All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

Low Interest Rate on Credit Cards: 3 Ways to Reduce Your Card’s Rate

You’ve been trying to get out of credit card debt, but somehow you can’t even manage to bring it down. The high interest rate on your card could be blamed for it. You don’t have to be stuck with that rate forever, though. Consider these three options to get a low interest rate on credit […]

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How to Avail of Credit Card Amnesty Program in the Philippines

Dead-worried about the credit card debt you haven’t paid off for a long time? Stop stressing out and start dealing with it. You can apply for an amnesty program for credit card debt. A credit card amnesty program in the Philippines allows cardholders with unpaid balances to settle their debt at a lower interest rate […]

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Earning Below P20,000? Consider These Low-Income Credit Cards

Can you really get a credit card even with a low salary? Yes! Whoever says that only people with high-paying jobs can qualify for a credit card is mistaken. That’s a common credit card myth that has to be debunked. What is a Credit Card for Low Income Earners? While a higher income raises one’s […]

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Catch These 26 BDO Credit Card Promos for 2018

Are you a BDO cardholder looking for credit card promo offers this 2018? You’re in for a treat! BDO offers plenty of sign-up, dining, hotel, travel, shopping, and other exciting rewards for its customers. Picking only 10 of the best BDO credit card promo offers would leave out other equally great deals. So here’s a […]

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5 Easy Ways to Check Your Credit Card Balance

Regularly checking your credit card balance and billing statements lets you know how much you can still spend for the month using your card, helping you avoid exceeding your credit limit. However, you can’t always rely on the monthly billing statements you receive via mail. Either they arrive late or get lost. That’s an easy […]

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Save on Your Credit Card Bill: Avoid These 7 Credit Card Fees

“A credit card is expensive and often leads to unmanageable debt.” Agree or disagree? This is a common concern—and a big misconception—of the average Filipino about owning a plastic card. But credit cards don’t deserve such a bad rep. Just as money isn’t the root of all evil, a credit card in itself won’t drown […]

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My Credit Card Application Was Denied. What Should I Do?

Turned down for a credit card? It’s natural to be disappointed and paranoid—what if you’re rejected again on your next credit card application? But you don’t have to wallow in despair. Just because you’re denied for a credit card doesn’t mean you can’t be approved in the future. You can take steps to ensure that […]

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Bad Money Habits That Ruin Your Credit Score

A credit score may not be as widely talked about in the Philippines as in other countries, but its importance can’t be underestimated. Your credit score spells the difference between getting approved and declined for a credit card or loan. Unknown to many, there’s an established credit information system in the Philippines through Republic Act […]

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Why Pay Your Credit Card Bill in Full Every Month?

When paying your credit card bill, you can choose either the total or minimum amount due. Do you always pay your full balance or just the minimum per month? Some cardholders pay only the minimum balance because it’s easier on the budget. Banks in the Philippines require a monthly credit card payment of at least […]

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Take Advantage of These BPI Credit Card Promos in 2018

Over half of the year has already passed—this means you have only about five months left to enjoy a BPI credit card promo for 2018. Don’t let your purchases with your BPI card go without taking advantage of the rewards you deserve as a cardholder. 8 BPI Credit Card Promo Offerings in 2018 Enjoy discounts, […]

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Earn PAL Mabuhay Miles and Cebu Pacific GetGo Points Fast with These Credit Cards

  For money-savvy travel junkies, finding easy ways to score free or discounted flights is a must-have skill. If you usually book flights with Philippine Airlines (PAL) or Cebu Pacific, it’s a good idea to get a credit card that will quickly earn you Mabuhay Miles or GetGo Points, which you can use to fly […]

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Tap and Go: Everything You Need to Know about Contactless Credit Cards

Ever tried tapping your credit card to pay for your purchases and bills? Yes, you read it right—some cards are tapped rather than swiped or dipped. These innovative payment tools are called contactless credit cards. Contactless payment isn’t exactly new in the Philippines. As early as 2013, Filipinos have been using contactless credit, debit, and […]

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Credit Cards in the Philippines: A Complete Guide for Expats

Been living in the Philippines as an expat for some time now and planning to stay for long? Getting a Philippine-issued credit card is a critical part of managing your finances. It will make living in your second home a lot easier and safer than always paying in cash. While many transactions in the Philippines […]

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How Risky is a Credit Card Cash Advance?

Wondering if you can get cash from your credit card? Yes, it’s possible through a credit card cash advance that allows you to withdraw money from an ATM or a bank branch. But just because you can doesn’t mean you should. A cash advance is a convenient yet expensive way to borrow money. When you […]

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Citibank Credit Card Application: An Easy 5-Step Guide

Citibank is known for its fast credit card approval and delivery time. It takes only one to two weeks to get approved for a Citibank credit card online and a few days to receive your new card. In contrast, other banks make you wait for a month or longer to process your application, and another […]

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Co-branded Credit Cards: Should You Get One?

Are you a loyal customer of a particular brand? Using a co-branded credit card will help you save money and maximize rewards on your purchases. To fully appreciate the value of co-branded credit cards and use them to your advantage, it’s important to understand how they work. Here’s what you need to know about co-branded […]

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7 Wrong Reasons to Get a Credit Card

Tempted to apply for a credit card? Make sure you do it for good reasons. Before signing up for a credit card, check your motivations first. Does one of these reasons to get a credit card resonate with you? If so, it might not be the best time yet to become a credit cardholder. 1. […]

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Avoid Maxing Out Your Credit Card with These 7 Tips

It’s much easier to overspend with a credit card than cash. You go to the mall to buy just one item with your card, but then you end up spending more than what you’ve planned. Alas, your budget gets ruined, and now you’re dreading your next billing statement. Can you relate? You might not know […]

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12 Ways to Get a Flight Upgrade Without Paying Extra

Dreaming of flying lavishly on a first or business class flight without having to pay the hefty price tag? Being nice and doing a little flirting with the cabin crew are some ways to score an upgrade on your flight. However, if these don’t work for you, Skyscanner has a few more handy travel hacks […]

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Max Investigates: The BDO Online Banking Experience

BDO, currently the largest bank in the Philippines, is the only bank in the country with branches in malls that are open after regular banking hours on weekdays and even on weekends. However, you’ll rarely see a BDO branch that isn’t packed with customers waiting in line. People who are too busy and impatient to […]

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