All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

Co-branded Credit Cards: Should You Get One?

Are you a loyal customer of a particular brand? Using a co-branded credit card will help you save money and maximize rewards on your purchases. To fully appreciate the value of co-branded credit cards and use them to your advantage, it’s important to understand how they work. Here’s what you need to know about co-branded […]

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7 Wrong Reasons to Get a Credit Card

Tempted to apply for a credit card? Make sure you do it for good reasons. Before signing up for a credit card, check your motivations first. Does one of these reasons to get a credit card resonate with you? If so, it might not be the best time yet to become a credit cardholder. 1. […]

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Avoid Maxing Out Your Credit Card with These 7 Tips

It’s much easier to overspend with a credit card than cash. You go to the mall to buy just one item with your card, but then you end up spending more than what you’ve planned. Alas, your budget gets ruined, and now you’re dreading your next billing statement. Can you relate? You might not know […]

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Max Investigates: The Metrobank Direct Online Banking Experience

Metrobank, the second largest bank in the Philippines, provides its customers an alternative to its over-the-counter banking transactions via the Metrobank Direct Online facility. If you’re a Metrobank accountholder who’s considering to register for an online account, it’s good to know what to expect of the bank’s electronic banking services. Will you be in good […]

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Ready for Your First Credit Card? A Quick Guide for Beginners

Is getting your first credit card a part of your #adulting goals? That plastic card can be a great tool for building your credit history and managing your finances as a young professional. But don’t dive into it yet without doing your homework. Know what it takes to get the right credit card for beginners […]

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12 Ways to Get a Flight Upgrade Without Paying Extra

Dreaming of flying lavishly on a first or business class flight without having to pay the hefty price tag? Being nice and doing a little flirting with the cabin crew are some ways to score an upgrade on your flight. However, if these don’t work for you, Skyscanner has a few more handy travel hacks […]

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Max Investigates: The BDO Online Banking Experience

BDO, currently the largest bank in the Philippines, is the only bank in the country with branches in malls that are open after regular banking hours on weekdays and even on weekends. However, you’ll rarely see a BDO branch that isn’t packed with customers waiting in line. People who are too busy and impatient to […]

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Max Investigates: The BPI Express Online Banking Experience

  As the third largest bank in the Philippines with more than eight million depositors, BPI serves a lot of clients during peak periods. BPI clients who want to avoid the long lines at their branches and ATMs have an alternative: the BPI Express Online website. All BPI and BPI Family Savings Bank clients can […]

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The Pros and Cons of Having Multiple Credit Cards

When owning credit cards, which is better: “the more, the merrier” or “less is more”? Thinking if you should get a second, third, or fourth card? It’s tricky to decide whether or not to have multiple credit cards, as it has both its pros and cons. Your needs, financial situation, and spending habits must be […]

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Best Credit Cards to Earn AirAsia BIG Points

    Flying to a local or international destination has become cost-efficient thanks to low airfares and loyalty programs. Unlike in the past, Filipinos can now fly to their chosen destination for less than a thousand pesos. Loyalty programs, on the other hand, reward members with points, which they can convert to miles and use […]

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Don’t Miss Out on These Credit Card Promos for June 2018

Summer is already here and you’re probably planning your trips with family and friends. Make the season more memorable by booking a hotel room, flying to a unique destination, or simply dining out. Do all of these without spending much by taking advantage of the following credit card promos. Swipe your card to the most sulit […]

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10 Beach Resorts That Accept Credit Cards

Summer is already here and you’re probably searching for beach resorts to spend your vacation. With so many beautiful beaches and unique accommodations in the Philippines, finding one that suits your needs isn’t really that difficult. However, finding one that suits your budget can be quite a challenge. Fortunately, there are beach resorts near Metro […]

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Have You Tried These 4 Hacks to Save Money on Gas?

Fuel price hikes are a reality motorists in the Philippines can’t escape. Adding fuel to the fire is the tax reform or TRAIN law implementation early this year. Fuel and other car-related expenses are getting more expensive. As of March 2018, the average gasoline and diesel prices have reached PHP 52.42 and PHP 40.30 per liter, […]

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Getting Calls from Credit Card Agents? Remember These Dos and Don'ts

Ever received a phone call from a credit card agent? The experience could be quick and breezy on one hand or messy and stressful on the other. Generally, credit card agents are either sales agents trying to persuade a customer into getting a credit card or collection agents trying to get delinquent credit cardholders to […]

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No Income Documents? 3 Credit Card Alternatives to Consider

    If you’re a freelancer, stay-at-home mom, college student, fresh graduate, or just someone without a stable income (or no income at all), you know how hard it is to qualify for a credit card. Most credit cards in the Philippines require proof of income such as payslips, certificate of employment, income tax return, […]

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7 Awesome Credit Card Promos for New Cardholders This 2018

To attract more customers, some banks offer credit card promos with rewards for shopping, dining, travel, and entertainment. Here are some credit card sign-up promos worth looking into if you’re on the hunt for a new credit card. BDO Credit Card Promos 1. Shopping Reward for New BDO Platinum Mastercard Owners Using your new BDO Platinum Mastercard allows […]

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Credit Card Payment and Fees Every Cardholder Needs to Understand

The importance of checking and understanding the fine print cannot be stressed enough when researching your credit card options or applying for one. Take time to understand the credit card payment and fees, so you can use your credit card without any problems and avoid unnecessary expenses. Terms Related to Credit Card Payment Minimum Amount […]

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5 Reasons Why You Should Never Miss a Credit Card Payment

It’s that dreaded time of the month—your credit card bill arrives, and you aren’t sure if you can pay off your total balance. You have other priorities on your budget, so missing a credit card payment becomes an irresistible option. It won’t hurt as much as losing electricity when you don’t pay your utility bills. Yes, […]

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5 Best Credit Cards for Overseas Spending

Credit cards that bear the logo of Mastercard, Visa, or American Express are most likely accepted as a payment mode for transactions around the world. Yes, nobody’s stopping you from swiping your card—the only problem is that it can be really costly if you’re using just a regular card. A number of credit cards in the […]

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10 Credit Cards for Young Entrepreneurs in the Philippines

Unless you have millionaire parents, you need to find a way to fund your new business venture on your own. Even if dad and mom got deep pockets, asking or borrowing money from them to run your enterprise doesn’t sound like a good idea. Having your own business means independence, so consider it as a […]

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