All Articles With Category : Car Insurance

The latest and the best financial news, tips and tricks.

Car Towing Rules Motorists Should Know to Avoid Illegal Towing Scams

Has your car ever been towed? If you’ve never experienced it, consider yourself lucky. Getting your car towed could be very stressful and nerve-wracking, more so if your rights as a motorist are violated. Illegal towing isn’t uncommon in Metro Manila roads. Several times every day, the Metropolitan Manila Development Authority (MMDA) receives complaints about illegal […]

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Got Your Car Repossessed? Here's What You Must Do

Uh-oh, the bank has just hauled your car away. What to do now? Losing your car is painful as it is. The hard-earned money you’ve paid for the monthly installments is gone in an instant. Having no car all of a sudden will jeopardize your work or business. It doesn’t help that the miserable state […]

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The Pros and Cons of Buying a Repossessed Car in the Philippines

Thinking of buying a used car? A bank repossessed car, also called a repo, is a good option. Somebody else’s loss is a bargain hunter’s gain—this is how repossession works. Banks take back cars from people who fail to repay their car loans and then put the repossessed vehicles on sale. Be careful when shopping […]

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Top 5 Websites for Buying Second-Hand Cars in the Philippines

Online shopping has redefined the used car purchase process. Gone are the days when shopping for second-hand cars meant spending a whole day hopping from one dealership to another and haggling a lower price. No need to scan classified ads in newspapers and calling each seller to inquire about used cars for sale. Nowadays, you […]

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9 Tips to Protect Yourself When Buying a Second-Hand Car

You’ve decided to purchase a second-hand car, and you’ve started to hunt for the right used car for you. The next steps will be a lot trickier than the car buying decision. Of course, you want a vehicle in the best condition possible at the lowest price. Just because you’re buying a second-hand car doesn’t […]

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Brand-New vs. Second-Hand Car: Which Vehicle to Buy This 2018?

Prices of brand-new cars in the Philippines have gone up in 2018, following the higher excise taxes imposed by the TRAIN or tax reform law. It’s now harder to afford a new car than a few years back. Because of this, second-hand car dealers are expecting more Pinoys to turn to the used car market, […]

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9 Driving Mistakes That are Most Likely to Kill You

1,380—that’s the number of deaths from 19,000 road accidents in the Philippines in the first eight months of 2017, based on a Philippine National Police-Highway Patrol Group (PNP-HPG) report. That means five people are killed on the road every day. The culprit? Human error. Yes, driving mistakes can cost lives. If these facts don’t alarm […]

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LTO Exams: What You Need to Know Before Taking the Driving Tests

All applicants for driver’s license in the Philippines are required to take the driving exams at the Land Transportation Office (LTO). This critical step to becoming a licensed driver ensures that only those who drive safely and responsibly are on the road. The driver’s license examination consists of a written test and a practical driving test. […]

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2018 Car Prices in the Philippines: How Much Does It Cost to Own a Car?

Can you afford to own a car this 2018? If you’re trying to cut costs, it would seem a little too late to buy a brand-new car this year. The tax reform or TRAIN law has raised excise taxes on petroleum products and automobiles since January 2018, driving up fuel and car prices in the […]

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Car Rental Companies Comparison: How to Find the Best Rent-a-Car Deal

Looking for the cheapest car rental service in the Philippines? Here’s the thing about saving money when renting a car: price isn’t the only thing to consider when choosing the best rent-a-car company. Cheaper doesn’t necessarily mean better. Of course, you need to you stay within your budget. But you also have to look at […]

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How to Negotiate Your Car Loan Payments

A new car is a large financial responsibility. You’ve got the fluctuating prices of fuel, payments on insurance, and the repayment of the loan you took out when you purchased the car. Juggling the repayment of a car loan is a struggle if improperly managed. While you’ve already reduced costs in every single corner of […]

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LTO Car Registration and Renewal: Things You Need to Know

Just like anything you do for the first time, registering and renewing your car license may be a little bit cumbersome – not that you don’t want to do it, it’s just that you don’t know where to start. Bookmark this page if you’re set to register your car. Read More: [INFOGRAPHIC] Guide to LTO Car […]

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Comprehensive Car Insurance Requirements

For any vehicle owner, car insurance is a necessity. In fact, a Compulsory Third Party Liability policy is mandated by local law. This means that if you are to register a car with the Land Transportation Office, your car needs to be insured to be valid for operation. A CTPL policy covers just a certain […]

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Why You Need Motorcycle Insurance and How to Get it

  According to a news report, there were on average 23 vehicular accidents per day on EDSA in 2017. The fewer wheels your vehicle has, the higher the exposure to accidents and fatalities, which explains why motorcycle riders are more vulnerable than cars. According to an analysis done by Thinking Machines, a data science consultancy, motorcycles are the […]

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The Best Car Apps for Drivers and Car Enthusiasts

There’s an app for everything. An app for music streaming, an app for cleaning, and even an app for receiving fake phone calls. As technology advances, our ideas and needs progress too. Luckily, the automotive industry is quick to adapt with innovation, making the lives of car owners easier. Whether you need help with parking […]

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Best Stores in the Philippines to Get Car Accessories

Experienced car owners know that a little wax and customization can do a lot even on the dirtiest and oldest vehicle. However, when service centers aren’t enough and you want to do these by yourself, you need to invest on products that can make your vehicle look (and feel) brand new. Sounds great, right? For […]

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The Anti-Distracted Driving Act: How Helpful Is It in Preventing Road Accidents?

The World Health Organization’s 2015 Global Status Report on Road Safety claimed that distracted driving is a “serious and growing threat to road safety.” Drivers who are preoccupied with their gadgets while on the road are four times more likely to get into a crash. Specifically, texting while driving makes a person 23 times more susceptible […]

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Car Service Centers in Metro Manila That Provide the Best Value

Car breakdowns are inconvenient but inevitable. If you drive a private vehicle, you know how frustrating it can be to deal with the hassle of taking your car to a service center and shelling out a sizable chunk of cash. That’s why smart car owners maintain their car regularly—periodic maintenance is less troublesome than a […]

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Buy Your First Car with Bitcoin

A new kind of currency is gaining ground in the Philippines, and it’s called bitcoin—a term you may have heard since it’s the most popular form of virtual currency, or what is technically called cryptocurrency, today. Filipinos here and abroad use bitcoin to settle remittance payments and utility bills, all at a relatively lower cost. […]

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Can a Dash Cam Reduce Car Insurance Costs in the Philippines?

Roads are seeing more action lately. They’ve become almost a disaster show featuring exhibits like road rage, accidents, and roadkills—which are not fun to watch but are sometimes necessary to review for insurance purposes. When unfortunate events arise, witnesses aren’t always around to corroborate your claims. That’s why, sometimes, perpetrators get away, leaving you with […]

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