What to do When You Want to Sell Your Car

Cars these days are made to last longer, so cars that are sold second-hand may still have a high market value. This can also be due to proper car maintenance and careful handling of the vehicle. Here are a few things you’ll want to do when you want to sell your car. Table of ContentsIn preparationSelling the carFinal thoughts In preparation If you’re planning to sell your car, it’s important to know how much its value has depreciated. According to PF & Investing, the average vehicle loses between 18 to 28 percent of its value in the first year that it rolls off the lot, and 50 to 70 percent after the first five years. That’s the first thing you’ll want to keep in mind. If you’re sure that you want to sell your car, you need to make sure that it’s been fully paid for, and that there aren’t any outstanding fees on it. Be on top of is the car’s condition because the price you set will be dependent on it. Andy Luterio wrote in an article for Top Gear Magazine that a car’s parts will start to wear after 60,000 to 70,000 km, which means that you should check your car for any repairs needed. If you weren’t doing preventative maintenance on the car, this is going to be priced higher. Once you’re sure that the internal parts are all working, give your car one last wash. Give it a wax and wash treatment, and clean the rims and tires. If the floor mats look worn out, you’ll want to replace those too….

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How to buy Car Insurance for OFWs

Buying a car takes time because it’s expensive and comes with a lot of responsibilities. A lot of OFWs think about buying a car for their personal use in the Philippines. Some OFWs will go as far as buying a fleet of cars to start their own transport business, or sign up for one of the many ride-sharing apps available in the country. Many OFWs leave the country for their families. These remittances contribute 13.5% to the country’s growth, according to the BSP. Some will get a home, support their families, and some will purchase cars. Table of ContentsHow does it happen?The insurance componentFinal Thoughts How does it happen? Most OFWs won’t be in the Philippines when their car is purchased. Most will simply ask their family members who are of age to deal with the purchase and registration of the vehicle itself. If you’re working abroad, the car you want may not be available in the Philippines. Your best bet of acquiring the car is going to local websites of car dealers. Determine whether you want to buy a new or secondhand one. You won’t inspect the car, so have who is buying the car send you photos. An important thing to note is that because you aren’t physically present, your representative will require a letter authorizing them to make the purchase on your behalf, along with your identification, confirming your status as an OFW. The purchase itself will require a Special Power of Attorney, as your representative will have to collect documents, the money from the loan (if you took one out), and sign contracts on your behalf. The insurance component It is required to get a Third-Party Liability cover…

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Why Should I Join a Car Club?

Everyone wants a community where they belong. For some, it’s in the quiet of a living room and discussing of a book. It can be a small Facebook page for people who are agonizing that Game of Thrones won’t be back for a year.  For others, it is the smell of grease and the rumbling of engines together with car enthusiasts. Were you thinking of finding one community for yourself when you bought a car? Car clubs exist for the intrepid enthusiast, and you can consider joining one. Table of ContentsWhat is a car club?Why join one?What other benefits could you get?Final Thoughts What is a car club? Historically, car clubs were non-profit (most still are) organizations that gathered car enthusiasts. These clubs were especially popular in the US during the 60s, and were sometimes organized by car dealerships. These days, more clubs have an online presence that allows people who are into cars that are more niche models to come together to share stories and love for their vehicles. Why join one? A car club is a great resource. If you’re interested in a particular model, there won’t be a better place to ask about it than a car club on it. Joining a car club also gets you access to a lot of information about not just about cars, but parts, service centers, and other deals that are hard to find such as a 30% discount on car batteries and dealership discounts. There are also non-car related companies that sponsor group discounts exclusively for car groups such as…

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No Luxury Cars for Duterte Administration

With president-elect Rodrigo Duterte taking office today, it comes to mind that he previously promised that his administration would practice austerity. He has also stated that his first 180 days implementing major changes to many areas that have been deemed in need of urgent improvement. One of these changes – and in keeping with his plan to have his cabinet practice austerity, he plans on removing luxury cars from the vehicle pool of the government’s offices and replacing them with other SUVs instead. While Duterte will have access to a Mercedez-Benz, it’s specified as a state vehicle and is bullet-proofed as part of the president’s security detail. Read more: The Most Expensive Cars to Insure in the Philippines 21 Cheapest Cars in the Philippines You Can Buy in 2021 10 Filipino Celebrities and Their Cars Table of ContentsLuxury in the GovernmentChanging timesSimplicityFinal Thoughts Luxury in the Government The news of this particular change came from one of Duterte’s top aides, Christopher Lawrence Go, who expressed that the president plans to stop the use of luxury vehicles for official use. He said that the president plans to have officials use large-load vehicles such as the Avanza or the Crosswind. The use of luxury vehicles as official transport for officials has long been a point of contention for the government, with allegations of corruption and misuse of public funds to purchase luxury cars to add to personal collections. One of the more famous allegations coming out of now-former president Benigno Aquino III’s purchase of a Porsche, which caused a lot of backlash, in spite of the fact that it was a personal…

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The Benefits of the No Garage, No Car Policy

Vehicular traffic is an ever-increasing problem in the country, with a majority complaining about the fact that commuting via car can take longer than a flight across it would. The number-coding system in place doesn’t help as well as it used to, given that the NCR is now home to nearly 2.5 million registered vehicles according to CAMPI. The traffic problem is further compounded by people who own cars that end up double-parking on narrow streets because they don’t have a parking space. It is to attempt to reduce this problem that lawmakers are proposing a no garage, no car policy – those who wish to register a vehicle must also prove they have a parking space for it. Table of ContentsWhat is it?How it worksHow it can helpFinal Thoughts What is it? House Bill 5098, better known as the Proof of Parking Space Act, is a measure that proposes that car owners need to secure a parking space before the Land Transportation Office (LTO) allows them to register the vehicle. While the Bill itself isn’t seeing active implementation, it is molded after similar measures that have seen great success in other car-congested cities like India and Japan. The bill was proposed last 2015, to great support from leading legislators and local government leaders, like Quezon City’s Mayor Herbert Bautista. It also has arguments against it, with some speakers arguing that it would limit those who have the means and want to purchase a car. Read more: No Luxury Cars for Duterte Administration Saving on Car Expenses with James Deakin…

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How to Apply for a Car Loan

  350,000 units – that’s the projection of the Chamber of Automotive Manufacturers of the Philippines, Inc. (CAMPI) as to the number of cars that will be sold this year. It’s 12.9% higher than last year’s projection of 310,000. Are you one of those planning to by a car this year? Unless you have a million or more pesos to spare in the bank, you’ll most likely be applying for a car loan. If you’re at a loss on where to start when it comes to car loans, you’ve come to the right page. Below is a step by step on how to apply for a car loan and where you can go to apply: Table of ContentsWhere to Apply for a Car LoanHow to Apply for a Car Loan1. Research 2. Fill up application form3. Show your documentsFinancing your dreams Where to Apply for a Car Loan The following financial institutions offer car financing: BDO Unibank, Inc. (BDO) Down payment: minimum 20% of purchase price Maximum car age: up to 6 years old Minimum household monthly income: PHP 50,000 Payment terms: 12-60 months Bank of the Philippine Islands (BPI) Down payment: minimum 20% of purchase price Maximum car age: up to 5 years old Minimum household monthly income: PHP 30,000 Payment terms: 12-60 months EastWest Bank Down payment: not stated Maximum car age: not stated (for secondhand vehicles, units to be brought in for appraisal) Minimum household monthly income: PHP 40,000 Payment terms: 12-60 months Maybank Down payment: minimum 20% of purchase price Maximum car age: up to 10 years old Minimum household monthly income: not stated (employed or self-employed for at least 2 years) Payment terms: 12-60 months Metrobank Down payment: minimum 20% of purchase price Maximum car age:…

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Is It Better To Buy Car Parts Online?

Car repairs can take a big chunk off one’s budget. Some people tend to forego routine maintenance checks and wait until the car breaks down before they send it to the  repair shop. Maintaining and repairing a car is costly, so people take the corrective and not the preventive approach when it’s supposed to be the other way around; however, with a few hacks, you can save money. One way to decrease expenses on car servicing is to buy the car parts yourself to avoid markups. Read more: 11 Car Care Tips to Protect Your Vehicle During Typhoon Season Even more and with the surge of technological innovation, you can even shop for car parts online. This further trims down your expenses and comes with additional benefits. Is it really better to buy car parts online? As with anything, online shopping comes with both pros and cons, so it is really all up to you. Before you decide, here are the pros and cons of buying car parts online: Table of ContentsProsConsYay or nay? Pros You save money Aside from avoiding markups on parts, buying car parts online can save you money by waiving shipping fees and avoiding fuel expenses from leaving your house and taking your car out. You can do everything with just a click of a button and within the comfort of your home. Related: 7 Surprising Ways to Save on Car Insurance You can choose from a variety of car parts One of the main perks of shopping online is having the option to choose. You have a variety of parts…

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When was your car repair payment not worth it?

Car ownership is a huge responsibility. It’s even a sign of adulthood for some. Driving a vehicle takes discipline and practice. If you’re a car owner, you have the responsibility to keep you, your passengers, and your car safe on the road. More than that, car ownership also incurs added expenses, gas, toll fees, and maintenance to name a few. Yearly, it’s important to have your vehicle checked for any issues. You don’t want to lose your main mode of transportation in the middle of a very busy week. For some, losing a car temporarily can feel like losing an arm and a leg, so the bottom-line is that it’s important to have your car repaired regularly. However, there are times when you do get your car serviced – only to receive a billing statement that is much more than what you expected and budgeted for. In this scenario, you end up asking yourself if the repair was really worth it, so now the question is, ‘When was your car repair payment not worth it?’ Here are three situations when, unfortunately, it would have been better not to repair your car and instead buy a new one: Table of ContentsIt didn’t extend the life of your carIt’s a quick fixYour repair costs are greater than the book value of the car It didn’t extend the life of your car If your car is only three years old and then some parts need to be replaced, then doing so can add years to your car; however, if your vehicle has passed 10 years and you expect more repairs in the…

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5 Tips to Save on Car Repairs

Owning a car is a huge responsibility. You need to have it cleaned (or do it yourself) on a regular basis; you need to make sure the parts are working properly; you need to be responsible enough and know how to drive defensively to avoid road accidents; and of course, you need to take note of your car expenses and budget for it and prepare for situations that may require you to shell out money. Car repair shops, depending on the service, is costly. Whilst driving, you may hear a weird sound you’ve never heard before because it’s been a while since you had your car checked. Maybe you don’t want to spend on repairs because you don’t have the budget or you’re just too busy and can’t afford not having a car. Not only is it stressful not having a car to drive but you’d have to pay for the check-up; however, it’s best to be preventive rather than corrective. If your car is making a sound or there’s something that feels different when you drive, it’s best to have it checked and repaired immediately. If you forego this because you don’t want to spend or you don’t have the time, you might end up spending more in the long run. Read more: Car Won’t Start? Troubleshooting Tips for Each Car Breakdown Symptom Table of Contents5 Tips to Save on Car RepairShop aroundFind a place you trustPurchase the parts yourselfHave regular preventive maintenanceD-I-Y 5 Tips to Save on Car Repair Shop around If you don’t have a trusted mechanic yet, it’s best to shop…

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How To Insure Your Souped-up Car

87% of Filipino car owners view their cars as a means to get from points A to B; however, Filipinos still ranked fifth worldwide when it comes to viewing their vehicle as a status symbol.  It’s no wonder nine out of 10 car owners intend to upgrade their vehicles once they have the extra funds, according to the Nielsen Global Survey of Automotive Demand. Upgrades are aplenty, and you can’t deny the value they add to the car. With the most basic of upgrades beginning at four digits – it’s Php 1,000 to upgrade to a louder horn – it’s a must to keep your vehicle in its best condition. One way is through regular maintenance, and another is through car insurance. It’s important to know that the upgrades and add-ons affect your insurance premium. The more upgrades, the higher your insurance payments. From applying for and renewing insurance to filing a claim, here are the things you need to know when insuring your souped-up car: Table of ContentsApplication and RenewalClaims ProcessDriving safely and in style! Application and Renewal Insuring your upgraded car follows the same process as a regular vehicle.  The typical documents you need are: OR and car registration (CR) Invoice chassis and engine number conduction sticker license and valid ID If you’re insuring a secondhand vehicle, you would need photos of the front, rear, and side ends of your car. There are no additional documents to fill up when applying for insurance for your car’s upgrades. You just need to declare the additional features on the standard…

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AFPGEN Signs Motor Car Insurance Partnership with MoneyMax.ph

AFP General Insurance Corporation partners with MoneyMax.ph in providing motor car insurance to its customers. In this photo (from left to right): AFPGEN Senior Vice President B. Gen. Leopoldo B Santos Jr AFP (Ret.), AFPGEN President and CEO Lt. Gen. Alan R Luga AFP (Ret.), MoneyMax.ph Managing Director Mr. Moritz Gastl, and MoneyMax.ph Product Manager Mr. Rahul Maira. The AFP General Insurance Corporation signed a deal with MoneyMax.ph last April 8. 2016. AFPGEN was incorporated in 1979, created to cater to the non-life insurance needs of the Armed Forces of the Philippines. On its 35th year of service, the AFPGEN has provided the Armed Forces and its affiliates with exemplary non-life insurance service. This service has since been extended to the private sector, when the Insurance Commission lifted AFPGEN’s limited authority when it comes to providing policies. Over the course of its services to the Armed Forces, AFPGEN turned over a total net income of PHP 31.770 Million in 2012. As of its official launch into the open insurance market two years ago, the company has been looking for partners who can support them with their growth. They hope to reach a wider range of people through its partnership with MoneyMax.ph. Read more: Malayan, Philippine Leader in Non-Life Insurance, Partners With Online Broker Moneymax Prudential Guarantee Strengthens Auto Insurance Program Through Partnership with Moneymax AFPGEN President and CEO Lt. Gen. Alan R. Luga AFP (Ret.) stated what motivated them to enter a partnership with MoneyMax.ph: “We hope to let the open market know that AFPGEN is committed to providing both…

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What To Do If Your Car Is Stolen

If you or someone you know owns a car, you’ve probably had the discussion of what you’d do if your car is stolen. You imagine how you’d feel: the crushing hopelessness, how surreal it all is, trying to scour the lot for clues, maybe even trying to check for surveillance feeds. Lawmakers are seeking higher penalties for carnapping offenders, mostly owing to the fact 2014 saw a rise of 68.5% in cases. In most cases, car owners will take extra precautions in order to ensure that their car is secured from the possibility of it being taken. That’s anything from insurance to tracking software in their car. But do you know what to do if your car is stolen? Table of ContentsMake sure that it is goneContact the authoritiesLet your insurance company knowTrack and disableFinal Thoughts Make sure that it is gone When you encounter busy days, details might slip your mind. You may have parked on a different level, or in a different section of the area. You can’t immediately panic and assume that it’s been stolen. Think about where you parked as well: was it a proper parking zone? Could you have parked illegally? In most cases, people nearby may be able to tell you whether or not it was towed, or actually stolen. In the case of your vehicle being towed, you will want to ask for the number of a local towing or traffic management office. If your car was towed and not stolen, here’s what you should do. But if that’s not what happened, move…

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Get Car Insurance Discounts for Your Vehicle

Getting car insurance is a necessity for those who own a car. Apart from it being mandated by law, it also helps drivers protect their property and the lives of their passengers. It is also one of a car owner’s biggest expenses – apart from the car itself. In other countries, factors like age and driving record can affect the price of your car insurance. There are many ways that you can get car insurance discounts while being able to get the best possible coverage for your needs. So how do you go about getting a discount on your insurance? Here’s a few things that you should know. Table of ContentsHaggle for a Lower Price With Your ProviderCheck How Much Your Premium Should BeConsider Altering Your CoverageCompare Car Insurance ProvidersFinal Thoughts Haggle for a Lower Price With Your Provider Getting a discount on your insurance is a bit like haggling: in that you won’t get a discount if you aren’t proactive when it comes to asking for one. Most car insurance providers aren’t quick to pull the trigger on discounts unless someone asks for one. You can also check for special deals for renewals with a company or other promos that you might be eligible for. The first step is always to ask. Read more: CTPL Insurance in the Philippines: A Quick Guide for Filipino Motorists What is Roadside Assistance and Why Should I Get It? Check How Much Your Premium Should Be The older your car is, the lower your premium will be. For first-time car owners who decided…

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What Specific Components Are In Your Car Insurance Policy?

In a country like the Philippines where road accident scenarios are crazy, there’s no way to tell when an accident will strike – especially the ones where your car might be involved. Cars comprised the largest bulk of the type of vehicle that got involved on road accidents on the first half of 2015, which is 6,791 out of 15,292 (44.41%) according to the PNP Highway Patrol Group. This makes buying a car insurance policy crucial for people in the country but not all those who’ve bought car insurance policies have done their due diligence on finding out as much as possible about their car insurance policies and insurance providers. Most of us Filipinos buy car insurance as a necessity and because it is mandated by the law. This should not be the case and reading carefully through our car insurance policies should be a recurring practice for those availing it. If you know what details to look for and where to find it in your documents, your car insurance policy becomes a lot easier to understand. For those who are wondering what’s inside their insurance policy’s contract, here are 5 common sections you may see inside. Table of ContentsDeclarationsInsuring agreementExclusionsHere are some common exclusions found in some car insurance policies:DefinitionsConditionsNever leave your car insurance fine print unread Declarations This section is where you can see all your pertinent insurance information including your personal profile. It has the length of your policy, your coverage limits and deductibles, and personal information such as the following: Personal information like your name and car…

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4 Reasons to Get a Dashboard Camera

Dashboard Cameras, or DashCams, are a pretty interesting piece of tech. For a lot of people, mounting a GoPro onto their dash while on a trip provides many opportunities for shenanigans. YouTube, in particular, has become a repository for footage caught using a dashboard camera. The most well-known piece of footage comes from Russia – a comet falling out of the sky. But apart from getting a few hits and maybe going viral, what else could you use a dashboard camera for? In the Philippines, there are a number of reasons to get a dashboard camera – and here’s a look at four of them: Table of ContentsTheftInsuranceAccidentsCorruption Theft As of August, incidences of car theft at work have doubled since 2014, with figures pegged at an astounding 10,039 incidences from a previous 5,599. Both numbers aren’t particularly desirable, and having a dashboard camera could help identify thieves, if not prevent the theft of a vehicle completely. Mid-ranged dashboard camera models have HD resolution and GPS tagging, and time-stamp overlays. This can help in locating and retrieving the car, and possibly the capture of the people who took it. Insurance It isn’t that the use of dashboard cameras is uncommon in the rest of the world, but that they aren’t usually used by motorists. The real reason for its popular use in Russia is because of a crackdown on insurance fraud, which in turn is caused by the fact that hit and runs are quite common in many areas. As it could apply to motorists in the Philippines – a…

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Gift Ideas for Car Buffs

At this point, saying “Christmas is just around the corner” is less grating. With just a couple of weeks left before the actual day, most of us may be wracking our brains thinking of the best gifts for our loved ones. We all have someone in our lives that’s notoriously difficult to shop for. The ones with very discerning or very specific tastes are often the ones we spend days finding the perfect gift for, especially if they’re just that special to us. If you’re loved one is a car buff, there’s a number of things you can present as a gift – outside of maybe getting them their dream car, which is a little pricey – let’s be honest. If you’re looking for gift ideas for your car buff, here’s a few that should be both fun, and will make you their favorite person for a long time. Table of ContentsRacing SchoolA Standalone GPS DeviceCar Emergency and Safety KitsA Car Factory TourCar Cleaning SuppliesFinal Thoughts Racing School Not every car buff wants to go fast and furious, but there are more than a few that would, which makes this an ideal gift. Several racing schools give out lessons in the country, some basic, others are more specific – like Drift Classes from the Drift Masters of the Philippines. For the more varied basics, Tuason Racing has several classes: Basic Carting, Basic Circuit Racing, Formula Car Testing, and High-Performance Driving. Similarly, the Toyota Racing School also has Basic Circuit Racing classes. The price tags on these are a little steep,…

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The Higher Costs of Lower Premiums

When it comes to insuring your car, you consider the cost above a lot of other factors. To go beyond the CTPL means looking for the right amount of coverage for you and the car, and the costs in between. We’ve already discussed the factors that affect your premiums, but you’d be surprised to learn that there are times when lower premiums can actually drive up your personal costs. A lower premium may have adverse effects on the amount you pay out of pocket. “Insurance is about protecting your assets,” says Gio Puccini, an insurance specialist. “Reducing coverage exposes one to the thing they are attempting to avoid by purchasing insurance: out of pocket costs.” Table of ContentsHow does it happen?Price doesn’t always equal valueWhat to do How does it happen? It starts with your deductibles. This is the amount you agree to pay out-of-pocket when you file a car insurance claim. Not all coverages have deductibles, and those that do can also be limited. While you may be lowering the total overall cost of your premiums, it’ll mean that you will assume the larger financial portion of any damage to your car. In the case that you actually manage to wreck said car, your insurance won’t cover as much. The larger financial responsibility is a risk to your funds, and may end with you paying way more out of pocket than should have been necessary. As an example, if you’ve got a Php 3,000 deductible on your comprehensive policy that’s worth Php 19,000, you’ll be paying Php 3,000 out…

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10 of the Most Durable Car Models

A reliable car is something that stays with you for a long time. It takes a combination of proper care, the right car insurance, and maintenance to ensure that your car doesn’t croak before its time. Of course, there are times when brand also factors into a car’s longevity. According to research company R.L. Polk, based in Michigan, the average life expectancy of a car is around 10.8 years. Most cars today are built to last over 200,000 miles (on the odometer) with routine care and maintenance. You’re more likely to invest in a car that’s built to last, right? It’s the overall cost of repairs and maintenance over an extended period that matters to a lot of car owners. With that in mind, here’s a look at 10 longest-lasting car models that can make a case for a space in your garage. Table of Contents1. Honda Civic2. Honda Accord3. Toyota Camry4. Chevrolet Camaro5. Nissan Maxima6. Mazda 27. Hyundai Accent8. Ford Expedition9. Kia Sportage10. Mercedes Benz GLK-Class 1. Honda Civic This one shouldn’t come as a surprise to car owners in the country. The Honda Civic line is among the best selling cars and ties with one of Honda’s luxury lines: the Acura. Both are capable of lasting towards the 200,000 milestones, and the fact that it’s a high-capacity vehicle makes it a perfect candidate for this list. Read More: How To Insure Your Souped-up Car 2. Honda Accord Honda’s second entry is widely considered to be one of the most reliable cars out there. While the Civic has the edge…

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Top 5 Metro Manila Cities with the Most Car Thefts

0% – that’s the crime rate in Metro Manila when Manny Pacquiao, the Philippines’ Pambansang Kamao, has a fight. On regular days though, the picture is much grimmer. Just in the first half of 2015, the crime rate in the Philippines totaled 509,924. For car thefts, in particular, carnapping comprised 3.15% (6,491) of the incidents reported, 2.97% higher than in the same period last year. It’s no surprise that 80% of car thefts occur in Metro Manila, with it being the most populous region and economic center of the Philippines. Looking further, here are the top 5 cities in Metro Manila where car thefts (motorcycles excluded) have occurred so far this year (from January 1 to September 9, 2015): 1. Quezon City: 170 2. Valenzuela: 22 3. Manila: 21 4. Mandaluyong: 15 5. Pasig and San Juan: tied at 14 *Data: PNP Crime Maps. May not be complete. With these cities taking the top 1 (Quezon City), 2 (Manila), and 8 (Pasig) most populous places in Metro Manila, it is no wonder that most car thefts happen here. In addition, a prime business and economic activities are in the above cities as well. Populous cities, central business districts, and populations with higher buying power make it easy for car syndicates to turn the cars around for quicker and more frequent sales. Now that you know that top 5 Metro Manila cities where car thefts occur, how about the most common cars stolen? According to a press release from the Senate, the top 3 vehicles stolen are: 1. Toyota Fortuner 2….

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The People in Your Car and the Roles You Play

Everyone plays a certain role in a car, whether you’re driving around in the city, or heading out of town on a road trip. As the driver, you are generally responsible for their safety. Your passengers, on the other hand, well… That’s a different case entirely. Read more: Going Out-of-Town? Here’s How You Can Beat Traffic This Holy Week In a car that usually fits four other people apart from the driver, hi-jinks tend to ensue. Here’s a look at the people in your car and the roles you play: Table of ContentsThe People in Your Car (and the Roles You Play)The Driver“Shotgun”/Passenger SeatBack Seat The People in Your Car (and the Roles You Play) You are the driver, the master and commander of this land-ship of a car. Your passengers (usually numbering up to four, for a sedan) are your crew. Everyone plays a role regardless of the length of the ride. The Driver The driver has a particular set of skills all his own, and is charged with making sure you all get to your destination safely. As the driver’s primary focus is driving and the road, they can’t really participate in any shenanigans, so try not to bug them too much. Role: Drive (defensively when necessary) Focus on the road Park (like a boss) Try not to hit anyone in traffic Read more: Surviving Soul-Crushing Holy Week Traffic “Shotgun”/Passenger Seat The person riding “shotgun” is charged with keeping people in the back seat in line, and assisting the driver as necessary. This person is also usually the…

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