for the next articles in our Max Investigates series! BPI Express Online Enrollment Who Can Enroll? To open an Express Online account, you need to have a deposit account, credit…

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Best Credit Cards to Earn AirAsia BIG Points

    Flying to a local or international destination has become cost-efficient thanks to low airfares and loyalty programs. Unlike in the past, Filipinos can now fly to their chosen destination for less than a thousand pesos. Loyalty programs, on the other hand, reward members with points, which they can convert to miles and use to book a flight. Speaking of loyalty programs, one you should not miss is AirAsia BIG Loyalty program. Launched in 2011, BIG Loyalty does not only aim to provide low flight fares but also a more seamless booking and flying experience to all members. Here are just some of the benefits you can receive when you sign up for Air Asia BIG: Redeem trips to over 130 AirAsia destinations Priority access to sales Fixed points redemptions Exclusive partner promos and offers AirAsia BIG also partner with financial institutions (like MoneyMax.ph) to offer more sulit deals to their customers. If you’re planning to apply for an Airasia credit card, today is a great day to do so. With the following, you can double your AirAsia BIG points and fly to your dream destination in no time. Choose the one that suits you best and don’t forget to click the apply button. Table of ContentsRCBC Credit Cards RCBC Bankard ClassicRCBC Bankard Gold VisaRCBC Bankard Diamond Card Platinum MastercardRCBC Bankard Black Card Platinum MastercardRCBC Bankard World MastercardRCBC Bankard Infinite VisaBPI Credit Cards BPI Blue MastercardBPI Edge MastercardMaybank Credit Cards Maybank Standard MastercardMaybank Gold MastercardMaybank Platinum Mastercard RCBC Credit Cards  RCBC Bankard Classic Ideal for: Young professionals who enjoy financial independence AirAsia…

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Don’t Miss Out on These Credit Card Promos for June 2018

    Summer is already here and you’re probably planning your trips with family and friends. Make the season more memorable by booking a hotel room, flying to a unique destination, or simply dining out. Do all of these without spending much by taking advantage of the following credit card promos. Swipe your card to the most sulit deals we’ve compiled below! Table of ContentsBDO50% off on All Home appliances and furnitureBPI50% off from Fairmont and Raffles MakatiCITIBANKFree Booky subscriptionSECURITY BANK30% Bonus AirAsia BIG PointsFinal Thoughts BDO 50% off on All Home appliances and furniture Upgrade your home and enjoy a 50% discount when you purchase select appliances and furniture from All Home. Hurry! Promo runs until July 15 only. Qualified cards: BDO Mastercard, VISA, JCB, Diners Club, and UnionPay Credit Cards BPI 50% off from Fairmont and Raffles Makati Save money on your staycation by dining and booking a room with Fairmont and Raffles Makati using your BPI credit card. Enjoy up to 50% off until June 30. CITIBANK Free Booky subscription Subscribe to Booky using your Citi credit card to receive a free 3-month subscription. Enjoy up to PHP 20,000 worth of deals and discounts when you subscribe before June 30. SECURITY BANK 30% Bonus AirAsia BIG Points Convert your Security Bank rewards points into AirAsia BIG points and receive 30% more. Promo is available every Monday from April 2 to June 25 only. Final Thoughts Use your credit card wisely and make sure that you earn points and rebates while at it. Know the latest credit card promos by…

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10 Beach Resorts That Accept Credit Cards

Summer is already here and you’re probably searching for beach resorts to spend your vacation. With so many beautiful beaches and unique accommodations in the Philippines, finding one that suits your needs isn’t really that difficult. However, finding one that suits your budget can be quite a challenge. Fortunately, there are beach resorts near Metro Manila that accommodate credit card payments. They may be few but it helps to know that such establishments can make your vacation more convenient. Whether you’re planning to surf up north or just chill in the south, here are 10 beach resorts that accept credit card payments. Table of ContentsBalerCosta Pacifica[1]L’Sirene Boutique Resort[2]BatangasCoral Beach Club[3]La Chevrerie[4]Acuaverde Beach Resort[5]Puerto GaleraThe Manor[6]Tropicana Castle Resort[7]La UnionKahuna Resort[8]San Juan Surf Resort[9]ZambalesCrystal Beach[10]Final Thoughts Baler Long drives are worth it, especially if you’re heading to Baler. This municipality in Aurora is famous for its year-round waves, attracting surfers from various parts of the world. Costa Pacifica[1] Located right in front of Sabang Beach, Costa Pacifica is a favorite by many tourists and locals due to their spacious rooms and modern interiors. Here, guests can enjoy beach and garden views while relaxing on a daybed inside their room. Meeting and banquet facilities are also available for big groups. Costa Pacifica honors senior citizens, PWD, and diplomat discounts. Rate per night: PHP 4,600 to PHP 14,600 Amenities: complimentary breakfast, outdoor pool, car rental, free Wi-Fi, free parking L’Sirene Boutique Resort[2] If you’re looking for a place to bum while enjoying a bottle of beer, head on to L’Sirene Boutique Resort. Their rooms…

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