All Articles With Category : Car Insurance

The latest and the best financial news, tips and tricks.

Killer Highways: 10 Most Accident Prone Roads in the Philippines

These days, you might be hard-pressed to think about the danger of driving in the Philippines, mostly because the traffic in Metro Manila has gotten to the point where main roads are congested even in the wee hours. Still, certain roads out there require extra care when navigating through them. Some of these roads are notorious for having […]

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8 Possible Reasons Your Car Insurance Claim Got Denied

Now that you have a car insurance, you’re guaranteed financial protection from any car-related damages you might incur on the road. However, a car insurance doesn’t give you the license to act recklessly out there. You can’t just apply for a claim after a car accident and expect to receive money in an instant. Your […]

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LTO Student Permit Application Guide for First-Time Drivers

Driving a car for the first time? You need to be licensed to drive legally in the Philippines. But before you can qualify for a driver’s license, you have to apply first for a student permit at the Land Transportation Office (LTO). Here’s a guide to help you with your student permit application. What is […]

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CTPL Insurance in the Philippines: Understanding the Basics

Owning a car entails a lot of financial responsibilities. Aside from the car itself, you’ll be paying for things like registration, maintenance, and insurance. Many Filipinos choose to forgo the latter, thinking that being careful is enough. Newsflash! It’s not, mainly because before you can even drive your car, you need to buy a particular […]

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Car Maintenance Checklist to Curb the Summer Heat

Summer’s here and you’re probably feeling the heat not only at home but also inside your car. With temperatures rising up to 42°C, driving your vehicle can be quite a challenge, especially during daytime. However, it’s not only you that’s suffering. Your vehicle experiences temperature changes as well, which may cause breakdowns and damages. Most […]

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10 Underrated Summer Destinations You Can Travel by Car

Listen up, weekend warriors: If you’re planning something different for your road trips this year (and avoid the crowded touristy places), you have a lot of wonderful summer destinations near Manila to choose from. Considerations include your budget, interests, and how far you’re willing to go. Here are some awesome summer destinations in the Philippines you […]

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Step-by-Step Guide to Car Insurance Renewal in the Philippines

Is your car insurance policy due for renewal? Here is a quick step-by-step guide: Review Your Policy Assess Your Car Insurance Coverage Decide on Your Deductible Review Your Car Insurance Provider Get and Compare Car Insurance Quotes Choose the Best Car Insurance Policy and Provider Provide or Update Your Information Pay for Your Car Insurance […]

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Top 15 Fuel Efficient Cars in the Philippines

Looking to buy a car? Don’t just look at the selling prices. With the rising fuel prices, fuel economy has become all the more important factor in choosing a vehicle nowadays. The less fuel a car consumes and the farther distance it covers per liter, the better it is for a car owner’s wallet. It […]

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#AskJames: More Car Insurance Questions Answered

Three weeks ago, automotive journalist and TV host James Deakin joined Moneymax on a Facebook Live session to answer burning car insurance questions from their viewers. While they were able to answer most of the concerns, one hour simply isn’t enough to get through all the questions. And because we don’t like leaving questions unanswered, […]

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BLOWBAGETS: 10 Things to Check Before You Drive

Ever heard of BLOWBAGETS? This motoring term stands for battery, lights, oil, water, brake, air, gas, engine, tire, and self. Sounds a little funny, yes, but it’s a serious reminder about checking your car to prevent an accident or breakdown (We have the PNP-Highway Patrol Group to thank for this handy mnemonic). Whether you’re heading […]

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How Much Does Car Insurance Cost in the Philippines?

Buying car insurance is a lot like buying a fire extinguisher: you pray that you’ll never need it, but you feel better knowing it’s there anyway. However, many car owners are concerned about car insurance cost and whether they can afford it or not. You might be wondering: “Why does car insurance cost so much?” […]

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Here’s Why You Should Visit the 2019 Manila International Auto Show

The Manila International Auto Show (MIAS) isn’t your typical auto show. Car enthusiasts all over the Philippines come together every year in this most anticipated and largest motoring event in the country. Now on its 15th year, the Manila International Auto Show 2019 carries “Experience Fun and Function” as its theme. Looking at its activity […]

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Should You Get Car Insurance Through a Bank, Dealer, or Online Broker?

Looking for comprehensive car insurance coverage for the vehicle you’re buying? Need to renew your expiring policy? You’re probably wondering where to get car insurance from. Going directly to car insurance companies to shop around for the best policy isn’t practical. Neither is randomly picking an insurance firm. The sheer number of choices in the […]

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Car Won’t Start? Troubleshooting Tips for Each Car Breakdown Symptom

Just when you’re in a hurry to drive to somewhere important, your car won’t start after you turn the key on the ignition. What could be worse than a car that refuses to start? What to do when that dreaded situation happens? Either you fix it yourself or ask for help. Take note of what […]

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How Much Does Toyota Car Insurance Cost in the Philippines?

Toyota insurance costs, as with those of other Japanese cars like Honda and Nissan, come cheap in the Philippines. What drives car insurance prices down for Toyota models is their high safety ratings. They’re equipped with topnotch safety features, which is a factor that affects car insurance costs. Also, Toyota car parts are easy and […]

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17 Car Essentials Every Woman Should Have

Female drivers often get unfairly judged for their skills behind the wheel. If you are a woman and drive a car, you’re probably tired of hearing stereotypical comments about lady drivers being slow, reckless, and accident-prone. But studies prove otherwise. Women are actually better drivers than men. They’re less pasaway and less likely to figure in an accident. So […]

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How Much to Pay for LTO Car Registration, Driver’s License, and Violation Fees?

Each transaction with the Land Transportation Office (LTO) comes with a fee—whether it’s for vehicle registration, driver’s license application or renewal, or settling a traffic rule violation. LTO fees are an inescapable reality every car owner in the Philippines must deal with. What’s worse than parting away with your money is getting shocked at the […]

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Complete Guide to Car Registration and Renewal in the Philippines

So you got a new vehicle, an SUV or even a motorcycle—congratulations! Before testing out your ride, you need to make your ownership formal with the government. Car registration and renewal are essential in the Philippines, and the LTO (Land Transportation Office) is the agency responsible for it. For some car owners, registering and renewing a […]

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LTO Vanity Plate: The Pros and Cons of Customizing Your Plate Number

  You’ve probably noticed pimped cars out and about before, right? You know the type: kitted out with nice wheels, a fantastic paint job, and a license plate that’s out of the ordinary. In the Philippines, license plates for cars are segregated into private, public, and official use. Vanity license plates, officially called Optional Motor Vehicle […]

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LTO Violations Every Motorist Should Take Note Of

Everyone gets a ticket at least once in their life. Whether it’s for smoking at a non-smoking area or for throwing garbage at the wrong place. Indeed, we’ve all paid fines for something at one point or another. And if you’re a driver in the Philippines, there’s a huge chance you have received a ticket […]

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