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The latest and the best financial news, tips and tricks.

Home Improvement Loans: Finding the Best Fit for You

Filipinos renovate their homes for various reasons. Usually, renovations involve fixing damage caused by flooding, fire, or any other disaster. Some take on home improvement projects to accommodate their growing family or boost the comfort and structural integrity of their living space. Enterprising Pinoys renovate their property to generate extra income, like those renting out […]

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The Costs of Measles Prevention and Treatment in the Philippines

Just how bad is the measles situation in the Philippines? Shouldn’t we do something to prevent our loved ones from getting it? Measles, locally known as tigdas, has reached an alarming state that the Department of Health (DOH) has declared outbreaks in Metro Manila, Central Luzon, CALABARZON, Western Visayas, and Central Visayas. Several other regions in […]

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Complete Guide to Car Registration and Renewal in the Philippines

So you got a new vehicle, an SUV or even a motorcycle—congratulations! Before testing out your ride, you need to make your ownership formal with the government. Car registration and renewal are essential in the Philippines, and the LTO (Land Registration Office) is the agency responsible for it. For some car owners, registering and renewing a […]

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Civil Service Exam: Simple Guide for Aspiring Filipino Public Servants

Want to start a career in government service? You share the dream with eight in every 10 Filipinos. A recent JobStreet.com survey notes the increasing desire for government jobs in the Philippines, with 77% of Pinoys wanting to work for the public service sector. Interestingly, the most in-demand government agencies for jobseekers are the SSS, BIR, and […]

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7 Romantic Gift Ideas for P500 or Less

It’s that time of the year again. People are holding hands more often than usual; your social media is filled with pictures of your couple friends expressing their love for each other; restaurants are filling up with dinner reservations. *sigh* It’s definitely Valentine’s Day. Most couples go all out on this day and spend more […]

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9 Valentine’s Credit Card Deals for Couples and Singles

Celebrating Valentine’s Day, for some, may mean getting thinner wallets. But you don’t have to break the bank if you’re wise about spending on this special day. For instance, if you own a credit card, you may get discounts and other Valentine’s deals at your provider’s partner merchants. Still looking for ideas on how to celebrate […]

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Save Early for Your Child With These Best Savings Accounts for Kids

Roughly 46% of the Philippine population is 19 years old and younger. This means that half the country’s population is yet to experience important milestones in their lives – graduating college, getting their first job, getting married, and more. With so many life events they’ve yet to experience, it’s important for parents to help provide […]

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LTO Vanity Plate: The Pros and Cons of Customizing Your Plate Number

  You’ve probably noticed pimped cars out and about before, right? You know the type: kitted out with nice wheels, a fantastic paint job, and a license plate that’s out of the ordinary. In the Philippines, license plates for cars are segregated into private, public, and official use. Vanity license plates, officially called Optional Motor Vehicle […]

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UMID Card Application: 5 Things You Need to Know

The Unified Multi-Purpose ID (UMID) is a four-in-one identification card that Filipinos can use to transact with government agencies such as the Social Security System (SSS), Government Service Insurance System (GSIS), PhilHealth, and Pag-IBIG Fund. The UMID is also accepted as a valid ID in all other transactions. This makes it one of the most powerful […]

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Best Places to Eat in Makati for Employees on a Budget

One of the best things about working in Makati is that the food options are endless. Fast food joints and hole-in-the-walls are literally everywhere, making dining an experience for everyone in the city. However, eating out also means spending your hard-earned money. It can be tough, especially if your officemates pressure you into dining out […]

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How to Pay Debt Despite Having Low Income

Debt is an issue that many people contend with. Paying off debt is a concern regardless of income–but what if the issue is how to pay debt despite having a low salary? Dealing with debt when you have a low income is a difficult task. Some might even say it’s impossible. However, according to Lisa […]

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Crack Open Your Financial Fortune Cookie This Chinese New Year!

Ni hao, it’s Chinese New Year! Dragon dances and fortune cookies are an integral part of this celebration, so here is your chance to find out what the Year of the Pig holds for your financial fortune. Enter your Year of Birth (example: 1990) and crack open the cookie below to see what’s in store for […]

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LTO Violations Every Motorist Should Take Note Of

Everyone gets a ticket at least once in their life. Whether it’s for smoking at a non-smoking area or for throwing garbage at the wrong place. Indeed, we’ve all paid fines for something at one point or another. And if you’re a driver in the Philippines, there’s a huge chance you have received a ticket […]

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How to Check if Your Employer is Paying Your Pag-IBIG, PhilHealth, and SSS Contributions

Is your employer remitting Pag-IBIG, PhilHealth, and SSS contributions being deducted from your salary? If your answer is “I don’t know,” “I’m not sure,” or “I don’t think so,” it’s time to start monitoring your contribution payments. You need to confirm if your company is up to date in remitting the correct amount of your […]

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Back Pay and Other Benefits You May Receive Upon Resignation

There are many reasons why employees leave employers; poor management, office location, lack of career growth, or a plan to start a new business. Whatever it may be, leaving a job can be bittersweet—you bid goodbye to your colleagues as you look forward to new possibilities. Upon resignation, another thing to look forward to is your […]

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Credit Cards with Easy Application Requirements

What’s keeping many Filipinos from getting a credit card? One of the top three reasons for not having a credit card, found a recent Moneymax survey, is the approval process. This finding is hardly surprising. Some banks in the Philippines may take a month or longer to process—it can be very frustrating for someone to wait […]

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Grow Your Money Faster with a High-Interest Savings Account

Most savings accounts from major banks in the Philippines grow funds at a measly rate of 0.10% to 0.25% per year. A savings account is good enough to keep your money for daily expenses but not for other financial goals in which you need to grow it faster. Good thing, there are quite a handful of […]

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Huwag Kang Pasaway: 10 Driving Tips for Kamote Drivers

Pasaway, kamote, balinghoy, kaskasero—Pinoys on online communities for motorists use different names to refer to the bad guys on the road. Hate them? Of course, who doesn’t? It’s frustrating to encounter drivers who forget road safety tips, lack driving etiquette or break traffic rules. How about you? How would you rate your own driving habits? Are […]

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From Pottery to Riding a Scooter: 11 New Things to Try This Year

Looking to try something different this year? You have lots of activities and hobbies to choose from that will make your free time more productive. Here are a few suggestions for new things to try if you want to get out of your comfort zone, expand your horizons, or just channel your creativity and energy […]

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Complete List of Banks That Operate on Weekends

Need to deposit money but don’t have the time to do it on a weekday? Since banks usually close before 5:00 PM, accomplishing bank errands can be a challenge especially when you have other important things to do. Fortunately, banks are now more lenient when it comes to operating hours. Major banks like Chinabank and […]

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